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Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2019
Banking and Thrift [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The following tables present actual and required capital ratios as of December 31, 2019 and 2018 for the Company and the Bank under the Basel III Capital Rules. The minimum required capital amounts presented include the minimum required capital levels as of December 31, 2019 and 2018 based on the Basel III Capital Rules. Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended to reflect the changes under the Basel III Capital Rules.
 
Actual
 
Minimum Capital Required - Basel III
 
Minimum Required to be Considered Well Capitalized
 
Capital Amount
 
Ratio
 
Capital Amount
 
Ratio
 
Capital Amount
 
Ratio
As of December 31, 2019:
 
 
 
 
 
 
 
 
 
 
 
Common equity tier 1 capital to risk-weighted assets
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
313,803

 
10.84
%
 
$
202,661

 
7.00
%
 
N/A

 
N/A

Bank
341,242

 
11.80
%
 
202,480

 
7.00
%
 
188,017

 
6.50
%
Tier 1 capital to risk-weighted assets
 
 
 
 
 
 
 
 
 
 
 
Consolidated
313,803

 
10.84
%
 
246,088

 
8.50
%
 
N/A

 
N/A

Bank
341,242

 
11.80
%
 
245,869

 
8.50
%
 
231,406

 
8.00
%
Total capital to risk-weighted assets
 
 
 
 
 
 
 
 
 
 
 
Consolidated
405,171

 
13.99
%
 
303,991

 
10.50
%
 
N/A

 
N/A

Bank
363,082

 
12.55
%
 
303,720

 
10.50
%
 
289,257

 
10.00
%
Leverage ratio
 
 
 
 
 
 
 
 
 
 
 
Consolidated
313,803

 
7.64
%
 
164,219

 
4.00
%
 
N/A

 
N/A

Bank
341,242

 
8.32
%
 
164,121

 
4.00
%
 
205,151

 
5.00
%

 
Actual
 
Minimum Capital Required - Basel III Phase-In Schedule
 
Minimum Capital Required - Basel III
 
Minimum Required to be Considered Well Capitalized
 
Capital Amount
 
Ratio
 
Capital Amount
 
Ratio
 
Capital Amount
 
Ratio
 
Capital Amount
 
Ratio
As of December 31, 2018:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Common equity tier 1 capital to risk-weighted assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
300,589

 
12.39
%
 
$
154,613

 
6.38
%
 
$
169,771

 
7.00
%
 
N/A

 
N/A

Bank
286,012

 
11.81
%
 
154,407

 
6.38
%
 
169,545

 
7.00
%
 
157,435

 
6.50
%
Tier 1 capital to risk-weighted assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
300,589

 
12.39
%
 
190,992

 
7.88
%
 
206,150

 
8.50
%
 
N/A

 
N/A

Bank
286,012

 
11.81
%
 
190,738

 
7.88
%
 
205,876

 
8.50
%
 
193,766

 
8.00
%
Total capital to risk-weighted assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
352,360

 
14.53
%
 
239,498

 
9.88
%
 
254,656

 
10.50
%
 
N/A

 
N/A

Bank
300,908

 
12.55
%
 
239,180

 
9.88
%
 
254,318

 
10.50
%
 
242,207

 
10.00
%
Leverage ratio
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
300,589

 
9.00
%
 
133,602

 
4.00
%
 
133,602

 
4.00
%
 
N/A

 
N/A

Bank
286,012

 
8.57
%
 
133,474

 
4.00
%
 
133,474

 
4.00
%
 
166,843

 
5.00
%