FAIR VALUE DISCLOSURES (Tables)

12 Months Ended

Dec. 31, 2024

Fair Value Disclosures [Abstract]

Carrying Value and Fair Value of Financial Instruments

The carrying value and fair value of our financial instruments are as follows:

		As of December 31, 2024				As Of December 31, 2023
(Dollars in thousands)	Level in Fair Value Hierarchy	Carrying Value		Estimated Fair Value		Carrying Value		Estimated Fair Value
Description:
Mortgage loans held for sale	2	$	207,936	$	207,936	$	193,344	$	193,344
IRLCs	3	(5,917)		(5,917)		1,489		1,489
MBSs	2	4,174		4,174		(5,055)		(5,055)
Mortgage warehouse borrowings	2	174,460		174,460		153,464		153,464
Loans payable and other borrowings	2	475,569		475,569		394,943		394,943
5.875% Senior Notes due 2027 (1)	2	498,110		501,770		497,328		502,500
6.625% Senior Notes due 2027 (1)	2	27,803		26,804		28,092		26,529
5.75% Senior Notes due 2028 (1)	2	448,080		446,679		447,449		451,571
5.125% Senior Notes due 2030 (1)	2	496,461		478,455		495,826		483,690
Equity security	1	201		201		460		460

(1)Carrying value for Senior Notes, as presented, includes unamortized debt issuance costs or bond premium. Debt issuance costs are not factored into the fair value calculation for the Senior Notes.