The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 321 1,808 SH   SOLE   0 0 0
ABBOTT LABS COM 002824100 1,508 10,713 SH   SOLE   0 0 0
ABBVIE INC COM 00287Y109 3,182 23,503 SH   SOLE   0 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,256 3,029 SH   SOLE   0 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 2,056 3,626 SH   SOLE   0 0 0
AFLAC INC COM 001055102 2,890 49,500 SH   SOLE   0 0 0
ALASKA AIR GROUP INC COM 011659109 234 4,500 SH   SOLE   0 0 0
ALCON AG ORD SHS H01301128 262 3,005 SH   SOLE   0 0 0
ALLIANCE DATA SYSTEMS CORP COM 018581108 288 4,332 SH   SOLE   0 0 0
ALPHABET INC CAP STK CL A 02079K305 2,657 917 SH   SOLE   0 0 0
ALTRIA GROUP INC COM 02209S103 391 8,243 SH   SOLE   0 0 0
AMARIN CORP PLC SPONS ADR NEW 023111206 45 13,500 SH   SOLE   0 0 0
AMERICAN ELEC PWR CO INC COM 025537101 288 3,233 SH   SOLE   0 0 0
AMERISOURCEBERGEN CORP COM 03073E105 1,573 11,835 SH   SOLE   0 0 0
AMGEN INC COM 031162100 800 3,557 SH   SOLE   0 0 0
ANTHEM INC COM 036752103 309 667 SH   SOLE   0 0 0
APPLE INC COM 037833100 8,791 49,508 SH   SOLE   0 0 0
APPLIED MATLS INC COM 038222105 2,099 13,341 SH   SOLE   0 0 0
ARCOSA INC COM 039653100 1,159 21,996 SH   SOLE   0 0 0
AT&T INC COM 00206R102 1,570 63,836 SH   SOLE   0 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 18,495 75,005 SH   SOLE   0 0 0
BAXTER INTL INC COM 071813109 1,747 20,347 SH   SOLE   0 0 0
BECTON DICKINSON & CO COM 075887109 355 1,410 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,704 6 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 13,246 44,302 SH   SOLE   0 0 0
BIOGEN INC COM 09062X103 3,222 13,429 SH   SOLE   0 0 0
BK OF AMERICA CORP COM 060505104 3,551 79,820 SH   SOLE   0 0 0
BOEING CO COM 097023105 499 2,480 SH   SOLE   0 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,160 18,603 SH   SOLE   0 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 444 2,426 SH   SOLE   0 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 544 10,028 SH   SOLE   0 0 0
CATERPILLAR INC COM 149123101 1,736 8,399 SH   SOLE   0 0 0
CDK GLOBAL INC COM 12508E101 585 14,022 SH   SOLE   0 0 0
CENTENE CORP DEL COM 15135B101 456 5,530 SH   SOLE   0 0 0
CERNER CORP COM 156782104 297 3,200 SH   SOLE   0 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 3,860 33,117 SH   SOLE   0 0 0
CHEVRON CORP NEW COM 166764100 885 7,541 SH   SOLE   0 0 0
CISCO SYS INC COM 17275R102 8,616 135,962 SH   SOLE   0 0 0
CITIGROUP INC COM NEW 172967424 524 8,685 SH   SOLE   0 0 0
CITIZENS FINL GROUP INC COM 174610105 601 12,725 SH   SOLE   0 0 0
CLOROX CO DEL COM 189054109 346 1,982 SH   SOLE   0 0 0
COCA COLA CO COM 191216100 1,606 27,118 SH   SOLE   0 0 0
COLGATE PALMOLIVE CO COM 194162103 3,117 36,529 SH   SOLE   0 0 0
COMCAST CORP NEW CL A 20030N101 618 12,283 SH   SOLE   0 0 0
COMMVAULT SYS INC COM 204166102 441 6,400 SH   SOLE   0 0 0
CONSOLIDATED EDISON INC COM 209115104 337 3,950 SH   SOLE   0 0 0
CORNING INC COM 219350105 756 20,300 SH   SOLE   0 0 0
CORTEVA INC COM 22052L104 218 4,620 SH   SOLE   0 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,965 3,461 SH   SOLE   0 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 594 2,845 SH   SOLE   0 0 0
CSX CORP COM 126408103 301 8,004 SH   SOLE   0 0 0
CUMMINS INC COM 231021106 208 953 SH   SOLE   0 0 0
CVS HEALTH CORP COM 126650100 5,593 54,215 SH   SOLE   0 0 0
D R HORTON INC COM 23331A109 267 2,460 SH   SOLE   0 0 0
DANAHER CORPORATION COM 235851102 239 727 SH   SOLE   0 0 0
DEERE & CO COM 244199105 1,201 3,503 SH   SOLE   0 0 0
DISCOVER FINL SVCS COM 254709108 331 2,865 SH   SOLE   0 0 0
DISNEY WALT CO COM 254687106 2,914 18,816 SH   SOLE   0 0 0
DOLLAR GEN CORP NEW COM 256677105 980 4,155 SH   SOLE   0 0 0
DOMINION ENERGY INC COM 25746U109 203 2,586 SH   SOLE   0 0 0
DOVER CORP COM 260003108 3,474 19,127 SH   SOLE   0 0 0
DOW INC COM 260557103 374 6,593 SH   SOLE   0 0 0
DUPONT DE NEMOURS INC COM 26614N102 526 6,509 SH   SOLE   0 0 0
EATON CORP PLC SHS G29183103 1,299 7,514 SH   SOLE   0 0 0
EMERSON ELEC CO COM 291011104 763 8,211 SH   SOLE   0 0 0
EXELON CORP COM 30161N101 388 6,718 SH   SOLE   0 0 0
EXXON MOBIL CORP COM 30231G102 3,056 49,940 SH   SOLE   0 0 0
FASTENAL CO COM 311900104 1,342 20,956 SH   SOLE   0 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 3,249 23,994 SH   SOLE   0 0 0
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 902 16,137 SH   SOLE   0 0 0
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873 1,890 36,802 SH   SOLE   0 0 0
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 1,439 20,953 SH   SOLE   0 0 0
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 352 23,221 SH   SOLE   0 0 0
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204 244 2,765 SH   SOLE   0 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 1,577 14,451 SH   SOLE   0 0 0
FISERV INC COM 337738108 1,071 10,315 SH   SOLE   0 0 0
FORD MTR CO DEL COM 345370860 439 21,159 SH   SOLE   0 0 0
GALLAGHER ARTHUR J & CO COM 363576109 424 2,498 SH   SOLE   0 0 0
GENERAL ELECTRIC CO COM NEW 369604301 1,017 10,770 SH   SOLE   0 0 0
GENERAL MLS INC COM 370334104 294 4,370 SH   SOLE   0 0 0
GENUINE PARTS CO COM 372460105 484 3,455 SH   SOLE   0 0 0
GLEN BURNIE BANCORP COM 377407101 234 16,692 SH   SOLE   0 0 0
HALLIBURTON CO COM 406216101 575 25,134 SH   SOLE   0 0 0
HENRY JACK & ASSOC INC COM 426281101 13,028 78,018 SH   SOLE   0 0 0
HOME DEPOT INC COM 437076102 8,475 20,421 SH   SOLE   0 0 0
HONEYWELL INTL INC COM 438516106 364 1,744 SH   SOLE   0 0 0
INTEL CORP COM 458140100 6,090 118,250 SH   SOLE   0 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 544 4,074 SH   SOLE   0 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 450 9,202 SH   SOLE   0 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 1,095 3,948 SH   SOLE   0 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 1,821 18,035 SH   SOLE   0 0 0
JOHNSON & JOHNSON COM 478160104 2,902 16,962 SH   SOLE   0 0 0
JPMORGAN CHASE & CO COM 46625H100 3,402 21,486 SH   SOLE   0 0 0
KIMBERLY-CLARK CORP COM 494368103 352 2,460 SH   SOLE   0 0 0
KINDER MORGAN INC DEL COM 49456B101 393 24,756 SH   SOLE   0 0 0
KLA CORP COM NEW 482480100 215 500 SH   SOLE   0 0 0
KROGER CO COM 501044101 330 7,300 SH   SOLE   0 0 0
LEGGETT & PLATT INC COM 524660107 254 6,165 SH   SOLE   0 0 0
LIGAND PHARMACEUTICALS INC COM NEW 53220K504 2,430 15,733 SH   SOLE   0 0 0
LILLY ELI & CO COM 532457108 432 1,563 SH   SOLE   0 0 0
LOCKHEED MARTIN CORP COM 539830109 280 788 SH   SOLE   0 0 0
LOWES COS INC COM 548661107 3,734 14,446 SH   SOLE   0 0 0
M & T BK CORP COM 55261F104 203 1,319 SH   SOLE   0 0 0
MAGNA INTL INC COM 559222401 1,741 21,510 SH   SOLE   0 0 0
MARATHON PETE CORP COM 56585A102 226 3,529 SH   SOLE   0 0 0
MARKEL CORP COM 570535104 3,765 3,051 SH   SOLE   0 0 0
MARRIOTT INTL INC NEW CL A 571903202 234 1,414 SH   SOLE   0 0 0
MARSH & MCLENNAN COS INC COM 571748102 235 1,350 SH   SOLE   0 0 0
MASTERCARD INCORPORATED CL A 57636Q104 764 2,127 SH   SOLE   0 0 0
MCCORMICK & CO INC COM NON VTG 579780206 367 3,800 SH   SOLE   0 0 0
MCDONALDS CORP COM 580135101 1,405 5,242 SH   SOLE   0 0 0
MEDTRONIC PLC SHS G5960L103 450 4,351 SH   SOLE   0 0 0
MERCK & CO INC COM 58933Y105 3,166 41,310 SH   SOLE   0 0 0
META PLATFORMS INC CL A 30303M102 350 1,040 SH   SOLE   0 0 0
MICROSOFT CORP COM 594918104 24,256 72,123 SH   SOLE   0 0 0
MONDELEZ INTL INC CL A 609207105 296 4,461 SH   SOLE   0 0 0
NEXTERA ENERGY INC COM 65339F101 2,235 23,938 SH   SOLE   0 0 0
NIKE INC CL B 654106103 2,120 12,717 SH   SOLE   0 0 0
NOKIA CORP SPONSORED ADR 654902204 118 18,999 SH   SOLE   0 0 0
NOVARTIS AG SPONSORED ADR 66987V109 1,650 18,865 SH   SOLE   0 0 0
NUCOR CORP COM 670346105 391 3,425 SH   SOLE   0 0 0
NVIDIA CORPORATION COM 67066G104 1,886 6,412 SH   SOLE   0 0 0
OLD REP INTL CORP COM 680223104 335 13,625 SH   SOLE   0 0 0
ON SEMICONDUCTOR CORP COM 682189105 941 13,850 SH   SOLE   0 0 0
ORACLE CORP COM 68389X105 8,403 96,351 SH   SOLE   0 0 0
OTIS WORLDWIDE CORP COM 68902V107 349 4,013 SH   SOLE   0 0 0
OWENS & MINOR INC NEW COM 690732102 322 7,400 SH   SOLE   0 0 0
PAYCHEX INC COM 704326107 576 4,221 SH   SOLE   0 0 0
PEPSICO INC COM 713448108 1,645 9,472 SH   SOLE   0 0 0
PFIZER INC COM 717081103 5,216 88,327 SH   SOLE   0 0 0
PNC FINL SVCS GROUP INC COM 693475105 4,043 20,161 SH   SOLE   0 0 0
PPL CORP COM 69351T106 254 8,461 SH   SOLE   0 0 0
PRICE T ROWE GROUP INC COM 74144T108 1,072 5,451 SH   SOLE   0 0 0
PROCTER AND GAMBLE CO COM 742718109 10,414 63,663 SH   SOLE   0 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 2,602 38,992 SH   SOLE   0 0 0
QUALCOMM INC COM 747525103 2,823 15,435 SH   SOLE   0 0 0
RADIAN GROUP INC COM 750236101 526 24,900 SH   SOLE   0 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 4,456 51,776 SH   SOLE   0 0 0
REALTY INCOME CORP COM 756109104 701 9,796 SH   SOLE   0 0 0
ROSS STORES INC COM 778296103 7,109 62,208 SH   SOLE   0 0 0
S&P GLOBAL INC COM 78409V104 9,629 20,403 SH   SOLE   0 0 0
SANDY SPRING BANCORP INC COM 800363103 456 9,475 SH   SOLE   0 0 0
SANOFI SPONSORED ADR 80105N105 409 8,161 SH   SOLE   0 0 0
SCHLUMBERGER LTD COM STK 806857108 226 7,562 SH   SOLE   0 0 0
SCHWAB CHARLES CORP COM 808513105 479 5,700 SH   SOLE   0 0 0
SEI INVTS CO COM 784117103 5,353 87,848 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 606 10,910 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 9,893 56,901 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,052 7,470 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 2,536 64,945 SH   SOLE   0 0 0
SHERWIN WILLIAMS CO COM 824348106 238 675 SH   SOLE   0 0 0
SOUTHERN CO COM 842587107 912 13,302 SH   SOLE   0 0 0
SOUTHWEST AIRLS CO COM 844741108 1,571 36,667 SH   SOLE   0 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 572 1,576 SH   SOLE   0 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 527 1,110 SH   SOLE   0 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 4,546 8,781 SH   SOLE   0 0 0
SPDR SER TR BLOOMBERG CONV 78464A359 444 5,350 SH   SOLE   0 0 0
TARGET CORP COM 87612E106 1,323 5,715 SH   SOLE   0 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 2,855 4,279 SH   SOLE   0 0 0
TJX COS INC NEW COM 872540109 2,003 26,380 SH   SOLE   0 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 367 1,815 SH   SOLE   0 0 0
TRINITY INDS INC COM 896522109 1,857 61,492 SH   SOLE   0 0 0
TRUIST FINL CORP COM 89832Q109 762 13,020 SH   SOLE   0 0 0
UNDER ARMOUR INC CL C 904311206 287 15,917 SH   SOLE   0 0 0
UNILEVER PLC SPON ADR NEW 904767704 1,051 19,538 SH   SOLE   0 0 0
UNION PAC CORP COM 907818108 1,864 7,398 SH   SOLE   0 0 0
UNITED PARCEL SERVICE INC CL B 911312106 2,901 13,535 SH   SOLE   0 0 0
UNITED RENTALS INC COM 911363109 11,532 34,704 SH   SOLE   0 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,219 2,427 SH   SOLE   0 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 769 3,184 SH   SOLE   0 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 313 2,696 SH   SOLE   0 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 629 1,440 SH   SOLE   0 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 244 2,275 SH   SOLE   0 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 871 10,716 SH   SOLE   0 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 521 4,644 SH   SOLE   0 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,030 39,072 SH   SOLE   0 0 0
VIKING THERAPEUTICS INC COM 92686J106 63 13,800 SH   SOLE   0 0 0
VISA INC COM CL A 92826C839 764 3,526 SH   SOLE   0 0 0
WALMART INC COM 931142103 505 3,490 SH   SOLE   0 0 0
WASTE MGMT INC DEL COM 94106L109 451 2,703 SH   SOLE   0 0 0
WELLS FARGO CO NEW COM 949746101 412 8,579 SH   SOLE   0 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 589 14,300 SH   SOLE   0 0 0
WYNDHAM HOTELS & RESORTS INC COM 98311A105 291 3,244 SH   SOLE   0 0 0