The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579y101 1,378 6,940 SH   SOLE   6,915 0 25
3M CO COM 88579y101 36 181 SH   OTR   0 0 181
A T & T INC COM 00206r102 1,158 40,230 SH   SOLE   40,230 0 0
A T & T INC COM 00206r102 40 1,400 SH   OTR   0 0 1,400
ABBOTT LABS COM 002824100 2,005 17,292 SH   SOLE   17,292 0 0
ABBVIE INC COM 00287y109 2,255 20,018 SH   SOLE   20,018 0 0
ABBVIE INC COM 00287y109 144 1,280 SH   OTR   0 0 1,280
ACTIVISION BLIZZARD COM 00507v109 397 4,155 SH   SOLE   4,155 0 0
ADOBE INC COM 00724f101 1,160 1,980 SH   SOLE   1,980 0 0
ALBEMARLE CORP COM 012653101 1,448 8,595 SH   SOLE   8,595 0 0
ALIBABA GROUP HLDG LTD F SPONS SPONSORED ADS 01609w102 5,054 22,288 SH   SOLE   21,538 0 750
ALPHABET INC. CLASS A CAP STK CL A 02079k305 6,026 2,468 SH   SOLE   2,408 0 60
ALPHABET INC. CLASS C CAP STK CL C 02079k107 16,612 6,628 SH   SOLE   6,528 0 100
ALTRIA GROUP INC COM 02209s103 346 7,265 SH   SOLE   7,265 0 0
AMAZON COM INC COM 023135106 17,968 5,223 SH   SOLE   5,115 0 108
AMERICAN ELEC PWR CO INC COM 025537101 709 8,385 SH   SOLE   7,785 0 600
AMERICAN EXPRESS CO COM 025816109 1,158 7,011 SH   SOLE   7,011 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 482 10,117 SH   SOLE   10,117 0 0
AMERIPRISE FINL COM 03076c106 3,002 12,064 SH   SOLE   12,064 0 0
AMERISOURCEBERGEN CORP COM 03073e105 700 6,115 SH   SOLE   5,515 0 600
AMGEN INC COM 031162100 266 1,090 SH   SOLE   1,090 0 0
ANNALY CAPITAL MANAGEMENT IN COM 035710409 146 16,471 SH   SOLE   16,471 0 0
ANNALY CAPITAL MANAGEMENT IN COM 035710409 9 1,000 SH   OTR   0 0 1,000
ANTHEM INC COM 036752103 960 2,515 SH   SOLE   2,515 0 0
APELLIS PHARMACEUTICALSINC COM COM 03753u106 1,347 21,309 SH   SOLE   21,309 0 0
APOLLO COMMERCIAL REALESTATE F COM 03762u105 70 4,400 SH   SOLE   4,400 0 0
APOLLO COMMERCIAL REALESTATE F COM 03762u105 239 15,000 SH   OTR   0 0 15,000
APPLE INC COM 037833100 27,605 201,558 SH   SOLE   199,278 0 2,280
APPLIED MATLS INC COM 038222105 1,193 8,380 SH   SOLE   8,380 0 0
ATLANTICA SUSTAINABLE F SHS g0751n103 1,146 30,800 SH   SOLE   30,800 0 0
ATMOS ENERGY CORP COM 049560105 481 5,000 SH   SOLE   5,000 0 0
BAIDU INC SPON ADR REP A 056752108 321 1,575 SH   SOLE   1,575 0 0
BK OF AMERICA CORP COM 060505104 4,440 107,681 SH   SOLE   104,681 0 3,000
BAUSCH HEALTH COS INC COM 071734107 459 15,645 SH   SOLE   15,645 0 0
BECTON DICKINSON & CO COM 075887109 1,333 5,480 SH   SOLE   5,330 0 150
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,435 5,163 SH   SOLE   5,163 0 0
BLACKSTONE GROUP INC COM 09260d107 231 2,375 SH   SOLE   2,375 0 0
BOOKING HOLDINGS INC COM 09857l108 1,788 817 SH   SOLE   797 0 20
BRINKER INTL INC COM 109641100 498 8,050 SH   SOLE   8,050 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 6,670 99,826 SH   SOLE   97,626 0 2,200
BRISTOL-MYERS SQUIBB CO COM 110122108 87 1,300 SH   OTR   0 0 1,300
BRIXMOR PROPERTY GROUP I REIT COM 11120u105 819 35,780 SH   SOLE   31,780 0 4,000
BROADCOM INC COM 11135f101 4,890 10,255 SH   SOLE   10,255 0 0
BROWN FORMAN CORP CL A 115637100 586 8,310 SH   SOLE   8,310 0 0
BROWN FORMAN CORP CL B 115637209 13,390 178,680 SH   SOLE   178,680 0 0
CARDINAL HEALTH INC COM 14149y108 648 11,355 SH   SOLE   11,355 0 0
CARRIER GLOBAL CORP COM 14448c104 403 8,282 SH   SOLE   8,282 0 0
CATERPILLAR INC COM 149123101 501 2,300 SH   SOLE   2,300 0 0
CHEVRON CORP NEW COM 166764100 1,829 17,462 SH   SOLE   16,962 0 500
CHEVRON CORP NEW COM 166764100 63 600 SH   OTR   0 0 600
CHEWY INC CL A 16679l109 268 3,367 SH   SOLE   3,367 0 0
CHUBB LTD F COM h1467j104 720 4,530 SH   SOLE   4,530 0 0
CIENA CORP COM NEW 171779309 335 5,887 SH   SOLE   5,887 0 0
CIGNA CORP NEW COM 125523100 464 1,956 SH   SOLE   1,835 0 121
CISCO SYSTEMS INC COM 17275r102 3,242 61,166 SH   SOLE   60,666 0 500
CITIGROUP INC COM NEW 172967424 4,165 58,867 SH   SOLE   57,367 0 1,500
COMCAST CORP CLASS A CL A 20030n101 4,558 79,938 SH   SOLE   79,938 0 0
CONAGRA BRANDS INC COM 205887102 1,384 38,042 SH   SOLE   37,042 0 1,000
CONOCOPHILLIPS COM 20825c104 711 11,667 SH   SOLE   11,667 0 0
COSTCO WHOLESALE CO COM 22160k105 499 1,262 SH   SOLE   1,262 0 0
COTY INC COM CL A 222070203 98 10,477 SH   SOLE   10,477 0 0
CVS HEALTH CORP COM 126650100 7,356 88,161 SH   SOLE   86,081 0 2,080
DANAHER CORPORATION COM 235851102 2,003 7,464 SH   SOLE   7,464 0 0
DIAGEO PLC F SPONSORED ADR 1 A SPON ADR NEW 25243q205 847 4,416 SH   SOLE   4,416 0 0
EATON CORP PLC F SHS g29183103 372 2,513 SH   SOLE   2,513 0 0
EATON CORP PLC F SHS g29183103 119 800 SH   OTR   0 0 800
EBAY INC. COM 278642103 477 6,800 SH   SOLE   6,800 0 0
EMERSON ELEC CO COM 291011104 1,722 17,897 SH   SOLE   17,897 0 0
ENBRIDGE INC F COM 29250n105 333 8,317 SH   SOLE   6,333 0 1,984
ENERGY TRANSFER LP COM UT LTD PTN 29273v100 76 7,168 SH   SOLE   7,168 0 0
ENERGY TRANSFER LP COM UT LTD PTN 29273v100 191 18,000 SH   OTR   0 0 18,000
EQUINIX INC COM 29444U700 209 260 SH   SOLE   260 0 0
EQUITRANS MIDSTREAM CORP COM 294600101 60 7,000 SH   SOLE   7,000 0 0
EQUITRANS MIDSTREAM CORP COM 294600101 213 25,000 SH   OTR   0 0 25,000
EXPEDIA GROUP INC. COM NEW 30212p303 213 1,300 SH   SOLE   1,300 0 0
EXXON MOBIL CORP COM 30231g102 714 11,323 SH   SOLE   11,323 0 0
FACEBOOK INC CLASS A CL A 30303m102 15,872 45,647 SH   SOLE   45,037 0 610
FEDEX CORP COM 31428x106 1,872 6,274 SH   SOLE   6,274 0 0
FISERV INC COM 337738108 2,267 21,208 SH   SOLE   21,208 0 0
FLEXTRONICS INTL LTD F ORD y2573f102 179 10,000 SH   SOLE   10,000 0 0
FOOT LOCKER INC COM 344849104 675 10,950 SH   SOLE   10,950 0 0
FORTIVE CORP DISC 00500 COM 34959j108 246 3,534 SH   SOLE   3,534 0 0
FREEPORT-MCMORAN INC CL B 35671d857 278 7,480 SH   SOLE   6,680 0 800
GASLOG PARTNERS LP UNITLTD PTN UNIT LTD PTNRP y2687w108 13 3,582 SH   SOLE   3,582 0 0
GASLOG PARTNERS LP UNITLTD PTN UNIT LTD PTNRP y2687w108 355 96,300 SH   OTR   0 0 96,300
GENERAL ELECTRIC CO COM 369604103 174 12,940 SH   SOLE   12,940 0 0
GENERAL MLS INC COM 370334104 1,577 25,880 SH   SOLE   25,880 0 0
GILEAD SCIENCES INC COM 375558103 406 5,899 SH   SOLE   5,899 0 0
GOLDMAN SACHS GROUP COM 38141g104 934 2,460 SH   SOLE   2,460 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 403 6,500 SH   SOLE   6,500 0 0
HILLENBRAND INC COM 431571108 340 7,713 SH   SOLE   7,713 0 0
HOME DEPOT INC COM 437076102 2,769 8,682 SH   SOLE   8,682 0 0
HONEYWELL INTL INC COM 438516106 1,819 8,292 SH   SOLE   8,292 0 0
HORIZON THERAPEUTICS P F SHS g46188101 10,282 109,799 SH   SOLE   104,099 0 5,700
HP INC. COM 40434l105 338 11,200 SH   SOLE   11,200 0 0
HUMANA INC COM 444859102 1,556 3,515 SH   SOLE   3,515 0 0
IAC/INTERACTIVECORP NEW COM NEW 44891n208 2,504 16,245 SH   SOLE   16,245 0 0
ILLINOIS TOOL WKS INC COM 452308109 611 2,735 SH   SOLE   2,735 0 0
ILLUMINA INC COM 452327109 861 1,820 SH   SOLE   1,820 0 0
INTEL CORP COM 458140100 1,182 21,056 SH   SOLE   21,056 0 0
INTEL CORP COM 458140100 84 1,500 SH   OTR   0 0 1,500
SMUCKER J M CO COM NEW 832696405 1,145 8,835 SH   SOLE   8,835 0 0
JABIL INC COM 466313103 462 7,950 SH   SOLE   7,950 0 0
JOHNSON & JOHNSON COM 478160104 10,181 61,800 SH   SOLE   61,390 0 410
JOHNSON & JOHNSON COM 478160104 66 400 SH   OTR   0 0 400
JPMORGAN CHASE & CO COM 46625h100 14,500 93,226 SH   SOLE   91,426 0 1,800
KIMBERLY-CLARK CORP COM 494368103 1,513 11,310 SH   SOLE   10,810 0 500
KIMBERLY-CLARK CORP COM 494368103 80 600 SH   OTR   0 0 600
KINDER MORGAN INC COM 49456b101 1,333 73,100 SH   SOLE   73,100 0 0
KINROSS GOLD CORP COM 496902404 133 21,000 SH   SOLE   21,000 0 0
KKR & CO INC COM 48251w104 415 7,000 SH   SOLE   5,000 0 2,000
KRAFT HEINZ CO COM 500754106 407 9,988 SH   SOLE   9,988 0 0
KROGER CO COM 501044101 402 10,500 SH   SOLE   10,500 0 0
L H C GROUP COM 50187a107 366 1,830 SH   SOLE   1,830 0 0
LAMAR ADVERTISING CO NEW CL A 512816109 560 5,365 SH   SOLE   5,365 0 0
LANDMARK INFRASTRUCTU LP COM UNIT LTD 51508j108 209 16,360 SH   SOLE   16,360 0 0
LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104 877 97,000 SH   SOLE   97,000 0 0
LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104 692 76,500 SH   OTR   0 0 76,500
LILLY ELI & CO COM 532457108 845 3,680 SH   SOLE   3,680 0 0
LILLY ELI & CO COM 532457108 115 500 SH   OTR   0 0 500
LINCOLN NATL CORP IND COM 534187109 511 8,132 SH   SOLE   8,132 0 0
LIVENT CORP COM 53814l108 1,135 58,625 SH   SOLE   56,125 0 2,500
LOWES COS INC COM 548661107 1,768 9,113 SH   SOLE   9,113 0 0
LUMENTUM HOLDINGS INC COM 55024u109 433 5,275 SH   SOLE   5,275 0 0
LYONDELLBASELL INDS F CLASS A SHS - A - n53745100 483 4,700 SH   SOLE   4,700 0 0
MAIN STR CAP CORP COM COM 56035l104 177 4,300 SH   SOLE   4,300 0 0
MAIN STR CAP CORP COM COM 56035l104 271 6,600 SH   OTR   0 0 6,600
MASTERCARD INC CLASS A CL A 57636q104 624 1,710 SH   SOLE   1,710 0 0
MATCH GROUP INC NEW COM 57667l107 2,626 16,283 SH   SOLE   16,283 0 0
MAXIM INTEGRATED PRO COM 57772k101 211 2,000 SH   SOLE   2,000 0 0
MCDONALDS CORP COM 580135101 525 2,273 SH   SOLE   2,273 0 0
MCKESSON CORP COM 58155q103 3,010 15,740 SH   SOLE   15,740 0 0
MEDTRONIC PLC F SHS g5960l103 459 3,697 SH   SOLE   3,697 0 0
MERCK & CO. INC. COM 58933y105 4,665 59,986 SH   SOLE   58,486 0 1,500
MERCK & CO. INC. COM 58933y105 70 901 SH   OTR   0 0 901
METLIFE INC COM 59156r108 1,239 20,699 SH   SOLE   19,899 0 800
MICRON TECHNOLOGY INC COM 595112103 4,499 52,938 SH   SOLE   52,938 0 0
MICROSOFT CORP COM 594918104 15,202 56,117 SH   SOLE   55,087 0 1,030
MICROSOFT CORP COM 594918104 238 880 SH   OTR   0 0 880
MID AMERICA APARTMENT CO REIT COM 59522j103 219 1,300 SH   SOLE   1,300 0 0
MONDELEZ INTL INC CL A 609207105 1,600 25,624 SH   SOLE   25,449 0 175
MONDELEZ INTL INC CL A 609207105 56 900 SH   OTR   0 0 900
MORGAN STANLEY COM NEW 617446448 4,665 50,880 SH   SOLE   48,080 0 2,800
NETFLIX INC COM 64110l106 243 460 SH   SOLE   460 0 0
NEXTERA ENERGY INC COM 65339f101 641 8,752 SH   SOLE   8,752 0 0
NEXTERA ENERGY INC COM 65339f101 81 1,100 SH   OTR   0 0 1,100
NEXTERA ENERGY PARTNE LP COM UNIT PART IN 65341b106 718 9,400 SH   SOLE   7,900 0 1,500
NORFOLK SOUTHN CORP COM 655844108 891 3,357 SH   SOLE   3,357 0 0
NRG ENERGY INC COM NEW 629377508 773 19,185 SH   SOLE   18,185 0 1,000
NVIDIA CORP COM 67066g104 219 274 SH   SOLE   274 0 0
ON SEMICONDUCTOR CORP COM 682189105 907 23,683 SH   SOLE   23,683 0 0
ORACLE CORP COM 68389x105 1,553 19,950 SH   SOLE   19,950 0 0
OTIS WORLDWIDE CORP COM 68902v107 200 2,449 SH   SOLE   2,449 0 0
PALO ALTO NETWORKS INC COM 697435105 670 1,805 SH   SOLE   1,805 0 0
PAYPAL HOLDINGS INCORPOR COM 70450y103 2,202 7,555 SH   SOLE   7,555 0 0
PEPSICO INC COM 713448108 2,079 14,029 SH   SOLE   13,529 0 500
PFIZER INC COM 717081103 4,329 110,542 SH   SOLE   109,542 0 1,000
PFIZER INC COM 717081103 137 3,500 SH   OTR   0 0 3,500
PHILIP MORRIS INTL INC COM 718172109 1,764 17,796 SH   SOLE   17,796 0 0
PHILIP MORRIS INTL INC COM 718172109 48 481 SH   OTR   0 0 481
PHILLIPS 66 COM 718546104 513 5,977 SH   SOLE   5,977 0 0
PNC FINL SVCS GROUP INC COM 693475105 692 3,625 SH   SOLE   3,625 0 0
PNC FINL SVCS GROUP INC COM 693475105 114 600 SH   OTR   0 0 600
POSEIDA THERAPEUTICS INC COM 73730p108 251 25,000 SH   SOLE   24,000 0 1,000
PPL CORP COM 69351t106 678 24,235 SH   SOLE   21,735 0 2,500
PPL CORP COM 69351t106 63 2,250 SH   OTR   0 0 2,250
PROCTER AND GAMBLE CO COM 742718109 6,593 48,866 SH   SOLE   48,566 0 300
PROCTER AND GAMBLE CO COM 742718109 94 700 SH   OTR   0 0 700
PRUDENTIAL FINL INC COM 744320102 2,047 19,980 SH   SOLE   19,480 0 500
QUALCOMM INC COM 747525103 8,772 61,374 SH   SOLE   60,024 0 1,350
RAYTHEON TECHNOLOGIES CO COM 75513e101 3,813 44,700 SH   SOLE   42,700 0 2,000
RIO TINTO PLC SPONSORED ADR 767204100 800 9,540 SH   SOLE   8,540 0 1,000
S&P GLOBAL INC COM COM 78409v104 384 935 SH   SOLE   935 0 0
SALIENT MIDSTREAM & MLPFUND SH BEN INT 79471v105 95 16,000 SH   SOLE   16,000 0 0
HENRY SCHEIN INC COM 806407102 460 6,200 SH   SOLE   6,200 0 0
SEAGATE TECHNOLOGY HLD F ORD SHS g7997r103 396 4,500 SH   SOLE   4,500 0 0
SKYWORKS SOLUTIONS COM 83088m102 6,186 32,260 SH   SOLE   31,760 0 500
SQUARE INC CL A 852234103 2,621 10,750 SH   SOLE   10,750 0 0
STAG INDUSTRIAL INC REIT COM 85254j102 485 12,950 SH   SOLE   10,950 0 2,000
STARBUCKS CORP COM 855244109 214 1,914 SH   SOLE   1,914 0 0
STRYKER CORPORATION COM 863667101 1,636 6,300 SH   SOLE   6,300 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 1,023 8,517 SH   SOLE   8,517 0 0
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 1,626 9,185 SH   SOLE   9,185 0 0
TEMPLETON DRAGON CF COM 88018t101 202 8,500 SH   SOLE   6,500 0 2,000
TESLA INC COM 88160r101 1,563 2,300 SH   SOLE   2,300 0 0
TEXAS INSTRS INC COM 882508104 1,856 9,650 SH   SOLE   9,650 0 0
COCA COLA CO COM 191216100 2,199 40,648 SH   SOLE   40,648 0 0
THE MOSAIC CO COM 61945c103 1,745 54,670 SH   SOLE   52,670 0 2,000
THERMO FISHER SCIENTIFIC INC COM 883556102 3,504 6,945 SH   SOLE   6,945 0 0
TJX COS INC NEW COM 872540109 3,077 45,634 SH   SOLE   45,634 0 0
TORO CO COM 891092108 3,448 31,380 SH   SOLE   31,380 0 0
TRACTOR SUPPLY CO COM 892356106 270 1,450 SH   SOLE   1,450 0 0
TRAVELERS COMPANIES COM 89417e109 723 4,828 SH   SOLE   4,778 0 50
TRUPANION INC COM 898202106 249 2,159 SH   SOLE   2,159 0 0
US BANCORP DEL COM NEW 902973304 400 7,027 SH   SOLE   7,027 0 0
ULTA BEAUTY INC. COM 90384s303 594 1,718 SH   SOLE   1,718 0 0
UNILEVER PLC SPON ADR NEW 904767704 2,388 40,819 SH   SOLE   39,015 0 1,804
UNION PAC CORP COM 907818108 1,311 5,963 SH   SOLE   5,963 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,207 5,805 SH   SOLE   5,805 0 0
UNITEDHEALTH GRP INC COM 91324p102 3,855 9,627 SH   SOLE   9,602 0 25
VALE SA F SPONSORED ADR 1 ADR SPONSORED ADS 91912e105 1,649 72,300 SH   SOLE   70,300 0 2,000
VERISIGN INC COM 92343e102 1,194 5,245 SH   SOLE   5,245 0 0
VERIZON COMMUNICATN COM 92343v104 4,586 81,844 SH   SOLE   78,816 0 3,028
VERIZON COMMUNICATN COM 92343v104 68 1,215 SH   OTR   0 0 1,215
V F CORP COM 918204108 1,551 18,900 SH   SOLE   18,800 0 100
VIATRIS INC COM 92556v106 490 34,277 SH   SOLE   32,153 0 2,124
VIATRIS INC COM 92556v106 6 434 SH   OTR   0 0 434
VICI PPTYS INC COM 925652109 497 16,025 SH   SOLE   14,025 0 2,000
VIMEO INC COMMON STOCK 92719v100 1,140 23,260 SH   SOLE   23,260 0 0
VISA INC CLASS A COM CL A 92826c839 4,093 17,504 SH   SOLE   17,504 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 2,495 47,416 SH   SOLE   45,096 0 2,320
DISNEY WALT CO COM 254687106 3,572 20,323 SH   SOLE   20,323 0 0
WATERS CORP COM 941848103 429 1,240 SH   SOLE   1,240 0 0
WESBANCO INC COM 950810101 3,402 95,487 SH   SOLE   95,487 0 0
WESTERN DIGITAL CORP. COM 958102105 1,216 17,079 SH   SOLE   16,579 0 500
WEYERHAEUSER CO MTN BE COM NEW 962166104 318 9,225 SH   SOLE   6,625 0 2,600
WHIRLPOOL CORP COM 963320106 562 2,580 SH   SOLE   2,580 0 0
WILLIAMS COS INC COM 969457100 3,590 135,222 SH   SOLE   129,772 0 5,450
WILLIAMS COS INC COM 969457100 42 1,600 SH   OTR   0 0 1,600
WORKDAY INC COM USD0.001CL A CL A 98138h101 2,937 12,300 SH   SOLE   12,300 0 0
YUM BRANDS INC COM 988498101 748 6,500 SH   SOLE   6,500 0 0
YUM CHINA HOLDINGS INC COM 98850p109 338 5,100 SH   SOLE   5,100 0 0
ZILLOW GROUP INC CL C CAP STK 98954m200 460 3,760 SH   SOLE   3,760 0 0
ZIMMER BIOMET HOLDINGSINC COM COM 98956p102 289 1,800 SH   SOLE   1,800 0 0
ETFIS SER TR I INFRACACT MLP INFRAC ACT MLP 26923g772 128 4,350 SH   SOLE   4,350 0 0
ETFIS SER TR I INFRACACT MLP INFRAC ACT MLP 26923g772 780 26,500 SH   OTR   0 0 26,500
ISHARES CORE DIVIDEND GROWTH E CORE DIV GRWTH 46434v621 1,174 23,317 SH   SOLE   23,317 0 0
ISHARES TR MSCI EAFE ETF 464287465 237 3,000 SH   SOLE   3,000 0 0
ISHARES MSCI USA MIN VOL FCTR MSCI USA MIN VOL 46429b697 341 4,634 SH   SOLE   4,634 0 0
ISHARES MSCI USA MOMNTUM FCT E MSCI USA MMENTM 46432f396 382 2,202 SH   SOLE   2,202 0 0
ISHARES MSCI USA QLTY FACT ETF MSCI USA QLT FCT 46432f339 570 4,290 SH   SOLE   4,290 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 250 1,511 SH   SOLE   1,511 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,049 2,440 SH   SOLE   2,440 0 0
ISHARES TR CORE S&P500 ETF 464287200 120 278 SH   OTR   0 0 278
ISHARES TR RUS 2000 GRW ETF 464287648 390 1,250 SH   SOLE   1,250 0 0
ISHARES TR RUS MD CP GR ETF 464287481 368 3,250 SH   SOLE   3,250 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,769 84,223 SH   SOLE   84,223 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 290 2,790 SH   SOLE   2,790 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 562 3,849 SH   SOLE   3,849 0 0
SELECT SECTOR SPDR TRUSTTECHNO TECHNOLOGY 81369y803 471 3,188 SH   SOLE   3,188 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,600 29,456 SH   SOLE   25,456 0 4,000