The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100   891,860 8,583 SH   SOLE   0 0 0
ABBVIE INC COM 00287y109   3,155,110 18,395 SH   SOLE   0 0 0
ACCENTURE SHS CL A G1151C101   1,294,043 4,265 SH   SOLE   0 0 0
ADOBE SYSTEMS COM 00724F101   3,123,246 5,622 SH   SOLE   0 0 0
AFLAC INC COM 001055102   3,429,593 38,401 SH   SOLE   0 0 0
ALPHABET CL A CAP STK CL A 02079K305   3,551,163 19,496 SH   SOLE   0 0 0
ALPHABET INC CAP STK CL C 02079K107   608,932 3,320 SH   SOLE   0 0 0
ALTRIA GROUP COM 02209S103   429,081 9,420 SH   SOLE   0 0 0
AMARIN CORP PLC SPONS ADR NEW 023111206   9,288 13,500 SH   SOLE   0 0 0
AMERICAN ELECTRIC POWER COM 025537101   240,671 2,743 SH   SOLE   0 0 0
AMGEN INC COM 031162100   974,219 3,118 SH   SOLE   0 0 0
AMPHASTAR PHARMACEUTICALS IN COM 03209R103   220,000 5,500 SH   SOLE   0 0 0
APPLIED MATERIALS INC COM 038222105   2,713,413 11,498 SH   SOLE   0 0 0
ARCOSA INC COM COM 039653100   1,442,700 17,296 SH   SOLE   0 0 0
ARTHUR J GALLAGHER COM 363576109   1,117,107 4,308 SH   SOLE   0 0 0
AT&T COM 00206R102   474,255 24,817 SH   SOLE   0 0 0
AUTOMATIC DATA PROCESSING COM 053015103   16,214,796 67,932 SH   SOLE   0 0 0
Apple Inc AAPL 037833100   5,331,737 25,314 SH   SOLE   0 0 0
BANK OF AMERICA COM 060505104   1,192,292 29,980 SH   SOLE   0 0 0
BAXTER INT'L INC CL A 071813109   313,360 9,368 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY A CL A 084670108   2,448,964 4 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY B CL B NEW 084670702   13,696,711 33,669 SH   SOLE   0 0 0
BIOGEN INC COM 09062X103   2,126,415 9,173 SH   SOLE   0 0 0
BOEING COM 097023105   294,856 1,620 SH   SOLE   0 0 0
BRISTOL MYERS SQUIBB CO COM 110122108   577,381 13,903 SH   SOLE   0 0 0
BROADRIDGE FINANCIAL COM 11133T103   477,922 2,426 SH   SOLE   0 0 0
CARRIER GLOBAL CORP COM 14448C104   380,499 6,032 SH   SOLE   0 0 0
CATERPILLAR INC COM 149123101   2,652,698 7,964 SH   SOLE   0 0 0
CENCORA COM 03073E105   2,384,890 10,585 SH   SOLE   0 0 0
CENTENE CORP DEL COM 15135B101   232,050 3,500 SH   SOLE   0 0 0
CHECKPOINT SOFTWARE ORD SHS M22465104   4,855,785 29,429 SH   SOLE   0 0 0
CHEVRON CORP COM 166764100   1,218,154 7,788 SH   SOLE   0 0 0
CIGNA COM 125523100   258,711 783 SH   SOLE   0 0 0
CISCO SYSTEMS INC COM 17275R102   5,666,702 119,274 SH   SOLE   0 0 0
CITIGROUP INC COM NEW 172967424   313,651 4,943 SH   SOLE   0 0 0
COCA COLA COM 191216100   1,393,425 21,892 SH   SOLE   0 0 0
COLGATE-PALMOLIVE CO COM 194162103   2,275,299 23,447 SH   SOLE   0 0 0
COMCAST A COM 20030N101   320,485 8,184 SH   SOLE   0 0 0
CONOCO PHILLIPS COM 20825C104   203,937 1,783 SH   SOLE   0 0 0
CONSOLIDATED EDISON INC COM 209115104   290,615 3,250 SH   SOLE   0 0 0
CONSTELLATION ENERGY COM 21037T109   415,761 2,076 SH   SOLE   0 0 0
CORNING INC COM 219350105   590,520 15,200 SH   SOLE   0 0 0
COSTCO COM 22160K105   1,025,920 1,207 SH   SOLE   0 0 0
CSX CORP COM 126408103   252,681 7,554 SH   SOLE   0 0 0
CUMMINS INC COM 231021106   346,993 1,253 SH   SOLE   0 0 0
CVS CAREMARK COM 126650100   2,748,237 46,533 SH   SOLE   0 0 0
D R HORTON COM 23331A109   346,688 2,460 SH   SOLE   0 0 0
DEERE & CO COM 244199105   1,491,823 3,993 SH   SOLE   0 0 0
DEVON ENERGY CORP NEW COM 25179M103   209,982 4,430 SH   SOLE   0 0 0
DIAMONDS TRUST COM 78467X109   486,566 1,244 SH   SOLE   0 0 0
DISCOVER FINL SVCS COM 254709108   245,704 1,878 SH   SOLE   0 0 0
DISNEY CO COM 254687106   1,033,415 10,408 SH   SOLE   0 0 0
DOLLAR GENERAL COM 256677105   288,129 2,179 SH   SOLE   0 0 0
DOVER CORP COM 260003108   2,650,784 14,690 SH   SOLE   0 0 0
DOW INC COM 260557103   201,060 3,790 SH   SOLE   0 0 0
DU PONT INC COM 26614N102   274,712 3,413 SH   SOLE   0 0 0
EATON CORP SHS G29183103   2,207,078 7,039 SH   SOLE   0 0 0
ELEVANCE HEALTH COM 036752103   361,429 667 SH   SOLE   0 0 0
EMERSON ELECTRIC COM 291011104   821,683 7,459 SH   SOLE   0 0 0
EXXON MOBIL CORP COM 30231G102   5,392,362 46,841 SH   SOLE   0 0 0
FASTENAL CO COM 311900104   933,551 14,856 SH   SOLE   0 0 0
FIDEL ENERGY ETF COM 316092402   367,356 14,642 SH   SOLE   0 0 0
FIDEL FINANCIAL ETF COM 316092501   484,788 8,367 SH   SOLE   0 0 0
FIDEL HEALTH CARE ETF COM 316092600   961,319 14,013 SH   SOLE   0 0 0
FIDEL TECH ETF COM 316092808   4,512,520 26,309 SH   SOLE   0 0 0
FIDELITY COMM SERVICES ETF COM 316092873   872,593 16,707 SH   SOLE   0 0 0
FISERV INC COM 337738108   1,126,444 7,558 SH   SOLE   0 0 0
FORD MTR CO DEL COM 345370860   203,883 16,259 SH   SOLE   0 0 0
GARTNER INC COM 366651107   233,062 519 SH   SOLE   0 0 0
GE VERNOVA INC COM 36828A101   278,189 1,622 SH   SOLE   0 0 0
GENERAL DYNAMICS CORP COM 369550108   230,951 796 SH   SOLE   0 0 0
GENERAL ELECTRIC CO COM NEW 369604301   1,059,164 6,663 SH   SOLE   0 0 0
GENUINE PARTS COM 372460105   380,380 2,750 SH   SOLE   0 0 0
HALLIBURTON CO COM 406216101   594,558 17,601 SH   SOLE   0 0 0
HOME DEPOT COM 437076102   6,541,019 19,001 SH   SOLE   0 0 0
HONEYWELL INTL COM 438516106   365,946 1,714 SH   SOLE   0 0 0
IBM CORP COM 459200101   399,342 2,309 SH   SOLE   0 0 0
INTEL CORP COM 458140100   2,491,728 80,456 SH   SOLE   0 0 0
INTUITIVE SURGICAL COM NEW 46120E602   2,426,657 5,455 SH   SOLE   0 0 0
ISHARES TR CORE S&P500 ETF 464287200   2,373,140 4,337 SH   SOLE   0 0 0
ISHRS HIGH DIVIDEND COM 46429B663   1,561,489 14,365 SH   SOLE   0 0 0
JACK HENRY & ASSOC INC COM 426281101   12,402,876 74,707 SH   SOLE   0 0 0
JOHNSON & JOHNSON COM 478160104   1,852,592 12,675 SH   SOLE   0 0 0
JP MORGAN CHASE & CO COM 46625H100   3,305,024 16,340 SH   SOLE   0 0 0
KINDER MORGAN INC DEL COM 49456B101   208,366 10,486 SH   SOLE   0 0 0
KLATENCOR COM 482480100   412,255 500 SH   SOLE   0 0 0
KROGER COM 501044101   253,959 5,086 SH   SOLE   0 0 0
LIGAND PHARM INC COM 53220K504   1,197,166 14,208 SH   SOLE   0 0 0
LILLY ELI COM 532457108   1,117,239 1,234 SH   SOLE   0 0 0
LOCKHEED MARTIN COM 539830109   341,917 732 SH   SOLE   0 0 0
LOWES CO INC COM 548661107   728,179 3,303 SH   SOLE   0 0 0
M&T BANK COM 55261F104   441,122 2,914 SH   SOLE   0 0 0
MARATHON PETROLEUM CORP COM 56585A102   583,486 3,363 SH   SOLE   0 0 0
MARKEL CORP HLDG CO COM 570535104   5,540,021 3,516 SH   SOLE   0 0 0
MARRIOTT INTERNAT'L Cl A COM 571903202   379,821 1,571 SH   SOLE   0 0 0
MARSH & MCLENNAN COM 571748102   284,472 1,350 SH   SOLE   0 0 0
MCDONALDS CORP COM 580135101   1,419,204 5,569 SH   SOLE   0 0 0
MERCK & CO INC COM 58933Y105   3,957,119 31,964 SH   SOLE   0 0 0
META PLATFORMS INC A COM 30303M102   508,758 1,009 SH   SOLE   0 0 0
MICROSOFT CORP COM 594918104   26,824,346 60,016 SH   SOLE   0 0 0
NEXTERA ENERGY COM 65339F101   1,362,768 19,245 SH   SOLE   0 0 0
NIKE B CL B NEW 654106103   682,179 9,051 SH   SOLE   0 0 0
NOVARTIS SPONS ADR 66987V109   1,258,357 11,820 SH   SOLE   0 0 0
NUCOR CORP COM 670346105   407,056 2,575 SH   SOLE   0 0 0
NVIDIA CORP COM 67066G104   6,761,344 54,730 SH   SOLE   0 0 0
NVR HOMES COM 62944T105   1,195,957 158 SH   SOLE   0 0 0
OCCIDENTAL PETROLEUM CORP COM 674599105   402,194 6,381 SH   SOLE   0 0 0
OLD REPUBLIC INTL COM 680223104   310,545 10,050 SH   SOLE   0 0 0
OMNIAB INC COM 68218J103   398,505 106,268 SH   SOLE   0 0 0
ON SEMICONDUCTOR COM 682189105   884,295 12,900 SH   SOLE   0 0 0
ORACLE CORP COM 68389X105   3,550,484 25,145 SH   SOLE   0 0 0
OTIS WORLDWIDE COM 68902V107   260,865 2,710 SH   SOLE   0 0 0
PAYCHEX INC COM COM 704326107   499,019 4,209 SH   SOLE   0 0 0
PAYCOM SOFTWARE COM 70432V102   481,346 3,365 SH   SOLE   0 0 0
PEPSICO INC COM 713448108   1,303,801 7,905 SH   SOLE   0 0 0
PFIZER INC COM 717081103   809,936 28,947 SH   SOLE   0 0 0
PNC FINL SVCS GROUP COM 693475105   1,524,239 9,803 SH   SOLE   0 0 0
PROCTOR & GAMBLE CO COM 742718109   9,466,231 57,399 SH   SOLE   0 0 0
PUBLIC SERVICE ENTERP COM 744573106   1,782,869 24,191 SH   SOLE   0 0 0
QUALCOMM INC COM 747525103   2,314,051 11,618 SH   SOLE   0 0 0
QUANTA SVCS INC COM 74762E102   241,386 950 SH   SOLE   0 0 0
RADIAN GROUP INC COM 750236101   488,270 15,700 SH   SOLE   0 0 0
RAYTHEON TECHNOLOGIES COM NEW 75513E101   4,050,022 40,343 SH   SOLE   0 0 0
REALTY INCOME CORP COM 756109104   304,442 5,764 SH   SOLE   0 0 0
ROSS STORES INC COM 778296103   7,183,864 49,435 SH   SOLE   0 0 0
S&P GLOBAL INC COM 78409V104   7,992,157 17,920 SH   SOLE   0 0 0
S&P MIDCAP 400 ETF COM 78467Y107   4,723,368 8,827 SH   SOLE   0 0 0
SANDY SPRING BANK COM 800363103   262,491 10,775 SH   SOLE   0 0 0
SCHLUMBERGER LTD COM 806857108   346,148 7,337 SH   SOLE   0 0 0
SCHWAB CHARLES CORP NEW COM 808513105   316,867 4,300 SH   SOLE   0 0 0
SEI CORP COM 784117103   3,946,060 61,000 SH   SOLE   0 0 0
SHERWIN WILLIAMS CO COM 824348106   201,440 675 SH   SOLE   0 0 0
SOUTHERN COMPANY COM 842587107   836,105 10,779 SH   SOLE   0 0 0
SOUTHWEST AIRLINES COM 844741108   617,393 21,580 SH   SOLE   0 0 0
SPDR CONV SECS ETF COM 78464A359   208,974 2,900 SH   SOLE   0 0 0
SPDR ENERGY ETF COM 81369Y506   641,240 7,035 SH   SOLE   0 0 0
SPDR FINANCIAL ETF COM 81369Y605   1,787,077 43,471 SH   SOLE   0 0 0
SPDR HEALTH CARE ETF COM 81369Y209   769,913 5,282 SH   SOLE   0 0 0
SPDR S&P 500 ETF COM 78462F103   374,811 689 SH   SOLE   0 0 0
SPDR TECHNOLOGY ETF COM 81369Y803   10,559,959 46,678 SH   SOLE   0 0 0
T ROWE PRICE GROUP INC COM 74144T108   356,549 3,092 SH   SOLE   0 0 0
TARGET COM 87612E106   718,586 4,854 SH   SOLE   0 0 0
THERMO FISHER SCIENTIFIC COM 883556102   2,774,022 5,016 SH   SOLE   0 0 0
TJX COMPANIES COM 872540109   2,202,347 20,003 SH   SOLE   0 0 0
TRANE TECH PLC SHS G8994E103   462,147 1,405 SH   SOLE   0 0 0
TRINITY INDS INC COM 896522109   1,161,366 38,816 SH   SOLE   0 0 0
UNILEVER PLC SPONS ADR 904767704   493,535 8,975 SH   SOLE   0 0 0
UNION PACIFIC COM 907818108   1,500,104 6,630 SH   SOLE   0 0 0
UNITED HEALTH GROUP COM 91324P102   2,423,678 4,759 SH   SOLE   0 0 0
UNITED PARCEL SERVICE CL B NEW 911312106   1,262,835 9,228 SH   SOLE   0 0 0
UNITED RENTALS INC COM 911363109   19,791,610 30,603 SH   SOLE   0 0 0
VANG ST CORP BOND ETF COM 92206C409   557,616 7,216 SH   SOLE   0 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   230,636 400 SH   SOLE   0 0 0
VERIZON COMM INC COM 92343V104   562,102 13,630 SH   SOLE   0 0 0
VIKING THERAPEUTICS INC COM 92686J106   572,508 10,800 SH   SOLE   0 0 0
VISA INC COM 92826C839   729,794 2,780 SH   SOLE   0 0 0
WAL-MART COM 931142103   275,963 4,076 SH   SOLE   0 0 0
WASTE MANAGEMENT COM 94106L109   576,658 2,703 SH   SOLE   0 0 0
WEYERHAEUSER CO COM 962166104   228,540 8,050 SH   SOLE   0 0 0