The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO Common Stock 88579Y101 1,030 6,919 SH   SOLE   6,759 0 0
ABBOTT LABS Common Stock 002824100 2,681 22,650 SH   SOLE   20,655 0 0
ABBOTT LABS Common Stock 002824100 291 2,460 SH   OTR   2,460 0 0
ABBVIE INC Common Stock 00287Y109 8,184 50,484 SH   SOLE   47,899 0 0
ABBVIE INC Common Stock 00287Y109 486 3,000 SH   OTR   3,000 0 0
ACCENTURE PLC IRELAND SHS CLASS A Int'l Common Stock G1151C101 254 754 SH   SOLE   740 0 0
ACCENTURE PLC IRELAND SHS CLASS A Int'l Common Stock G1151C101 27 80 SH   OTR   0 0 0
AFLAC INC Common Stock 001055102 5,035 78,203 SH   SOLE   78,203 0 0
AFLAC INC Common Stock 001055102 2,067 32,100 SH   OTR   32,100 0 0
AIR PRODS & CHEMICALS, INC. Common Stock 009158106 1,137 4,549 SH   SOLE   4,549 0 0
AIR PRODS & CHEMICALS, INC. Common Stock 009158106 24 95 SH   OTR   95 0 0
ALPHABET INC CAP STK CL A Common Stock 02079K305 893 321 SH   SOLE   306 0 0
ALPHABET INC CAP STK CL C Common Stock 02079K107 37,946 13,586 SH   SOLE   13,555 0 1
ALTRIA GROUP INC COM Common Stock 02209S103 849 16,244 SH   SOLE   15,711 0 0
AMAZON COM INC COM Common Stock 023135106 46,050 14,126 SH   SOLE   14,102 0 1
AMERICAN ELEC PWR INC Common Stock 025537101 531 5,319 SH   SOLE   5,319 0 0
AMERICAN EXPRESS CO Common Stock 025816109 473 2,529 SH   SOLE   2,484 0 0
AMGEN INC Common Stock 031162100 1,015 4,197 SH   SOLE   3,921 0 0
AMGEN INC Common Stock 031162100 48 200 SH   OTR   200 0 0
AMPLIFY ENERGY CORP NEW Common Stock 03212B103 82 14,900 SH   SOLE   14,900 0 0
ANAVEX LIFE SCIENCES CORP COM NEW Common Stock 032797300 185 15,000 SH   SOLE   15,000 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR Int'l Common Stock 03524A108 12,627 210,234 SH   SOLE   210,109 0 41
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR Int'l Common Stock 03524A108 16 270 SH   OTR   270 0 0
ANTHEM INC COM Common Stock 036752103 819 1,667 SH   SOLE   1,667 0 0
APPLE, INC Common Stock 037833100 53,182 304,578 SH   SOLE   302,869 0 0
APPLE, INC Common Stock 037833100 419 2,400 SH   OTR   2,400 0 0
ARCHER-DANIELS-MIDLAND CO. Common Stock 039483102 534 5,914 SH   SOLE   5,500 0 0
ARISTA NETWORKS INC Common Stock 040413106 201 1,448 SH   SOLE   1,448 0 0
AT&T INC Common Stock 00206R102 1,108 46,910 SH   SOLE   45,562 0 0
AT&T INC Common Stock 00206R102 43 1,810 SH   OTR   1,810 0 0
ATMOS ENERGY CORP Common Stock 049560105 1,247 10,434 SH   SOLE   10,388 0 0
ATMOS ENERGY CORP Common Stock 049560105 18 150 SH   OTR   150 0 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 319 1,401 SH   SOLE   1,200 0 0
BANC3 HOLDINGS, INC Common Stock BANC3HLDG 260 20,000 SH   SOLE   20,000 0 0
BANK OF AMERICA CORPORATION Common Stock 060505104 2,386 57,890 SH   SOLE   57,831 0 0
BECTON DICKINSON & CO Common Stock 075887109 7,325 27,539 SH   SOLE   27,439 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Common Stock 084670702 39,713 112,531 SH   SOLE   112,425 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Common Stock 084670702 11 31 SH   OTR   0 0 0
BERKSHIRE HATHAWAY, INC. CLASS A Common Stock 084670108 1,058 2 SH   SOLE   2 0 0
BGC PARTNERS INC CL A Common Stock 05541T101 92 21,000 SH   SOLE   21,000 0 0
BIOLINE RX LTD Int'l Common Stock 09071M205 17 10,000 SH   SOLE   10,000 0 0
BLACKROCK INC. Common Stock 09247X101 245 321 SH   SOLE   321 0 0
BOEING CO CAPITAL STOCK COMMON Common Stock 097023105 1,660 8,671 SH   SOLE   8,671 0 0
BOEING CO CAPITAL STOCK COMMON Common Stock 097023105 59 310 SH   OTR   310 0 0
BOOKING HLDGS INC Common Stock 09857L108 23,726 10,103 SH   SOLE   10,102 0 1
BRISTOL MYERS SQUIBB CO Common Stock 110122108 7,368 100,890 SH   SOLE   100,580 0 0
BRISTOL MYERS SQUIBB CO Common Stock 110122108 42 580 SH   OTR   580 0 0
CAPITAL CITY BANK GROUP, INC Common Stock 139674105 1,951 74,000 SH   SOLE   74,000 0 0
CAPITAL ONE FINL CORP COM Common Stock 14040H105 24,558 187,055 SH   SOLE   187,041 0 14
CARDINAL HEALTH INC COM Common Stock 14149Y108 1,867 32,935 SH   SOLE   32,805 0 0
CARDINAL HEALTH INC COM Common Stock 14149Y108 72 1,269 SH   OTR   1,269 0 0
CARRIER GLOBAL CORP Common Stock 14448C104 259 5,641 SH   SOLE   5,584 0 0
CATERPILLAR, INC. Common Stock 149123101 628 2,819 SH   SOLE   2,819 0 0
CATERPILLAR, INC. Common Stock 149123101 167 750 SH   OTR   750 0 0
CEF SELECT SECTOR SPDR FUND FINANCIAL Exchange Traded Fund 81369Y605 632 16,502 SH   SOLE   16,502 0 0
CEF SELECT SPDR FUND MATERIALS Exchange Traded Fund 81369Y100 293 3,321 SH   SOLE   3,321 0 0
CHEVRON CORP Common Stock 166764100 899 5,522 SH   SOLE   4,924 0 0
CHUBB LIMITED COM Common Stock H1467J104 3,147 14,712 SH   SOLE   14,622 0 0
CISCO SYSTEM, INC. Common Stock 17275R102 1,271 22,790 SH   SOLE   21,672 0 0
CLOROX CO Common Stock 189054109 407 2,926 SH   SOLE   2,926 0 0
CME GROUP INC. Common Stock 12572Q105 2,132 8,962 SH   SOLE   8,962 0 0
COCA COLA CO Common Stock 191216100 7,191 115,984 SH   SOLE   115,786 0 0
COCA COLA CO Common Stock 191216100 49 785 SH   OTR   785 0 0
COLGATE PALMOLIVE CO Common Stock 194162103 912 12,030 SH   SOLE   12,030 0 0
CONOCOPHILLIPS Common Stock 20825C104 1,077 10,770 SH   SOLE   10,729 0 0
CONSUMER STAPLES SELECT SECTOR SPDR Exchange Traded Fund 81369Y308 636 8,384 SH   SOLE   8,384 0 0
CRW FREIGHT MANAGEMENT SERVICES, INC. Common Stock 86100099W 2,032 184 SH   SOLE   184 0 0
CRW INC. Common Stock 86100499W 319 46 SH   SOLE   46 0 0
CSX CORP Common Stock 126408103 252 6,724 SH   SOLE   6,685 0 0
CVS HEALTH CORPORATION Common Stock 126650100 31,014 306,433 SH   SOLE   306,433 0 0
DANAHER CORP DEL COM Common Stock 235851102 1,097 3,741 SH   SOLE   3,684 0 0
DANAHER CORP DEL COM Common Stock 235851102 29 100 SH   OTR   100 0 0
DANIMER SCIENTIFIC INC Common Stock 236272100 462 78,792 SH   SOLE   78,792 0 0
DARLING INGREDIENTS INC COM Common Stock 237266101 465 5,787 SH   SOLE   5,346 0 0
DEERE & CO Common Stock 244199105 699 1,683 SH   SOLE   1,647 0 0
DOMINION ENERGY, INC Common Stock 25746U109 15,091 177,605 SH   SOLE   177,397 0 0
DOMINION ENERGY, INC Common Stock 25746U109 103 1,207 SH   OTR   1,150 0 0
DUKE ENERGY CORP NEW COM NEW Common Stock 26441C204 19,470 174,368 SH   SOLE   174,302 0 0
DUKE ENERGY CORP NEW COM NEW Common Stock 26441C204 183 1,635 SH   OTR   1,582 0 0
EATON CORP PLC Int'l Common Stock G29183103 727 4,793 SH   SOLE   4,793 0 0
ECOLAB INC COM Common Stock 278865100 325 1,839 SH   SOLE   1,810 0 0
ELI LILLY & CO Common Stock 532457108 1,318 4,604 SH   SOLE   4,359 0 0
EMERSON ELECTRIC CO. Common Stock 291011104 4,699 47,923 SH   SOLE   47,923 0 0
EMERSON ELECTRIC CO. Common Stock 291011104 44 450 SH   OTR   450 0 0
ENBRIDGE INC COM Int'l Common Stock 29250N105 27,588 598,560 SH   SOLE   598,560 0 0
ENBRIDGE INC COM Int'l Common Stock 29250N105 218 4,727 SH   OTR   4,727 0 0
EQUITY RESIDENTIAL Common Stock 29476L107 220 2,450 SH   SOLE   2,450 0 0
EVERSOURCE ENERGY COM Common Stock 30040W108 482 5,462 SH   SOLE   5,091 0 0
EXPEDIA GROUP Common Stock 30212P303 565 2,889 SH   SOLE   2,870 0 0
EXXON MOBIL CORP Common Stock 30231G102 15,961 193,259 SH   SOLE   192,733 0 31
EXXON MOBIL CORP Common Stock 30231G102 30 360 SH   OTR   360 0 0
FEDEX CORP Common Stock 31428X106 459 1,985 SH   SOLE   1,934 0 0
FLOWERS FOODS INC Common Stock 343498101 24,542 954,586 SH   SOLE   954,586 0 0
FLOWERS FOODS INC Common Stock 343498101 54 2,090 SH   OTR   2,090 0 0
FST TR NEW OPPORT MLP & ENE FD Exchange Traded Fund 33739M100 63 10,000 SH   SOLE   0 0 0
GALLAGHER ARTHUR J & CO Common Stock 363576109 23,538 134,809 SH   SOLE   134,759 0 15
GALLAGHER ARTHUR J & CO Common Stock 363576109 52 300 SH   OTR   300 0 0
GENERAL MILLS Common Stock 370334104 220 3,250 SH   SOLE   3,250 0 0
GENERAL MILLS Common Stock 370334104 103 1,525 SH   OTR   1,525 0 0
GENUINE PARTS CO. Common Stock 372460105 252 2,003 SH   SOLE   2,003 0 0
GILEAD SCIENCES INC COM Common Stock 375558103 8,218 138,237 SH   SOLE   138,237 0 0
GILEAD SCIENCES INC COM Common Stock 375558103 26 435 SH   OTR   435 0 0
GLAXOSMITHKLINE PLC ADR Int'l Common Stock 37733W105 2,328 53,450 SH   SOLE   53,095 0 0
GLAXOSMITHKLINE PLC ADR Int'l Common Stock 37733W105 70 1,615 SH   OTR   1,615 0 0
GLOBAL PMTS INC COM Common Stock 37940X102 2,486 18,168 SH   SOLE   18,086 0 0
GREENFIELD BANKING CO. Common Stock GREENFIEL 478 5,200 SH   SOLE   5,200 0 0
HANESBRANDS INC Common Stock 410345102 3,218 216,092 SH   SOLE   216,092 0 0
HANESBRANDS INC Common Stock 410345102 65 4,398 SH   OTR   4,398 0 0
HEALTHCARE SELECT SECTR SPDR Exchange Traded Fund 81369Y209 1,378 10,060 SH   SOLE   10,010 0 0
HOME DEPOT INC Common Stock 437076102 2,447 8,175 SH   SOLE   7,732 0 0
HONEYWELL INTERNATIONAL INC. Common Stock 438516106 1,081 5,556 SH   SOLE   5,430 0 0
INTEL CORP Common Stock 458140100 1,239 25,009 SH   SOLE   23,166 0 0
INTEL CORP Common Stock 458140100 10 200 SH   OTR   200 0 0
INTUIT COM Common Stock 461202103 364 756 SH   SOLE   735 0 0
INVESCO NATIONAL AMT-FREE MUNICIPAL BOND ETF Fixed Income ETF 46138E537 414 16,600 SH   SOLE   16,600 0 0
ISHARE LEHMAN AGGREGATE BOND Fixed Income ETF 464287226 679 6,338 SH   SOLE   6,338 0 0
ISHARE MSCI EMERGING MARKETS Exchange Traded Fund 464287234 600 13,298 SH   SOLE   13,298 0 0
ISHARE RUSSELL MIDCAP GROWTH Exchange Traded Fund 464287481 1,830 18,204 SH   SOLE   18,204 0 0
ISHARES DJ US INDEX FUND Exchange Traded Fund 464287846 1,712 15,378 SH   SOLE   15,378 0 0
ISHARES DOW JONES SELECT DIVIDEND INDEX Exchange Traded Fund 464287168 856 6,682 SH   SOLE   6,682 0 0
ISHARES DOW JONES SELECT DIVIDEND INDEX Exchange Traded Fund 464287168 122 950 SH   OTR   950 0 0
ISHARES DOW JONES US HEALTHCARE Exchange Traded Fund 464287762 401 1,389 SH   SOLE   1,389 0 0
ISHARES INC Exchange Traded Fund 464286525 383 3,652 SH   SOLE   3,652 0 0
ISHARES MSCI EAFE INDEX Exchange Traded Fund 464287465 1,439 19,545 SH   SOLE   19,055 0 0
ISHARES RUS MID-CAP ETF Exchange Traded Fund 464287499 560 7,179 SH   SOLE   6,885 0 0
ISHARES RUSSELL 100 GROWTH Exchange Traded Fund 464287614 1,478 5,322 SH   SOLE   5,322 0 0
ISHARES RUSSELL 2000 INDEX Exchange Traded Fund 464287655 653 3,179 SH   SOLE   3,009 0 0
ISHARES RUSSELL 3000 INDEX Exchange Traded Fund 464287689 241 919 SH   SOLE   919 0 0
ISHARES RUSSELL MIDCAP INDEX Exchange Traded Fund 464287473 1,306 10,912 SH   SOLE   10,912 0 0
ISHARES S&P 500 GROWTH INDEX Exchange Traded Fund 464287309 4,942 64,709 SH   SOLE   64,709 0 0
ISHARES S&P 500 VALUE Exchange Traded Fund 464287408 1,065 6,840 SH   SOLE   6,840 0 0
ISHARES S&P GLOBAL 100 INDEX Exchange Traded Fund 464287572 413 5,436 SH   SOLE   5,436 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX Exchange Traded Fund 464287606 273 3,533 SH   SOLE   3,533 0 0
ISHARES S&P MIDCAP 400 Exchange Traded Fund 464287507 1,131 4,217 SH   SOLE   4,027 0 0
ISHARES S&P SMALLCAP 600 GROWTH INDEX Exchange Traded Fund 464287887 2,268 18,131 SH   SOLE   18,131 0 0
ISHARES S&P SMALLCAP 600 VALUE INDEX Exchange Traded Fund 464287879 1,561 15,241 SH   SOLE   15,241 0 0
ISHARES S&P SMALLCAP 600 Exchange Traded Fund 464287804 1,278 11,850 SH   SOLE   11,850 0 0
ISHARES SHORT-TERM CORP BOND ETF Fixed Income ETF 464288646 388 7,509 SH   SOLE   7,509 0 0
ISHARES TR CORE MSCI EAFE Exchange Traded Fund 46432F842 611 8,797 SH   SOLE   8,797 0 0
ISHARES TR RUSSELL1000VAL Exchange Traded Fund 464287598 1,067 6,430 SH   SOLE   6,430 0 0
ISHARES TR S&P GBL INF Exchange Traded Fund 464287291 315 5,430 SH   SOLE   5,430 0 0
ISHARES TR S&P MIDCP VALU Exchange Traded Fund 464287705 786 7,168 SH   SOLE   7,168 0 0
ISHARES TR Exchange Traded Fund 464287200 12,401 27,334 SH   SOLE   27,116 0 85
ISHARES TR Fixed Income ETF 464288414 215 1,965 SH   SOLE   1,965 0 0
JOBY AVIATION INC Common Stock G65163100 71 10,800 SH   SOLE   10,800 0 0
JOHNSON & JOHNSON Common Stock 478160104 4,328 24,421 SH   SOLE   24,101 0 0
JOHNSON & JOHNSON Common Stock 478160104 51 290 SH   OTR   290 0 0
JP MORGAN CHASE & CO Common Stock 46625H100 23,232 170,426 SH   SOLE   169,760 0 15
JP MORGAN CHASE & CO Common Stock 46625H100 57 420 SH   OTR   420 0 0
JP MORGAN EXCHANGE TRADED FD Fixed Income ETF 46641Q837 16,378 325,791 SH   SOLE   325,791 0 0
JP MORGAN EXCHANGE TRADED FD Fixed Income ETF 46641Q837 114 2,269 SH   OTR   2,269 0 0
KELLOGG CO Common Stock 487836108 10,554 163,658 SH   SOLE   163,658 0 0
KELLOGG CO Common Stock 487836108 50 770 SH   OTR   770 0 0
KIMBERLY CLARK CORP Common Stock 494368103 623 5,057 SH   SOLE   5,057 0 0
KRAFT HEINZ CO COM Common Stock 500754106 1,442 36,613 SH   SOLE   36,590 0 0
KRAFT HEINZ CO COM Common Stock 500754106 46 1,160 SH   OTR   1,160 0 0
LABORATORY CORP AMER HLDGS COM NEW Common Stock 50540R409 295 1,120 SH   SOLE   1,120 0 0
LAM RESEARCH CORP COM Common Stock 512807108 430 800 SH   SOLE   800 0 0
LINDE PLC Int'l Common Stock G5494J103 994 3,113 SH   SOLE   3,098 0 0
LOCKHEED MARTIN CORP COM Common Stock 539830109 3,899 8,833 SH   SOLE   8,574 0 0
LOCKHEED MARTIN CORP COM Common Stock 539830109 49 110 SH   OTR   110 0 0
LOWES COMPANIES INC Common Stock 548661107 2,383 11,787 SH   SOLE   11,738 0 0
MCDONALDS CORP Common Stock 580135101 6,263 25,327 SH   SOLE   25,108 0 0
MCDONALDS CORP Common Stock 580135101 83 335 SH   OTR   335 0 0
MCKESSON CORP COM Common Stock 58155Q103 486 1,586 SH   SOLE   1,586 0 0
MEDIWOUND LTD Int'l Common Stock M68830104 52 26,000 SH   SOLE   26,000 0 0
MEDTRONIC PLC SHS Common Stock G5960L103 8,489 76,513 SH   SOLE   76,513 0 0
MERCK & CO INC NEW Common Stock 58933Y105 23,443 285,718 SH   SOLE   285,453 0 0
MERCK & CO INC NEW Common Stock 58933Y105 12 152 SH   OTR   152 0 0
META PLATFORMS, INC. Common Stock 30303M102 8,590 38,632 SH   SOLE   38,506 0 15
MICROSOFT CORP Common Stock 594918104 55,633 180,446 SH   SOLE   179,545 0 7
MICROSOFT CORP Common Stock 594918104 247 800 SH   OTR   800 0 0
MONDELEZ INTL INC CL A Common Stock 609207105 541 8,610 SH   SOLE   8,541 0 0
NASDAQ INC COM Common Stock 631103108 332 1,864 SH   SOLE   1,850 0 0
NEXTERA ENERGY INC COM Common Stock 65339F101 2,172 25,637 SH   SOLE   25,500 0 0
NEXTERA ENERGY INC COM Common Stock 65339F101 24 287 SH   OTR   0 0 0
NORFOLK SOUTHERN CORP Common Stock 655844108 549 1,924 SH   SOLE   1,905 0 0
NORFOLK SOUTHERN CORP Common Stock 655844108 29 100 SH   OTR   100 0 0
NOVARTIS A G SPONSORED ADR Int'l Common Stock 66987V109 587 6,694 SH   SOLE   6,694 0 0
NUVEEN GEORGIA QLTY MUN INC FD Fixed Income ETF 67072B107 233 20,000 SH   SOLE   20,000 0 0
NUVEEN QUALITY MUNCP INCOME FD Fixed Income ETF 67066V101 165 12,380 SH   SOLE   12,380 0 0
NVIDIA CORP COM Common Stock 67066G104 208 762 SH   SOLE   622 0 0
OKTA INC Common Stock 679295105 4,386 29,055 SH   SOLE   29,044 0 11
ORACLE CORP Common Stock 68389X105 1,552 18,761 SH   SOLE   18,287 0 0
PALO ALTO NETWORKS INC Common Stock 697435105 44,165 70,946 SH   SOLE   70,933 0 5
PARAMOUNT GLOBAL Common Stock 92556H206 12,375 327,303 SH   SOLE   327,123 0 0
PARAMOUNT GLOBAL Common Stock 92556H206 26 675 SH   OTR   675 0 0
PAYPAL HLDGS INC COM Common Stock 70450Y103 226 1,951 SH   SOLE   1,951 0 0
PEPSICO INC Common Stock 713448108 2,892 17,281 SH   SOLE   17,272 0 0
PEPSICO INC Common Stock 713448108 5 30 SH   OTR   30 0 0
PFIZER INC Common Stock 717081103 4,831 93,308 SH   SOLE   92,858 0 0
PFIZER INC Common Stock 717081103 62 1,205 SH   OTR   1,205 0 0
PHILIP MORRIS INTL INC COM Common Stock 718172109 3,384 36,027 SH   SOLE   35,242 0 0
PHILIP MORRIS INTL INC COM Common Stock 718172109 138 1,465 SH   OTR   1,465 0 0
PIMCO MUNICIPAL INCOME FUND II Fixed Income ETF 72200W106 138 12,000 SH   SOLE   12,000 0 0
PPG INDS INC COM Common Stock 693506107 454 3,466 SH   SOLE   3,412 0 0
PROCTER & GAMBLE CO Common Stock 742718109 3,037 19,874 SH   SOLE   19,208 0 0
PROLOGIS INC Common Stock 74340W103 328 2,033 SH   SOLE   2,025 0 0
PROSHARES ULTRAPRO SHORT 20 YEAR TREASURY Fixed Income ETF 74347G887 203 5,000 SH   SOLE   5,000 0 0
PRUDENTIAL FINL INC COM Common Stock 744320102 327 2,771 SH   SOLE   2,269 0 0
QUALCOMM INC Common Stock 747525103 223 1,459 SH   SOLE   1,459 0 0
QUEST DIAGNOSTICS INC Common Stock 74834L100 406 2,970 SH   SOLE   2,970 0 0
RAYTHEON TECHNOLOGIES CORP Common Stock 75513E101 16,901 170,596 SH   SOLE   170,596 0 0
REALTY INCOME CORP COM Common Stock 756109104 207 2,980 SH   SOLE   2,980 0 0
REGIONS FINANCIAL CORP Common Stock 7591EP100 368 16,526 SH   SOLE   16,526 0 0
ROBERT HALF INTL INC COM Common Stock 770323103 245 2,150 SH   SOLE   1,878 0 0
ROSS STORES INC. Common Stock 778296103 250 2,765 SH   SOLE   2,700 0 0
S&P GLOBAL INC COM Common Stock 78409V104 3,502 8,537 SH   SOLE   8,537 0 0
SALESFORCE COM INC COM Common Stock 79466L302 14,532 68,443 SH   SOLE   68,412 0 0
SANOFI SPONSORED ADR Int'l Common Stock 80105N105 2,448 47,682 SH   SOLE   47,487 0 0
SCHLUMBERGER LTD Common Stock 806857108 212 5,138 SH   SOLE   4,448 0 0
SCHWAB CHARLES CORP NEW Common Stock 808513105 1,826 21,663 SH   SOLE   21,568 0 0
SCHWAB CHARLES CORP NEW Common Stock 808513105 63 750 SH   OTR   750 0 0
SCHWAB STRATEGIC TR Exchange Traded Fund 808524722 242 5,500 SH   SOLE   5,500 0 0
SCPHARMACEUTICALS INC Common Stock 810648105 85 15,000 SH   SOLE   15,000 0 0
SELECT SECTOR INDUSTRIAL SPDR TR Exchange Traded Fund 81369Y704 804 7,805 SH   SOLE   7,805 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR Exchange Traded Fund 81369Y407 842 4,550 SH   SOLE   4,425 0 0
SELECT SECTOR SPDR TR TECHNOLOGY Exchange Traded Fund 81369Y803 274 1,727 SH   SOLE   1,427 0 0
SHELL PLC Int'l Common Stock 780259305 13,456 244,961 SH   SOLE   244,866 0 0
SHELL PLC Int'l Common Stock 780259305 53 957 SH   OTR   957 0 0
SOUTHERN COMPANY Common Stock 842587107 6,198 85,481 SH   SOLE   85,481 0 0
SOUTHERN COMPANY Common Stock 842587107 149 2,050 SH   OTR   2,050 0 0
SPDR GOLD TRUST GOLD SHS Exchange Traded Fund 78463V107 495 2,742 SH   SOLE   2,629 0 0
SPDR S&P 500 ETF TR TR UNIT Exchange Traded Fund 78462F103 652 1,443 SH   SOLE   1,443 0 0
SPDR SELECT SECTOR FUND - ENERGY SECTOR Exchange Traded Fund 81369Y506 7,350 96,150 SH   SOLE   96,150 0 0
SPDR SELECT SECTOR FUND - ENERGY SECTOR Exchange Traded Fund 81369Y506 127 1,655 SH   OTR   1,655 0 0
SPDR SERIES TRUST S&P DIVID ETF Exchange Traded Fund 78464A763 3,045 23,772 SH   SOLE   23,772 0 0
SYNOVUS FINL CORP COM NEW Common Stock 87161C501 1,188 24,244 SH   SOLE   23,994 0 0
TAIWAN SEMICONDUCTOR MFG LTDSPONSORED ADR Int'l Common Stock 874039100 14,626 140,283 SH   SOLE   140,151 0 23
TAIWAN SEMICONDUCTOR MFG LTDSPONSORED ADR Int'l Common Stock 874039100 8 75 SH   OTR   75 0 0
TC BANCSHARES INC Common Stock 87224V108 392 27,750 SH   SOLE   27,750 0 0
TESLA INC Common Stock 88160R101 432 401 SH   SOLE   383 0 0
THERMO FISHER SCIENTIFIC INCCOM Common Stock 883556102 1,773 3,002 SH   SOLE   2,984 0 0
THOMASVILLE BANCSHARES, INC.SER A PFD STOCK Common Stock 884608209 962 14,672 SH   SOLE   13,472 0 1,200
TRACTOR SUPPLY CO COM Common Stock 892356106 455 1,950 SH   SOLE   1,950 0 0
TRAVELERS COMPANIES INC COM Common Stock 89417E109 305 1,670 SH   SOLE   1,604 0 0
TRUIST FINANCIAL CORP Common Stock 89832Q109 24,918 439,474 SH   SOLE   439,133 0 0
TRUIST FINANCIAL CORP Common Stock 89832Q109 91 1,604 SH   OTR   1,604 0 0
UNILEVER PLC SPON ADR NEW Int'l Common Stock 904767704 1,763 38,694 SH   SOLE   38,507 0 0
UNILEVER PLC SPON ADR NEW Int'l Common Stock 904767704 41 895 SH   OTR   895 0 0
UNION PACIFIC CORP Common Stock 907818108 864 3,164 SH   SOLE   3,134 0 0
UNITED HEALTH GROUP INC Common Stock 91324P102 592 1,160 SH   SOLE   818 0 0
UNITED HEALTH GROUP INC Common Stock 91324P102 306 600 SH   OTR   600 0 0
UNITED PARCEL SERVICE INC CL B Common Stock 911312106 779 3,632 SH   SOLE   3,436 0 0
US BANCORP Common Stock 902973304 16,427 309,065 SH   SOLE   308,565 0 0
US BANCORP Common Stock 902973304 63 1,190 SH   OTR   1,190 0 0
UTILITIES SELECT SECTOR SPDR Exchange Traded Fund 81369Y886 405 5,437 SH   SOLE   5,437 0 0
VALERO ENERGY CORP NEW Common Stock 91913Y100 3,077 30,304 SH   SOLE   30,242 0 0
VALERO ENERGY CORP NEW Common Stock 91913Y100 127 1,250 SH   OTR   1,250 0 0
VANGUARD BD INDEX FD INC INTERMEDIATE TRM ETF Fixed Income ETF 921937819 845 10,314 SH   SOLE   10,314 0 0
VANGUARD EMERGING MKTS ETF Exchange Traded Fund 922042858 377 8,163 SH   SOLE   8,127 0 0
VANGUARD INDEX FDS GROWTH ETF Exchange Traded Fund 922908736 541 1,880 SH   SOLE   1,819 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS Exchange Traded Fund 922908363 754 1,816 SH   SOLE   1,816 0 0
VANGUARD INDEX FDS SMALL CP ETF Exchange Traded Fund 922908751 637 2,999 SH   SOLE   2,999 0 0
VANGUARD INDEX FDS VALUE ETF Exchange Traded Fund 922908744 301 2,040 SH   SOLE   2,028 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908637 1,101 5,280 SH   SOLE   5,280 0 0
VANGUARD MID-CAP ETF Exchange Traded Fund 922908629 528 2,222 SH   SOLE   2,222 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD Fixed Income ETF 92206C409 10,286 131,726 SH   SOLE   131,726 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD Fixed Income ETF 92206C409 20 252 SH   OTR   252 0 0
VANGUARD SHORT TERM BOND ETF Fixed Income ETF 921937827 8,619 110,636 SH   SOLE   109,948 0 0
VANGUARD SHORT TERM BOND ETF Fixed Income ETF 921937827 55 707 SH   OTR   39 0 0
VANGUARD TOTAL CORPORATE BOND ETF Fixed Income ETF 92206C573 548 6,568 SH   SOLE   6,568 0 0
VANGUARD TOTAL STOCK MARKET ETF Exchange Traded Fund 922908769 1,161 5,100 SH   SOLE   5,100 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD Exchange Traded Fund 921946406 345 3,077 SH   SOLE   3,077 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD Exchange Traded Fund 921946406 18 163 SH   OTR   0 0 0
VANGUARD WORLD FD Exchange Traded Fund 921910840 274 2,556 SH   SOLE   2,556 0 0
VANGUARD WORLD FDS INF TECH ETF Exchange Traded Fund 92204A702 2,169 5,209 SH   SOLE   5,209 0 0
VEEVA SYS INC Common Stock 922475108 5,354 25,202 SH   SOLE   25,123 0 10
VENTAS INC COM Common Stock 92276F100 3,852 62,378 SH   SOLE   62,378 0 0
VENTAS INC COM Common Stock 92276F100 69 1,120 SH   OTR   1,120 0 0
VERISK ANALYTICS INC COM Common Stock 92345Y106 220 1,027 SH   SOLE   1,006 0 0
VERIZON COMMUNICATIONS Common Stock 92343V104 4,289 84,188 SH   SOLE   83,716 0 0
VERIZON COMMUNICATIONS Common Stock 92343V104 184 3,605 SH   OTR   3,605 0 0
VISA INC COM CL A Common Stock 92826C839 22,630 102,043 SH   SOLE   101,833 0 0
WAL MART INC. Common Stock 931142103 3,001 20,151 SH   SOLE   18,989 0 0
WALGREENS BOOTS ALLIANCE INCCOM Common Stock 931427108 248 5,537 SH   SOLE   3,995 0 0
WALT DISNEY CO. Common Stock 254687106 3,568 26,014 SH   SOLE   25,864 0 0
WALT DISNEY CO. Common Stock 254687106 110 800 SH   OTR   800 0 0
WASTE MGMT INC DEL COM Common Stock 94106L109 532 3,358 SH   SOLE   3,346 0 0
WELLS FARGO & CO NEW Common Stock 949746101 1,494 30,831 SH   SOLE   30,636 0 0
WELLS FARGO & CO NEW Common Stock 949746101 25 525 SH   OTR   525 0 0
WOOD LEASING, INC. Common Stock 86000599W 6,451 296 SH   SOLE   296 0 0
XBIOTECH INC COM Int'l Common Stock 98400H102 115 13,350 SH   SOLE   13,350 0 0
ZIMMER HLDGS INC Common Stock 98956P102 8,581 67,089 SH   SOLE   67,068 0 21