The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100   965,401 9,968 SH   SOLE   0 0 0
ABBVIE INC COM 00287y109   3,028,452 20,317 SH   SOLE   0 0 0
ACCENTURE SHS CL A G1151C101   1,105,145 3,599 SH   SOLE   0 0 0
ADOBE SYSTEMS COM 00724F101   2,137,501 4,192 SH   SOLE   0 0 0
AFLAC INC COM 001055102   3,093,102 40,301 SH   SOLE   0 0 0
ALPHABET CL A CAP STK CL A 02079K305   2,551,100 19,495 SH   SOLE   0 0 0
ALTRIA GROUP COM 02209S103   419,575 9,978 SH   SOLE   0 0 0
AMARIN CORP ADR EACH REP 1 ORD SPONS ADR NEW 023111206   12,420 13,500 SH   SOLE   0 0 0
AMERICAN ELECTRIC POWER COM 025537101   265,752 3,533 SH   SOLE   0 0 0
AMGEN INC COM 031162100   837,994 3,118 SH   SOLE   0 0 0
APPLE INC COM 037833100   4,430,459 25,877 SH   SOLE   0 0 0
APPLIED MATERIALS INC COM 038222105   1,598,821 11,548 SH   SOLE   0 0 0
ARCOSA INC COM COM 039653100   1,421,042 19,764 SH   SOLE   0 0 0
ARTHUR J GALLAGHER COM 363576109   569,369 2,498 SH   SOLE   0 0 0
AT&T COM 00206R102   548,396 36,511 SH   SOLE   0 0 0
AUTOMATIC DATA PROCESSING COM 053015103   16,943,347 70,427 SH   SOLE   0 0 0
Alphabet COM 02079K107   437,726 3,320 SH   SOLE   0 0 0
BANK OF AMERICA COM 060505104   923,163 33,717 SH   SOLE   0 0 0
BAXTER INT'L INC CL A 071813109   527,826 13,986 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY A CL A 084670108   2,125,908 4 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY B CL B NEW 084670702   12,389,550 35,368 SH   SOLE   0 0 0
BIOGEN INC COM 09062X103   2,733,625 10,636 SH   SOLE   0 0 0
BOEING COM 097023105   293,270 1,530 SH   SOLE   0 0 0
BRISTOL MYERS SQUIBB CO COM 110122108   1,061,677 18,292 SH   SOLE   0 0 0
BROADRIDGE FINANCIAL COM 11133T103   434,375 2,426 SH   SOLE   0 0 0
CARRIER GLOBAL CORP COM 14448C104   375,746 6,807 SH   SOLE   0 0 0
CATERPILLAR INC COM 149123101   2,279,187 8,349 SH   SOLE   0 0 0
CENTENE CORP DEL COM 15135B101   289,296 4,200 SH   SOLE   0 0 0
CHECKPOINT SOFTWARE ORD SHS M22465104   4,268,825 32,029 SH   SOLE   0 0 0
CHEVRON CORP COM 166764100   1,337,614 7,933 SH   SOLE   0 0 0
CIGNA COM 125523100   227,852 796 SH   SOLE   0 0 0
CISCO SYSTEMS INC COM 17275R102   6,927,128 128,853 SH   SOLE   0 0 0
CITIZENS FINL GROUP INC COM COM 174610105   376,540 14,050 SH   SOLE   0 0 0
COCA COLA COM 191216100   1,385,208 24,745 SH   SOLE   0 0 0
COLGATE-PALMOLIVE CO COM 194162103   1,999,671 28,121 SH   SOLE   0 0 0
COMCAST A COM 20030N101   412,318 9,299 SH   SOLE   0 0 0
CONOCO PHILLIPS COM 20825C104   273,861 2,286 SH   SOLE   0 0 0
CONSOLIDATED EDISON INC COM 209115104   295,079 3,450 SH   SOLE   0 0 0
CORNING INC COM 219350105   560,648 18,400 SH   SOLE   0 0 0
CORTEVA INC COM COM 22052L104   208,477 4,075 SH   SOLE   0 0 0
COSTCO COM 22160K105   681,895 1,207 SH   SOLE   0 0 0
CSX CORP COM 126408103   246,123 8,004 SH   SOLE   0 0 0
CVS CAREMARK COM 126650100   3,624,512 51,912 SH   SOLE   0 0 0
Cencora COM 03073E105   1,905,054 10,585 SH   SOLE   0 0 0
Constellation Energy COM 21037T109   226,450 2,076 SH   SOLE   0 0 0
Cummins Inc COM 231021106   286,260 1,253 SH   SOLE   0 0 0
D R Horton COM 23331A109   264,376 2,460 SH   SOLE   0 0 0
DEERE & CO COM 244199105   1,397,356 3,703 SH   SOLE   0 0 0
DIAMONDS TRUST COM 78467X109   466,920 1,394 SH   SOLE   0 0 0
DISNEY CO COM 254687106   1,103,503 13,615 SH   SOLE   0 0 0
DOLLAR GENERAL COM 256677105   306,185 2,894 SH   SOLE   0 0 0
DOVER CORP COM 260003108   2,201,945 15,783 SH   SOLE   0 0 0
DOW CHEMICAL CO COM 260557103   203,971 3,956 SH   SOLE   0 0 0
DU PONT INC COM 26614N102   269,494 3,613 SH   SOLE   0 0 0
Devon Energy COM 25179M103   349,403 7,325 SH   SOLE   0 0 0
EATON CORP SHS G29183103   1,501,278 7,039 SH   SOLE   0 0 0
ELEVANCE HEALTH COM 036752103   290,432 667 SH   SOLE   0 0 0
EMERSON ELECTRIC COM 291011104   783,086 8,109 SH   SOLE   0 0 0
EXELON CORP COM 30161N101   241,467 6,390 SH   SOLE   0 0 0
EXXON MOBIL CORP COM 30231G102   5,578,004 47,440 SH   SOLE   0 0 0
FASTENAL CO COM 311900104   899,156 16,456 SH   SOLE   0 0 0
FIDEL ENERGY ETF COM 316092402   377,863 15,169 SH   SOLE   0 0 0
FIDEL FINANCIAL ETF COM 316092501   448,702 9,637 SH   SOLE   0 0 0
FIDEL HEALTH CARE ETF COM 316092600   1,012,498 16,713 SH   SOLE   0 0 0
FIDEL TECH ETF COM 316092808   3,026,660 24,621 SH   SOLE   0 0 0
FIDELITY COMM SERVICES ETF COM 316092873   703,259 17,710 SH   SOLE   0 0 0
FIDELITY NATIONAL INFO SERV COM 31620M106   567,786 10,273 SH   SOLE   0 0 0
FORD MOTOR CO COM 345370860   208,142 16,759 SH   SOLE   0 0 0
Fiserv Inc COM 337738108   968,971 8,578 SH   SOLE   0 0 0
GENERAL ELECTRIC CO COM NEW 369604301   818,778 7,406 SH   SOLE   0 0 0
GENUINE PARTS COM 372460105   451,188 3,125 SH   SOLE   0 0 0
GLEN BURNIE BANCORP COM 377407101   106,245 16,692 SH   SOLE   0 0 0
HALLIBURTON CO COM 406216101   827,943 20,443 SH   SOLE   0 0 0
HERSHEY CO COM 427866108   203,774 1,018 SH   SOLE   0 0 0
HOME DEPOT COM 437076102   6,107,814 20,214 SH   SOLE   0 0 0
HONEYWELL INTL COM 438516106   316,591 1,714 SH   SOLE   0 0 0
IBM CORP COM 459200101   323,953 2,309 SH   SOLE   0 0 0
INTEL CORP COM 458140100   3,105,513 87,356 SH   SOLE   0 0 0
ISHRS HIGH DIVIDEND COM 46429B663   1,560,029 15,775 SH   SOLE   0 0 0
ISHRS MSCI EMERG MKTS ETF COM 464287234   243,533 6,417 SH   SOLE   0 0 0
IShrs Core S&P 500 COM 464287200   1,547,236 3,603 SH   SOLE   0 0 0
Intuitive Surgical COM NEW 46120E602   1,785,892 6,110 SH   SOLE   0 0 0
JACK HENRY & ASSOC INC COM 426281101   11,752,245 77,757 SH   SOLE   0 0 0
JOHNSON & JOHNSON COM 478160104   2,131,386 13,685 SH   SOLE   0 0 0
JP MORGAN CHASE & CO COM 46625H100   2,563,732 17,678 SH   SOLE   0 0 0
KINDER MORGAN INC COM 49456B101   285,291 17,207 SH   SOLE   0 0 0
KLATencor COM 482480100   229,330 500 SH   SOLE   0 0 0
KROGER COM 501044101   251,400 5,618 SH   SOLE   0 0 0
LIGAND PHARM INC COM 53220K504   906,769 15,133 SH   SOLE   0 0 0
LILLY ELI COM 532457108   839,534 1,563 SH   SOLE   0 0 0
LOCKHEED MARTIN COM 539830109   352,932 863 SH   SOLE   0 0 0
LOWES CO INC COM 548661107   686,496 3,303 SH   SOLE   0 0 0
M&T Bank COM 55261F104   220,578 1,744 SH   SOLE   0 0 0
MARATHON PETROLEUM CORP COM 56585A102   527,937 3,488 SH   SOLE   0 0 0
MARKEL CORP HLDG CO COM 570535104   4,386,548 2,979 SH   SOLE   0 0 0
MARSH & MCLENNAN COM 571748102   256,905 1,350 SH   SOLE   0 0 0
MCCORMICK & CO COM 579780206   287,412 3,800 SH   SOLE   0 0 0
MCDONALDS CORP COM 580135101   1,268,727 4,816 SH   SOLE   0 0 0
MEDTRONIC PLC SHS G5960L103   246,677 3,148 SH   SOLE   0 0 0
MERCK & CO INC COM 58933Y105   3,492,955 33,929 SH   SOLE   0 0 0
MICROSOFT CORP COM 594918104   20,177,613 63,904 SH   SOLE   0 0 0
Marriott Internat'l Cl A COM 571903202   308,796 1,571 SH   SOLE   0 0 0
Meta Platforms Inc A COM 30303M102   312,218 1,040 SH   SOLE   0 0 0
NEXTERA ENERGY COM 65339F101   1,162,724 20,295 SH   SOLE   0 0 0
NIKE B CL B NEW 654106103   946,307 9,897 SH   SOLE   0 0 0
NOVARTIS SPONS ADR 66987V109   1,323,671 12,995 SH   SOLE   0 0 0
NUCOR CORP COM 670346105   418,236 2,675 SH   SOLE   0 0 0
NVIDIA CORP COM 67066G104   2,602,110 5,982 SH   SOLE   0 0 0
NVR HOMES COM 62944T105   939,816 158 SH   SOLE   0 0 0
OLD REPUBLIC INTL COM 680223104   278,829 10,350 SH   SOLE   0 0 0
ON SEMICONDUCTOR COM 682189105   1,347,775 14,500 SH   SOLE   0 0 0
ORACLE CORP COM 68389X105   2,694,995 25,444 SH   SOLE   0 0 0
OTIS WORLDWIDE COM 68902V107   234,505 2,920 SH   SOLE   0 0 0
Occidental Petroleum Corp COM 674599105   482,707 7,440 SH   SOLE   0 0 0
OmniAb Inc COM 68218J103   579,500 111,657 SH   SOLE   0 0 0
PAYCHEX INC COM COM 704326107   487,731 4,229 SH   SOLE   0 0 0
PEPSICO INC COM 713448108   1,389,487 8,200 SH   SOLE   0 0 0
PFIZER INC COM 717081103   2,004,856 60,442 SH   SOLE   0 0 0
PNC FINL SVCS GROUP COM 693475105   2,454,104 19,989 SH   SOLE   0 0 0
PROCTOR & GAMBLE CO COM 742718109   8,725,334 59,820 SH   SOLE   0 0 0
PUBLIC SERVICE ENTERP COM 744573106   1,688,604 29,671 SH   SOLE   0 0 0
Paycom Software COM 70432V102   518,540 2,000 SH   SOLE   0 0 0
QUALCOMM INC COM 747525103   1,489,902 13,415 SH   SOLE   0 0 0
RADIAN GROUP INC COM 750236101   424,359 16,900 SH   SOLE   0 0 0
RAYTHEON TECHNOLOGIES COM NEW 75513E101   3,167,754 44,015 SH   SOLE   0 0 0
REALTY INCOME CORP COM 756109104   329,917 6,606 SH   SOLE   0 0 0
ROSS STORES INC COM 778296103   5,764,551 51,036 SH   SOLE   0 0 0
S&P GLOBAL INC COM 78409V104   6,835,768 18,707 SH   SOLE   0 0 0
S&P MIDCAP 400 ETF COM 78467Y107   4,010,182 8,782 SH   SOLE   0 0 0
SANDY SPRING BANK COM 800363103   260,921 12,175 SH   SOLE   0 0 0
SCHWAB CHARLES CORP NEW COM 808513105   255,285 4,650 SH   SOLE   0 0 0
SEI CORP COM 784117103   4,172,912 69,283 SH   SOLE   0 0 0
SOUTHERN COMPANY COM 842587107   721,739 11,152 SH   SOLE   0 0 0
SOUTHWEST AIRLINES COM 844741108   787,492 29,091 SH   SOLE   0 0 0
SPDR CONV SECS ETF COM 78464A359   261,030 3,850 SH   SOLE   0 0 0
SPDR ENERGY ETF COM 81369Y506   927,401 10,260 SH   SOLE   0 0 0
SPDR FINANCIAL ETF COM 81369Y605   1,557,338 46,950 SH   SOLE   0 0 0
SPDR HEALTH CARE ETF COM 81369Y209   781,607 6,071 SH   SOLE   0 0 0
SPDR S&P 500 ETF COM 78462F103   288,426 675 SH   SOLE   0 0 0
SPDR TECHNOLOGY ETF COM 81369Y803   8,215,893 50,118 SH   SOLE   0 0 0
Schlumberger LTD COM 806857108   439,393 7,537 SH   SOLE   0 0 0
T ROWE PRICE GROUP INC COM 74144T108   397,465 3,790 SH   SOLE   0 0 0
TARGET COM 87612E106   546,879 4,946 SH   SOLE   0 0 0
THERMO FISHER SCIENTIFIC COM 883556102   2,634,660 5,205 SH   SOLE   0 0 0
TJX COMPANIES COM 872540109   1,827,533 20,562 SH   SOLE   0 0 0
TRANE TECH PLC SHS G8994E103   325,671 1,605 SH   SOLE   0 0 0
TRINITY INDS INC COM 896522109   1,156,557 47,497 SH   SOLE   0 0 0
UNILEVER PLC SPONS ADR 904767704   593,679 12,018 SH   SOLE   0 0 0
UNION PACIFIC COM 907818108   1,349,660 6,628 SH   SOLE   0 0 0
UNITED HEALTH GROUP COM 91324P102   2,109,599 4,184 SH   SOLE   0 0 0
UNITED PARCEL SERVICE CL B NEW 911312106   1,816,760 11,656 SH   SOLE   0 0 0
UNITED RENTALS INC COM 911363109   13,701,451 30,820 SH   SOLE   0 0 0
VANG ST CORP BOND ETF COM 92206C409   594,887 7,916 SH   SOLE   0 0 0
VERIZON COMM INC COM 92343V104   742,546 22,911 SH   SOLE   0 0 0
VIKING THERAPEUTICS INC COM US COM 92686J106   141,696 12,800 SH   SOLE   0 0 0
VISA INC COM 92826C839   639,539 2,780 SH   SOLE   0 0 0
WASTE MANAGEMENT COM 94106L109   412,045 2,703 SH   SOLE   0 0 0
WEYERHAEUSER CO COM 962166104   265,209 8,650 SH   SOLE   0 0 0
Wal-Mart COM 931142103   214,075 1,339 SH   SOLE   0 0 0