The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100   1,091,674 9,918 SH   SOLE   0 0 0
ABBVIE INC COM 00287y109   3,148,525 20,317 SH   SOLE   0 0 0
ACCENTURE SHS CL A G1151C101   1,250,653 3,564 SH   SOLE   0 0 0
ADOBE SYSTEMS COM 00724F101   2,500,947 4,192 SH   SOLE   0 0 0
AFLAC INC COM 001055102   3,324,833 40,301 SH   SOLE   0 0 0
ALPHABET CL A CAP STK CL A 02079K305   2,723,240 19,495 SH   SOLE   0 0 0
ALTRIA GROUP COM 02209S103   412,477 10,225 SH   SOLE   0 0 0
AMARIN CORP ADR EACH REP 1 ORD SPONS ADR NEW 023111206   11,745 13,500 SH   SOLE   0 0 0
AMERICAN ELECTRIC POWER COM 025537101   265,102 3,264 SH   SOLE   0 0 0
AMGEN INC COM 031162100   898,046 3,118 SH   SOLE   0 0 0
AMPHASTAR PHARMACEUTICALS IN COM 03209R103   340,175 5,500 SH   SOLE   0 0 0
APPLE INC COM 037833100   4,943,086 25,674 SH   SOLE   0 0 0
APPLIED MATERIALS INC COM 038222105   1,863,481 11,498 SH   SOLE   0 0 0
ARCOSA INC COM COM 039653100   1,562,332 18,905 SH   SOLE   0 0 0
ARTHUR J GALLAGHER COM 363576109   561,750 2,498 SH   SOLE   0 0 0
AT&T COM 00206R102   511,773 30,499 SH   SOLE   0 0 0
AUTOMATIC DATA PROCESSING COM 053015103   16,599,157 71,250 SH   SOLE   0 0 0
Alphabet COM 02079K107   467,871 3,320 SH   SOLE   0 0 0
BANK OF AMERICA COM 060505104   1,135,241 33,717 SH   SOLE   0 0 0
BAXTER INT'L INC CL A 071813109   405,659 10,493 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY A CL A 084670108   2,170,500 4 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY B CL B NEW 084670702   12,765,003 35,790 SH   SOLE   0 0 0
BIOGEN INC COM 09062X103   2,710,021 10,473 SH   SOLE   0 0 0
BOEING COM 097023105   398,810 1,530 SH   SOLE   0 0 0
BRISTOL MYERS SQUIBB CO COM 110122108   767,225 14,953 SH   SOLE   0 0 0
BROADRIDGE FINANCIAL COM 11133T103   499,150 2,426 SH   SOLE   0 0 0
CARRIER GLOBAL CORP COM 14448C104   385,317 6,707 SH   SOLE   0 0 0
CATERPILLAR INC COM 149123101   2,465,495 8,339 SH   SOLE   0 0 0
CENTENE CORP DEL COM 15135B101   296,840 4,000 SH   SOLE   0 0 0
CHECKPOINT SOFTWARE ORD SHS M22465104   4,696,612 30,739 SH   SOLE   0 0 0
CHEVRON CORP COM 166764100   1,183,243 7,933 SH   SOLE   0 0 0
CIGNA COM 125523100   238,522 797 SH   SOLE   0 0 0
CISCO SYSTEMS INC COM 17275R102   6,477,175 128,210 SH   SOLE   0 0 0
CITIGROUP INC COM NEW 172967424   257,329 5,003 SH   SOLE   0 0 0
COCA COLA COM 191216100   1,440,812 24,450 SH   SOLE   0 0 0
COLGATE-PALMOLIVE CO COM 194162103   2,096,117 26,297 SH   SOLE   0 0 0
COMCAST A COM 20030N101   380,793 8,684 SH   SOLE   0 0 0
CONOCO PHILLIPS COM 20825C104   265,334 2,286 SH   SOLE   0 0 0
CONSOLIDATED EDISON INC COM 209115104   313,847 3,450 SH   SOLE   0 0 0
CORNING INC COM 219350105   538,965 17,700 SH   SOLE   0 0 0
COSTCO COM 22160K105   796,703 1,207 SH   SOLE   0 0 0
CROWN CASTLE INC COM 22822V101   200,566 1,741 SH   SOLE   0 0 0
CSX CORP COM 126408103   261,897 7,554 SH   SOLE   0 0 0
CVS CAREMARK COM 126650100   4,028,378 51,018 SH   SOLE   0 0 0
Cencora COM 03073E105   2,174,029 10,585 SH   SOLE   0 0 0
Constellation Energy COM 21037T109   242,664 2,076 SH   SOLE   0 0 0
Cummins Inc COM 231021106   300,181 1,253 SH   SOLE   0 0 0
D R Horton COM 23331A109   373,871 2,460 SH   SOLE   0 0 0
DEERE & CO COM 244199105   1,600,592 4,003 SH   SOLE   0 0 0
DIAMONDS TRUST COM 78467X109   525,357 1,394 SH   SOLE   0 0 0
DISCOVER FINL SVCS COM 254709108   210,090 1,869 SH   SOLE   0 0 0
DISNEY CO COM 254687106   1,159,964 12,847 SH   SOLE   0 0 0
DOLLAR GENERAL COM 256677105   304,392 2,239 SH   SOLE   0 0 0
DOVER CORP COM 260003108   2,381,668 15,484 SH   SOLE   0 0 0
DOW CHEMICAL CO COM 260557103   211,463 3,856 SH   SOLE   0 0 0
DU PONT INC COM 26614N102   277,948 3,613 SH   SOLE   0 0 0
Devon Energy COM 25179M103   287,655 6,350 SH   SOLE   0 0 0
EATON CORP SHS G29183103   1,695,132 7,039 SH   SOLE   0 0 0
ELEVANCE HEALTH COM 036752103   314,538 667 SH   SOLE   0 0 0
EMERSON ELECTRIC COM 291011104   764,916 7,859 SH   SOLE   0 0 0
EXELON CORP COM 30161N101   218,621 6,090 SH   SOLE   0 0 0
EXXON MOBIL CORP COM 30231G102   4,723,750 47,247 SH   SOLE   0 0 0
FASTENAL CO COM 311900104   1,065,855 16,456 SH   SOLE   0 0 0
FIDEL ENERGY ETF COM 316092402   348,433 15,123 SH   SOLE   0 0 0
FIDEL FINANCIAL ETF COM 316092501   475,902 8,887 SH   SOLE   0 0 0
FIDEL HEALTH CARE ETF COM 316092600   1,040,759 16,088 SH   SOLE   0 0 0
FIDEL TECH ETF COM 316092808   3,802,007 26,469 SH   SOLE   0 0 0
FIDELITY COMM SERVICES ETF COM 316092873   788,992 17,712 SH   SOLE   0 0 0
FIDELITY NATIONAL INFO SERV COM 31620M106   429,865 7,156 SH   SOLE   0 0 0
Fiserv Inc COM 337738108   1,054,484 7,938 SH   SOLE   0 0 0
GARTNER INC COM 366651107   234,126 519 SH   SOLE   0 0 0
GENERAL DYNAMICS CORP COM 369550108   206,697 796 SH   SOLE   0 0 0
GENERAL ELECTRIC CO COM NEW 369604301   920,782 7,214 SH   SOLE   0 0 0
GENUINE PARTS COM 372460105   394,725 2,850 SH   SOLE   0 0 0
GLEN BURNIE BANCORP COM 377407101   100,150 16,692 SH   SOLE   0 0 0
HALLIBURTON CO COM 406216101   739,015 20,443 SH   SOLE   0 0 0
HOME DEPOT COM 437076102   6,962,456 20,091 SH   SOLE   0 0 0
HONEYWELL INTL COM 438516106   359,382 1,714 SH   SOLE   0 0 0
IBM CORP COM 459200101   377,637 2,309 SH   SOLE   0 0 0
INTEL CORP COM 458140100   4,342,128 86,411 SH   SOLE   0 0 0
ISHRS HIGH DIVIDEND COM 46429B663   1,556,773 15,264 SH   SOLE   0 0 0
Intuitive Surgical COM NEW 46120E602   1,973,556 5,850 SH   SOLE   0 0 0
JACK HENRY & ASSOC INC COM 426281101   12,630,851 77,295 SH   SOLE   0 0 0
JOHNSON & JOHNSON COM 478160104   2,088,575 13,325 SH   SOLE   0 0 0
JP MORGAN CHASE & CO COM 46625H100   2,994,351 17,603 SH   SOLE   0 0 0
KINDER MORGAN INC COM 49456B101   264,726 15,007 SH   SOLE   0 0 0
KLATencor COM 482480100   290,650 500 SH   SOLE   0 0 0
KROGER COM 501044101   238,810 5,224 SH   SOLE   0 0 0
LIGAND PHARM INC COM 53220K504   1,073,657 15,033 SH   SOLE   0 0 0
LILLY ELI COM 532457108   849,314 1,457 SH   SOLE   0 0 0
LOCKHEED MARTIN COM 539830109   391,146 863 SH   SOLE   0 0 0
LOWES CO INC COM 548661107   735,083 3,303 SH   SOLE   0 0 0
M&T Bank COM 55261F104   399,504 2,914 SH   SOLE   0 0 0
MAGNA INTL INC COM 559222401   200,872 3,400 SH   SOLE   0 0 0
MARATHON PETROLEUM CORP COM 56585A102   517,542 3,488 SH   SOLE   0 0 0
MARKEL CORP HLDG CO COM 570535104   4,361,933 3,072 SH   SOLE   0 0 0
MARSH & MCLENNAN COM 571748102   255,785 1,350 SH   SOLE   0 0 0
MCCORMICK & CO COM 579780206   238,084 3,480 SH   SOLE   0 0 0
MCDONALDS CORP COM 580135101   1,427,992 4,816 SH   SOLE   0 0 0
MEDTRONIC PLC SHS G5960L103   206,527 2,507 SH   SOLE   0 0 0
MERCK & CO INC COM 58933Y105   3,666,451 33,631 SH   SOLE   0 0 0
MICROSOFT CORP COM 594918104   23,868,647 63,474 SH   SOLE   0 0 0
Marriott Internat'l Cl A COM 571903202   354,276 1,571 SH   SOLE   0 0 0
Meta Platforms Inc A COM 30303M102   353,606 999 SH   SOLE   0 0 0
NEXTERA ENERGY COM 65339F101   1,217,558 20,045 SH   SOLE   0 0 0
NIKE B CL B NEW 654106103   1,074,634 9,898 SH   SOLE   0 0 0
NOVARTIS SPONS ADR 66987V109   1,291,911 12,795 SH   SOLE   0 0 0
NUCOR CORP COM 670346105   465,557 2,675 SH   SOLE   0 0 0
NVIDIA CORP COM 67066G104   2,962,406 5,982 SH   SOLE   0 0 0
NVR HOMES COM 62944T105   1,103,271 158 SH   SOLE   0 0 0
OLD REPUBLIC INTL COM 680223104   304,290 10,350 SH   SOLE   0 0 0
ON SEMICONDUCTOR COM 682189105   1,211,185 14,500 SH   SOLE   0 0 0
ORACLE CORP COM 68389X105   2,682,579 25,444 SH   SOLE   0 0 0
OTIS WORLDWIDE COM 68902V107   256,868 2,871 SH   SOLE   0 0 0
Occidental Petroleum Corp COM 674599105   434,092 7,270 SH   SOLE   0 0 0
OmniAb Inc COM 68218J103   688,924 111,657 SH   SOLE   0 0 0
PAYCHEX INC COM COM 704326107   501,334 4,209 SH   SOLE   0 0 0
PEPSICO INC COM 713448108   1,392,768 8,200 SH   SOLE   0 0 0
PFIZER INC COM 717081103   1,389,310 48,257 SH   SOLE   0 0 0
PNC FINL SVCS GROUP COM 693475105   3,095,365 19,989 SH   SOLE   0 0 0
PROCTOR & GAMBLE CO COM 742718109   8,648,780 59,020 SH   SOLE   0 0 0
PUBLIC SERVICE ENTERP COM 744573106   1,765,906 28,878 SH   SOLE   0 0 0
Paycom Software COM 70432V102   426,877 2,065 SH   SOLE   0 0 0
QUALCOMM INC COM 747525103   1,897,016 13,116 SH   SOLE   0 0 0
QUANTA SVCS INC COM 74762E102   205,010 950 SH   SOLE   0 0 0
RADIAN GROUP INC COM 750236101   471,075 16,500 SH   SOLE   0 0 0
RAYTHEON TECHNOLOGIES COM NEW 75513E101   3,581,294 42,564 SH   SOLE   0 0 0
REALTY INCOME CORP COM 756109104   351,440 6,121 SH   SOLE   0 0 0
ROSS STORES INC COM 778296103   7,032,051 50,813 SH   SOLE   0 0 0
S&P GLOBAL INC COM 78409V104   8,216,267 18,651 SH   SOLE   0 0 0
S&P MIDCAP 400 ETF COM 78467Y107   4,608,988 9,084 SH   SOLE   0 0 0
SANDY SPRING BANK COM 800363103   285,352 10,475 SH   SOLE   0 0 0
SCHWAB CHARLES CORP NEW COM 808513105   319,920 4,650 SH   SOLE   0 0 0
SEI CORP COM 784117103   4,240,243 66,723 SH   SOLE   0 0 0
SHERWIN WILLIAMS CO COM 824348106   210,533 675 SH   SOLE   0 0 0
SOUTHERN COMPANY COM 842587107   755,803 10,779 SH   SOLE   0 0 0
SOUTHWEST AIRLINES COM 844741108   696,093 24,103 SH   SOLE   0 0 0
SPDR CONV SECS ETF COM 78464A359   259,740 3,600 SH   SOLE   0 0 0
SPDR ENERGY ETF COM 81369Y506   860,198 10,260 SH   SOLE   0 0 0
SPDR FINANCIAL ETF COM 81369Y605   1,675,386 44,558 SH   SOLE   0 0 0
SPDR HEALTH CARE ETF COM 81369Y209   793,958 5,822 SH   SOLE   0 0 0
SPDR S&P 500 ETF COM 78462F103   320,698 675 SH   SOLE   0 0 0
SPDR TECHNOLOGY ETF COM 81369Y803   9,515,884 49,438 SH   SOLE   0 0 0
Schlumberger LTD COM 806857108   381,804 7,337 SH   SOLE   0 0 0
T ROWE PRICE GROUP INC COM 74144T108   408,228 3,791 SH   SOLE   0 0 0
TARGET COM 87612E106   734,033 5,154 SH   SOLE   0 0 0
THERMO FISHER SCIENTIFIC COM 883556102   2,707,641 5,101 SH   SOLE   0 0 0
TJX COMPANIES COM 872540109   1,929,275 20,566 SH   SOLE   0 0 0
TRANE TECH PLC SHS G8994E103   391,460 1,605 SH   SOLE   0 0 0
TRINITY INDS INC COM 896522109   1,209,954 45,504 SH   SOLE   0 0 0
UNILEVER PLC SPONS ADR 904767704   478,740 9,875 SH   SOLE   0 0 0
UNION PACIFIC COM 907818108   1,626,496 6,622 SH   SOLE   0 0 0
UNITED HEALTH GROUP COM 91324P102   2,229,145 4,234 SH   SOLE   0 0 0
UNITED PARCEL SERVICE CL B NEW 911312106   1,755,782 11,167 SH   SOLE   0 0 0
UNITED RENTALS INC COM 911363109   17,848,953 31,127 SH   SOLE   0 0 0
VANG ST CORP BOND ETF COM 92206C409   612,461 7,916 SH   SOLE   0 0 0
VERIZON COMM INC COM 92343V104   783,391 20,780 SH   SOLE   0 0 0
VIKING THERAPEUTICS INC COM US COM 92686J106   238,208 12,800 SH   SOLE   0 0 0
VISA INC COM 92826C839   723,899 2,780 SH   SOLE   0 0 0
WASTE MANAGEMENT COM 94106L109   484,107 2,703 SH   SOLE   0 0 0
WEYERHAEUSER CO COM 962166104   286,853 8,250 SH   SOLE   0 0 0
Wal-Mart COM 931142103   211,023 1,339 SH   SOLE   0 0 0