Accounts Payable and Other Liabilities

6 Months Ended

Jun. 30, 2017

Accounts payable and accrued expenses consisted of the following as of ($ in thousands):



	June 30, 2017		December 31, 2016
Carriers and vendors payable	$	14,549	$	11,385
Commissions payable	5,513		5,710
Accrued wages	4,036		4,206
Accrued refunds	2,115		3,238
Accounts payable	792		928
Accrued professional fees	1,150		910
Accrued credit card/ACH fees	406		430
Accrued restructuring	—		3
Other accrued expenses	1,572		2,870
Total accounts payable and accrued expenses	$	30,133	$	29,680