The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101   252,792 2,108 SH   SOLE   0 0 0
ABBOTT LABORATORIES COM 002824100   1,142,036 10,402 SH   SOLE   0 0 0
ABBVIE INC COM 00287y109   3,426,617 21,203 SH   SOLE   0 0 0
ACCENTURE SHS CL A G1151C101   990,664 3,713 SH   SOLE   0 0 0
ADOBE SYSTEMS COM 00724F101   1,419,821 4,219 SH   SOLE   0 0 0
AFLAC INC COM 001055102   3,258,954 45,301 SH   SOLE   0 0 0
ALPHABET CL A CAP STK CL A 02079K305   1,732,386 19,635 SH   SOLE   0 0 0
ALTRIA GROUP COM 02209S103   442,382 9,678 SH   SOLE   0 0 0
AMARIN CORP ADR EACH REP 1 ORD SPONS ADR NEW 023111206   16,335 16,335 SH   SOLE   0 0 0
AMERICAN ELECTRIC POWER COM 025537101   306,974 3,233 SH   SOLE   0 0 0
AMERISOURCE BERGEN INC COM 03073E105   1,795,534 10,835 SH   SOLE   0 0 0
AMGEN INC COM 031162100   884,572 3,368 SH   SOLE   0 0 0
APPLE INC COM 037833100   3,619,841 27,860 SH   SOLE   0 0 0
APPLIED MATERIALS INC COM 038222105   1,282,787 13,173 SH   SOLE   0 0 0
ARCOSA INC COM COM 039653100   1,093,851 20,130 SH   SOLE   0 0 0
ARTHUR J GALLAGHER COM 363576109   470,973 2,498 SH   SOLE   0 0 0
AT&T COM 00206R102   824,694 44,796 SH   SOLE   0 0 0
AUTOMATIC DATA PROCESSING COM 053015103   16,349,526 70,448 SH   SOLE   0 0 0
Alphabet COM 02079K107   294,573 3,320 SH   SOLE   0 0 0
Archer Daniels Midland COM 039483102   215,320 2,319 SH   SOLE   0 0 0
BANK OF AMERICA COM 060505104   1,146,207 45,608 SH   SOLE   0 0 0
BAXTER INT'L INC CL A 071813109   914,517 17,942 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY A CL A 084670108   1,874,844 4 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY B CL B NEW 084670702   11,114,037 37,304 SH   SOLE   0 0 0
BIOGEN INC COM 09062X103   3,205,698 11,576 SH   SOLE   0 0 0
BOEING COM 097023105   291,450 1,530 SH   SOLE   0 0 0
BRISTOL MYERS SQUIBB CO COM 110122108   1,321,136 18,362 SH   SOLE   0 0 0
BROADRIDGE FINANCIAL COM 11133T103   325,400 2,426 SH   SOLE   0 0 0
CARRIER GLOBAL CORP COM 14448C104   307,725 7,460 SH   SOLE   0 0 0
CATERPILLAR INC COM 149123101   2,059,898 8,599 SH   SOLE   0 0 0
CENTENE CORP DEL COM 15135B101   387,908 4,730 SH   SOLE   0 0 0
CHECKPOINT SOFTWARE ORD SHS M22465104   4,225,982 33,497 SH   SOLE   0 0 0
CHEVRON CORP COM 166764100   1,408,201 7,846 SH   SOLE   0 0 0
CIGNA COM 125523100   263,864 796 SH   SOLE   0 0 0
CISCO SYSTEMS INC COM 17275R102   6,220,876 131,581 SH   SOLE   0 0 0
CITIZENS FINL GROUP INC COM COM 174610105   584,645 14,850 SH   SOLE   0 0 0
CLOROX COM 189054109   226,493 1,614 SH   SOLE   0 0 0
COCA COLA COM 191216100   1,712,075 26,915 SH   SOLE   0 0 0
COLGATE-PALMOLIVE CO COM 194162103   2,344,736 30,759 SH   SOLE   0 0 0
COMCAST A COM 20030N101   342,672 9,799 SH   SOLE   0 0 0
COMMVAULT SYSTEMS COM 204166102   402,176 6,400 SH   SOLE   0 0 0
CONOCO PHILLIPS COM 20825C104   269,746 2,286 SH   SOLE   0 0 0
CONSOLIDATED EDISON INC COM 209115104   357,413 3,750 SH   SOLE   0 0 0
CORNING INC COM 219350105   632,412 19,800 SH   SOLE   0 0 0
CORTEVA INC COM COM 22052L104   263,629 4,485 SH   SOLE   0 0 0
COSTCO COM 22160K105   550,986 1,207 SH   SOLE   0 0 0
CROWN CASTLE INTL COM 22822V101   261,465 1,928 SH   SOLE   0 0 0
CSX CORP COM 126408103   247,964 8,004 SH   SOLE   0 0 0
CVS CAREMARK COM 126650100   4,755,095 51,026 SH   SOLE   0 0 0
Cummins Inc COM 231021106   230,903 953 SH   SOLE   0 0 0
D R Horton COM 23331A109   219,285 2,460 SH   SOLE   0 0 0
DEERE & CO COM 244199105   1,458,977 3,403 SH   SOLE   0 0 0
DIAMONDS TRUST COM 78467X109   461,875 1,394 SH   SOLE   0 0 0
DISCOVER FINL SVCS COM 254709108   280,687 2,869 SH   SOLE   0 0 0
DISNEY CO COM 254687106   1,332,313 15,335 SH   SOLE   0 0 0
DOLLAR GENERAL COM 256677105   832,325 3,380 SH   SOLE   0 0 0
DOVER CORP COM 260003108   2,194,350 16,205 SH   SOLE   0 0 0
DOW CHEMICAL CO COM 260557103   289,743 5,750 SH   SOLE   0 0 0
DU PONT INC COM 26614N102   296,276 4,317 SH   SOLE   0 0 0
Devon Energy COM 25179M103   459,788 7,475 SH   SOLE   0 0 0
EATON CORP SHS G29183103   1,159,704 7,389 SH   SOLE   0 0 0
ELEVANCE HEALTH COM 036752103   342,160 667 SH   SOLE   0 0 0
EMERSON ELECTRIC COM 291011104   783,754 8,159 SH   SOLE   0 0 0
EXELON CORP COM 30161N101   276,228 6,390 SH   SOLE   0 0 0
EXXON MOBIL CORP COM 30231G102   5,338,464 48,982 SH   SOLE   0 0 0
FASTENAL CO COM 311900104   896,998 18,956 SH   SOLE   0 0 0
FIDEL ENERGY ETF COM 316092402   439,353 18,429 SH   SOLE   0 0 0
FIDEL FINANCIAL ETF COM 316092501   682,525 14,237 SH   SOLE   0 0 0
FIDEL HEALTH CARE ETF COM 316092600   1,126,906 17,613 SH   SOLE   0 0 0
FIDEL TECH ETF COM 316092808   2,359,821 24,969 SH   SOLE   0 0 0
FIDELITY COMM SERVICES ETF COM 316092873   650,044 20,929 SH   SOLE   0 0 0
FIDELITY NATIONAL INFO SERV COM 31620M106   874,112 12,883 SH   SOLE   0 0 0
FORD MOTOR CO COM 345370860   203,044 17,459 SH   SOLE   0 0 0
Fiserv Inc COM 337738108   441,474 4,368 SH   SOLE   0 0 0
GENERAL ELECTRIC CO COM NEW 369604301   701,677 8,374 SH   SOLE   0 0 0
GENUINE PARTS COM 372460105   599,478 3,455 SH   SOLE   0 0 0
GLEN BURNIE BANCORP COM 377407101   131,867 131,867 SH   SOLE   0 0 0
General Mills COM 370334104   211,219 2,519 SH   SOLE   0 0 0
HALLIBURTON CO COM 406216101   878,972 23,137 SH   SOLE   0 0 0
HERSHEY CO COM 427866108   235,764 1,018 SH   SOLE   0 0 0
HOME DEPOT COM 437076102   6,389,092 20,228 SH   SOLE   0 0 0
HONEYWELL INTL COM 438516106   373,645 1,744 SH   SOLE   0 0 0
IBM CORP COM 459200101   530,451 3,765 SH   SOLE   0 0 0
INTEL CORP COM 458140100   2,729,479 104,902 SH   SOLE   0 0 0
ISHRS HIGH DIVIDEND COM 46429B663   1,849,043 17,738 SH   SOLE   0 0 0
ISHRS MSCI EMERG MKTS ETF COM 464287234   244,539 6,452 SH   SOLE   0 0 0
IShrs Core S&P 500 COM 464287200   1,238,694 3,224 SH   SOLE   0 0 0
JACK HENRY & ASSOC INC COM 426281101   12,541,873 73,500 SH   SOLE   0 0 0
JOHNSON & JOHNSON COM 478160104   2,485,152 14,068 SH   SOLE   0 0 0
JP MORGAN CHASE & CO COM 46625H100   2,571,432 19,175 SH   SOLE   0 0 0
KINDER MORGAN INC COM 49456B101   356,170 19,700 SH   SOLE   0 0 0
KROGER COM 501044101   280,854 6,300 SH   SOLE   0 0 0
Kimberly Clark COM 494368103   218,558 1,610 SH   SOLE   0 0 0
LIGAND PHARM INC COM 53220K504   1,037,605 15,533 SH   SOLE   0 0 0
LILLY ELI COM 532457108   571,808 1,563 SH   SOLE   0 0 0
LOCKHEED MARTIN COM 539830109   419,841 863 SH   SOLE   0 0 0
LOWES CO INC COM 548661107   658,090 3,303 SH   SOLE   0 0 0
MAGNA INTL COM 559222401   1,082,027 19,260 SH   SOLE   0 0 0
MARATHON PETROLEUM CORP COM 56585A102   408,976 3,514 SH   SOLE   0 0 0
MARKEL CORP HLDG CO COM 570535104   4,068,410 3,088 SH   SOLE   0 0 0
MARSH & MCLENNAN COM 571748102   223,398 1,350 SH   SOLE   0 0 0
MCCORMICK & CO COM 579780206   314,961 3,800 SH   SOLE   0 0 0
MCDONALDS CORP COM 580135101   1,269,161 4,816 SH   SOLE   0 0 0
MEDTRONIC PLC SHS G5960L103   318,730 4,101 SH   SOLE   0 0 0
MERCK & CO INC COM 58933Y105   3,898,492 35,137 SH   SOLE   0 0 0
MICROSOFT CORP COM 594918104   15,598,296 65,742 SH   SOLE   0 0 0
Marriott Internat'l Cl A COM 571903202   233,907 1,571 SH   SOLE   0 0 0
NEXTERA ENERGY COM 65339F101   1,755,217 20,995 SH   SOLE   0 0 0
NIKE B CL B NEW 654106103   1,155,962 9,879 SH   SOLE   0 0 0
NOVARTIS SPONS ADR 66987V109   1,208,844 13,325 SH   SOLE   0 0 0
NUCOR CORP COM 670346105   411,907 3,125 SH   SOLE   0 0 0
NVIDIA CORP COM 67066G104   1,013,043 6,932 SH   SOLE   0 0 0
NVR HOMES COM 62944T105   765,689 166 SH   SOLE   0 0 0
OLD REPUBLIC INTL COM 680223104   273,499 11,325 SH   SOLE   0 0 0
ON SEMICONDUCTOR COM 682189105   919,958 14,750 SH   SOLE   0 0 0
ORACLE CORP COM 68389X105   2,115,655 27,137 SH   SOLE   0 0 0
OTIS WORLDWIDE COM 68902V107   245,502 3,135 SH   SOLE   0 0 0
Occidental Petroleum Corp COM 674599105   525,715 8,346 SH   SOLE   0 0 0
OmniAb Inc COM 68218J103   410,786 114,107 SH   SOLE   0 0 0
PAYCHEX INC COM COM 704326107   491,015 4,249 SH   SOLE   0 0 0
PEPSICO INC COM 713448108   1,495,564 8,278 SH   SOLE   0 0 0
PFIZER INC COM 717081103   3,826,868 74,685 SH   SOLE   0 0 0
PNC FINL SVCS GROUP COM 693475105   3,168,504 20,061 SH   SOLE   0 0 0
PPL CORP COM 69351T106   212,167 7,261 SH   SOLE   0 0 0
PROCTOR & GAMBLE CO COM 742718109   9,203,470 60,725 SH   SOLE   0 0 0
PUBLIC SERVICE ENTERP COM 744573106   1,902,079 32,440 SH   SOLE   0 0 0
QUALCOMM INC COM 747525103   1,611,914 14,662 SH   SOLE   0 0 0
RADIAN GROUP INC COM 750236101   423,354 22,200 SH   SOLE   0 0 0
RAYTHEON TECHNOLOGIES COM NEW 75513E101   4,286,119 42,470 SH   SOLE   0 0 0
REALTY INCOME CORP COM 756109104   548,562 8,648 SH   SOLE   0 0 0
ROSS STORES INC COM 778296103   5,679,157 48,929 SH   SOLE   0 0 0
S&P GLOBAL INC COM 78409V104   6,382,124 19,055 SH   SOLE   0 0 0
S&P MIDCAP 400 ETF COM 78467Y107   3,813,688 8,613 SH   SOLE   0 0 0
SANDY SPRING BANK COM 800363103   397,236 11,275 SH   SOLE   0 0 0
SCHWAB CHARLES CORP NEW COM 808513105   416,300 5,000 SH   SOLE   0 0 0
SEI CORP COM 784117103   4,327,976 76,303 SH   SOLE   0 0 0
SOUTHERN COMPANY COM 842587107   910,600 12,752 SH   SOLE   0 0 0
SOUTHWEST AIRLINES COM 844741108   1,154,782 34,297 SH   SOLE   0 0 0
SPDR CONV SECS ETF COM 78464A359   299,181 4,650 SH   SOLE   0 0 0
SPDR ENERGY ETF COM 81369Y506   954,298 10,910 SH   SOLE   0 0 0
SPDR FINANCIAL ETF COM 81369Y605   1,689,241 49,393 SH   SOLE   0 0 0
SPDR HEALTH CARE ETF COM 81369Y209   987,630 7,270 SH   SOLE   0 0 0
SPDR S&P 500 ETF COM 78462F103   212,139 886 SH   SOLE   0 0 0
SPDR TECHNOLOGY ETF COM 81369Y803   6,370,495 52,211 SH   SOLE   0 0 0
Schlumberger LTD COM 806857108   452,366 8,462 SH   SOLE   0 0 0
T ROWE PRICE GROUP INC COM 74144T108   569,076 5,218 SH   SOLE   0 0 0
TARGET COM 87612E106   798,259 5,356 SH   SOLE   0 0 0
THERMO FISHER SCIENTIFIC COM 883556102   2,534,276 4,602 SH   SOLE   0 0 0
TJX COMPANIES COM 872540109   1,658,333 20,833 SH   SOLE   0 0 0
TRANE TECH PLC SHS G8994E103   305,084 1,815 SH   SOLE   0 0 0
TRINITY INDS INC COM 896522109   1,597,065 54,010 SH   SOLE   0 0 0
UNILEVER PLC SPONS ADR 904767704   668,034 13,268 SH   SOLE   0 0 0
UNION PACIFIC COM 907818108   1,413,874 6,828 SH   SOLE   0 0 0
UNITED HEALTH GROUP COM 91324P102   1,322,340 2,494 SH   SOLE   0 0 0
UNITED PARCEL SERVICE CL B NEW 911312106   2,100,776 12,085 SH   SOLE   0 0 0
UNITED RENTALS INC COM 911363109   11,166,941 31,419 SH   SOLE   0 0 0
VANG ST CORP BOND ETF COM 92206C409   632,800 8,416 SH   SOLE   0 0 0
VERIZON COMM INC COM 92343V104   1,168,943 30,583 SH   SOLE   0 0 0
VIKING THERAPEUTICS INC COM US COM 92686J106   120,320 120,320 SH   SOLE   0 0 0
VISA INC COM 92826C839   583,076 2,806 SH   SOLE   0 0 0
WASTE MANAGEMENT COM 94106L109   424,047 2,703 SH   SOLE   0 0 0
WELLS FARGO & CO COM 949746101   232,050 5,620 SH   SOLE   0 0 0
WEYERHAEUSER CO COM 962166104   285,200 9,200 SH   SOLE   0 0 0
Wyndham Hotels &Resorts Inc Co COM 98311A105   231,330 3,244 SH   SOLE   0 0 0