FAIR VALUE DISCLOSURES (Tables)

9 Months Ended

Sep. 30, 2025

Fair Value Disclosures [Abstract]

Schedule of Carrying Value and Fair Value of Financial Instruments

The carrying value and fair value of our financial instruments are as follows:

		September 30, 2025				December 31, 2024
(Dollars in thousands)	Level in Fair Value Hierarchy	Carrying Value		Estimated Fair Value		Carrying Value		Estimated Fair Value
Description:
Mortgage loans held for sale	2	$	198,548	$	198,548	$	207,936	$	207,936
IRLCs	3	(8,716)		(8,716)		(5,917)		(5,917)
MBSs	2	1,048		1,048		4,174		4,174
Mortgage warehouse facilities borrowings	2	150,176		150,176		174,460		174,460
Loans payable and other borrowings	2	568,813		568,813		475,569		475,569
5.875% Senior Notes due 2027 (1)	2	498,697		506,240		498,110		501,770
6.625% Senior Notes due 2027 (1)	2	27,587		27,027		27,803		26,804
5.75% Senior Notes due 2028 (1)	2	448,553		456,377		448,080		446,679
5.125% Senior Notes due 2030 (1)	2	496,935		499,145		496,461		478,455

(1) Carrying value for senior notes, as presented, includes unamortized debt issuance costs and premiums. Debt issuance costs are not factored into the fair value calculation for the senior notes.