The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 233 2,108 SH   SOLE   0 0 0
ABBOTT LABS COM 002824100 976 10,085 SH   SOLE   0 0 0
ABBVIE INC COM 00287Y109 2,859 21,303 SH   SOLE   0 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 772 2,999 SH   SOLE   0 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,175 4,269 SH   SOLE   0 0 0
AFLAC INC COM 001055102 2,585 46,000 SH   SOLE   0 0 0
ALPHABET INC CAP STK CL A 02079K305 1,869 19,540 SH   SOLE   0 0 0
ALTRIA GROUP INC COM 02209S103 392 9,718 SH   SOLE   0 0 0
AMARIN CORP PLC SPONS ADR NEW 023111206 15 13,500 SH   SOLE   0 0 0
AMERICAN ELEC PWR CO INC COM 025537101 279 3,233 SH   SOLE   0 0 0
AMERISOURCEBERGEN CORP COM 03073E105 1,466 10,835 SH   SOLE   0 0 0
AMGEN INC COM 031162100 734 3,257 SH   SOLE   0 0 0
APPLE INC COM 037833100 3,763 27,228 SH   SOLE   0 0 0
APPLIED MATLS INC COM 038222105 1,079 13,173 SH   SOLE   0 0 0
ARCOSA INC COM 039653100 1,151 20,130 SH   SOLE   0 0 0
AT&T INC COM 00206R102 818 53,321 SH   SOLE   0 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 15,954 70,533 SH   SOLE   0 0 0
BAXTER INTL INC COM 071813109 987 18,322 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,626 4 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 9,830 36,814 SH   SOLE   0 0 0
BIOGEN INC COM 09062X103 3,103 11,621 SH   SOLE   0 0 0
BK OF AMERICA CORP COM 060505104 1,343 44,482 SH   SOLE   0 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,341 18,862 SH   SOLE   0 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 350 2,426 SH   SOLE   0 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 270 7,580 SH   SOLE   0 0 0
CATERPILLAR INC COM 149123101 1,411 8,599 SH   SOLE   0 0 0
CENTENE CORP DEL COM 15135B101 430 5,530 SH   SOLE   0 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 3,752 33,497 SH   SOLE   0 0 0
CHEVRON CORP NEW COM 166764100 1,114 7,752 SH   SOLE   0 0 0
CIGNA CORP NEW COM 125523100 221 796 SH   SOLE   0 0 0
CISCO SYS INC COM 17275R102 5,149 128,725 SH   SOLE   0 0 0
CITIGROUP INC COM NEW 172967424 336 8,053 SH   SOLE   0 0 0
CITIZENS FINL GROUP INC COM 174610105 421 12,250 SH   SOLE   0 0 0
COCA COLA CO COM 191216100 1,514 27,028 SH   SOLE   0 0 0
COLGATE PALMOLIVE CO COM 194162103 2,176 30,979 SH   SOLE   0 0 0
COMCAST CORP NEW CL A 20030N101 332 11,323 SH   SOLE   0 0 0
COMMVAULT SYS INC COM 204166102 339 6,400 SH   SOLE   0 0 0
CONOCOPHILLIPS COM 20825C104 234 2,286 SH   SOLE   0 0 0
CONSOLIDATED EDISON INC COM 209115104 322 3,750 SH   SOLE   0 0 0
CORNING INC COM 219350105 575 19,800 SH   SOLE   0 0 0
CORTEVA INC COM 22052L104 256 4,485 SH   SOLE   0 0 0
COSTCO WHSL CORP NEW COM 22160K105 553 1,171 SH   SOLE   0 0 0
CROWN CASTLE INC COM 22822V101 278 1,925 SH   SOLE   0 0 0
CSX CORP COM 126408103 213 8,004 SH   SOLE   0 0 0
CVS HEALTH CORP COM 126650100 4,821 50,552 SH   SOLE   0 0 0
DEERE & CO COM 244199105 1,136 3,403 SH   SOLE   0 0 0
DEVON ENERGY CORP NEW COM 25179M103 256 4,250 SH   SOLE   0 0 0
DISCOVER FINL SVCS COM 254709108 261 2,869 SH   SOLE   0 0 0
DISNEY WALT CO COM 254687106 1,606 17,021 SH   SOLE   0 0 0
DOLLAR GEN CORP NEW COM 256677105 889 3,705 SH   SOLE   0 0 0
DOVER CORP COM 260003108 1,889 16,204 SH   SOLE   0 0 0
DOW INC COM 260557103 273 6,206 SH   SOLE   0 0 0
DUPONT DE NEMOURS INC COM 26614N102 218 4,323 SH   SOLE   0 0 0
EATON CORP PLC SHS G29183103 985 7,389 SH   SOLE   0 0 0
ELEVANCE HEALTH INC COM 036752103 303 667 SH   SOLE   0 0 0
EMERSON ELEC CO COM 291011104 587 8,011 SH   SOLE   0 0 0
EXELON CORP COM 30161N101 239 6,390 SH   SOLE   0 0 0
EXXON MOBIL CORP COM 30231G102 4,490 51,424 SH   SOLE   0 0 0
FASTENAL CO COM 311900104 873 18,956 SH   SOLE   0 0 0
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 366 18,421 SH   SOLE   0 0 0
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 613 14,237 SH   SOLE   0 0 0
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 1,015 17,613 SH   SOLE   0 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 2,270 24,969 SH   SOLE   0 0 0
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873 792 25,332 SH   SOLE   0 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 1,140 15,091 SH   SOLE   0 0 0
FORD MTR CO DEL COM 345370860 221 19,709 SH   SOLE   0 0 0
GALLAGHER ARTHUR J & CO COM 363576109 428 2,498 SH   SOLE   0 0 0
GENERAL ELECTRIC CO COM NEW 369604301 538 8,696 SH   SOLE   0 0 0
GENUINE PARTS CO COM 372460105 516 3,455 SH   SOLE   0 0 0
GLEN BURNIE BANCORP COM 377407101 158 16,692 SH   SOLE   0 0 0
HALLIBURTON CO COM 406216101 599 24,337 SH   SOLE   0 0 0
HENRY JACK & ASSOC INC COM 426281101 13,449 73,785 SH   SOLE   0 0 0
HERSHEY CO COM 427866108 224 1,018 SH   SOLE   0 0 0
HOME DEPOT INC COM 437076102 5,585 20,241 SH   SOLE   0 0 0
HONEYWELL INTL INC COM 438516106 291 1,744 SH   SOLE   0 0 0
INTEL CORP COM 458140100 2,828 109,749 SH   SOLE   0 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 451 3,799 SH   SOLE   0 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 554 2,677 SH   SOLE   0 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 230 6,602 SH   SOLE   0 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 1,619 17,735 SH   SOLE   0 0 0
JOHNSON & JOHNSON COM 478160104 2,284 13,982 SH   SOLE   0 0 0
JPMORGAN CHASE & CO COM 46625H100 2,005 19,186 SH   SOLE   0 0 0
KINDER MORGAN INC DEL COM 49456B101 366 22,006 SH   SOLE   0 0 0
KROGER CO COM 501044101 276 6,300 SH   SOLE   0 0 0
LIGAND PHARMACEUTICALS INC COM NEW 53220K504 1,338 15,533 SH   SOLE   0 0 0
LILLY ELI & CO COM 532457108 505 1,563 SH   SOLE   0 0 0
LOCKHEED MARTIN CORP COM 539830109 333 863 SH   SOLE   0 0 0
LOWES COS INC COM 548661107 584 3,110 SH   SOLE   0 0 0
M & T BK CORP COM 55261F104 233 1,319 SH   SOLE   0 0 0
MAGNA INTL INC COM 559222401 925 19,510 SH   SOLE   0 0 0
MARATHON PETE CORP COM 56585A102 349 3,514 SH   SOLE   0 0 0
MARKEL CORP COM 570535104 3,352 3,092 SH   SOLE   0 0 0
MARSH & MCLENNAN COS INC COM 571748102 202 1,350 SH   SOLE   0 0 0
MCCORMICK & CO INC COM NON VTG 579780206 271 3,800 SH   SOLE   0 0 0
MCDONALDS CORP COM 580135101 1,094 4,742 SH   SOLE   0 0 0
MEDTRONIC PLC SHS G5960L103 324 4,011 SH   SOLE   0 0 0
MERCK & CO INC COM 58933Y105 3,026 35,131 SH   SOLE   0 0 0
MICROSOFT CORP COM 594918104 14,835 63,698 SH   SOLE   0 0 0
NEXTERA ENERGY INC COM 65339F101 1,626 20,738 SH   SOLE   0 0 0
NIKE INC CL B 654106103 808 9,715 SH   SOLE   0 0 0
NOKIA CORP SPONSORED ADR 654902204 72 16,916 SH   SOLE   0 0 0
NOVARTIS AG SPONSORED ADR 66987V109 1,034 13,599 SH   SOLE   0 0 0
NUCOR CORP COM 670346105 334 3,125 SH   SOLE   0 0 0
NVIDIA CORPORATION COM 67066G104 841 6,932 SH   SOLE   0 0 0
NVR INC COM 62944T105 642 161 SH   SOLE   0 0 0
OCCIDENTAL PETE CORP COM 674599105 266 4,321 SH   SOLE   0 0 0
OLD REP INTL CORP COM 680223104 258 12,325 SH   SOLE   0 0 0
ON SEMICONDUCTOR CORP COM 682189105 845 13,550 SH   SOLE   0 0 0
ORACLE CORP COM 68389X105 1,666 27,280 SH   SOLE   0 0 0
OTIS WORLDWIDE CORP COM 68902V107 203 3,187 SH   SOLE   0 0 0
PAYCHEX INC COM 704326107 474 4,221 SH   SOLE   0 0 0
PEPSICO INC COM 713448108 1,344 8,232 SH   SOLE   0 0 0
PFIZER INC COM 717081103 3,344 76,425 SH   SOLE   0 0 0
PNC FINL SVCS GROUP INC COM 693475105 2,998 20,061 SH   SOLE   0 0 0
PPL CORP COM 69351T106 209 8,261 SH   SOLE   0 0 0
PRICE T ROWE GROUP INC COM 74144T108 548 5,218 SH   SOLE   0 0 0
PROCTER AND GAMBLE CO COM 742718109 7,657 60,652 SH   SOLE   0 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 1,902 33,826 SH   SOLE   0 0 0
QUALCOMM INC COM 747525103 1,668 14,760 SH   SOLE   0 0 0
RADIAN GROUP INC COM 750236101 480 24,900 SH   SOLE   0 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 3,540 43,245 SH   SOLE   0 0 0
REALTY INCOME CORP COM 756109104 503 8,646 SH   SOLE   0 0 0
ROSS STORES INC COM 778296103 4,863 57,710 SH   SOLE   0 0 0
S&P GLOBAL INC COM 78409V104 5,815 19,042 SH   SOLE   0 0 0
SANDY SPRING BANCORP INC COM 800363103 387 10,975 SH   SOLE   0 0 0
SCHWAB CHARLES CORP COM 808513105 385 5,350 SH   SOLE   0 0 0
SEI INVTS CO COM 784117103 3,857 78,636 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 786 10,910 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 6,232 52,468 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 880 7,270 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,553 51,145 SH   SOLE   0 0 0
SOUTHERN CO COM 842587107 896 13,184 SH   SOLE   0 0 0
SOUTHWEST AIRLS CO COM 844741108 1,091 35,367 SH   SOLE   0 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 400 1,394 SH   SOLE   0 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 315 883 SH   SOLE   0 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 3,431 8,543 SH   SOLE   0 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359 294 4,650 SH   SOLE   0 0 0
TARGET CORP COM 87612E106 789 5,315 SH   SOLE   0 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 2,451 4,832 SH   SOLE   0 0 0
TJX COS INC NEW COM 872540109 1,294 20,830 SH   SOLE   0 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 263 1,815 SH   SOLE   0 0 0
TRINITY INDS INC COM 896522109 1,158 54,255 SH   SOLE   0 0 0
UNILEVER PLC SPON ADR NEW 904767704 609 13,880 SH   SOLE   0 0 0
UNION PAC CORP COM 907818108 1,342 6,888 SH   SOLE   0 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,952 12,081 SH   SOLE   0 0 0
UNITED RENTALS INC COM 911363109 8,487 31,419 SH   SOLE   0 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,226 2,427 SH   SOLE   0 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 433 2,415 SH   SOLE   0 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 441 1,345 SH   SOLE   0 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 699 9,416 SH   SOLE   0 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 419 4,419 SH   SOLE   0 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,249 32,906 SH   SOLE   0 0 0
VIKING THERAPEUTICS INC COM 92686J106 35 12,800 SH   SOLE   0 0 0
VISA INC COM CL A 92826C839 498 2,806 SH   SOLE   0 0 0
WASTE MGMT INC DEL COM 94106L109 433 2,703 SH   SOLE   0 0 0
WELLS FARGO CO NEW COM 949746101 288 7,151 SH   SOLE   0 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 400 14,000 SH   SOLE   0 0 0