The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579y101 1,308 6,790 SH   SOLE   6,765 0 25
3M CO COM 88579y101 35 181 SH   OTR   0 0 181
A T & T INC COM 00206r102 2,788 92,116 SH   SOLE   87,961 0 4,155
A T & T INC COM 00206r102 42 1,400 SH   OTR   0 0 1,400
ABBOTT LABS COM 002824100 2,072 17,292 SH   SOLE   17,292 0 0
ABBVIE INC COM 00287y109 2,192 20,258 SH   SOLE   20,258 0 0
ABBVIE INC COM 00287y109 139 1,280 SH   OTR   0 0 1,280
ACTIVISION BLIZZARD COM 00507v109 386 4,155 SH   SOLE   4,155 0 0
ADOBE INC COM 00724f101 953 2,005 SH   SOLE   2,005 0 0
ALBEMARLE CORP COM 012653101 1,328 9,090 SH   SOLE   9,090 0 0
ALGONQUIN PWR UTILS CORP COM 015857105 318 20,100 SH   SOLE   20,100 0 0
ALIBABA GROUP HLDG LTD F SPONS SPONSORED ADS 01609w102 5,364 23,660 SH   SOLE   22,910 0 750
ALPHABET INC. CLASS A CAP STK CL A 02079k305 5,237 2,539 SH   SOLE   2,479 0 60
ALPHABET INC. CLASS C CAP STK CL C 02079k107 13,779 6,661 SH   SOLE   6,561 0 100
ALTRIA GROUP INC COM 02209s103 228 4,465 SH   SOLE   4,465 0 0
AMAZON COM INC COM 023135106 16,021 5,178 SH   SOLE   5,090 0 88
AMERICAN ELEC PWR CO INC COM 025537101 682 8,050 SH   SOLE   7,450 0 600
AMERICAN EXPRESS CO COM 025816109 992 7,011 SH   SOLE   7,011 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 473 10,234 SH   SOLE   10,234 0 0
AMERIPRISE FINL COM 03076c106 2,814 12,104 SH   SOLE   12,104 0 0
AMERISOURCEBERGEN CORP COM 03073e105 783 6,635 SH   SOLE   6,035 0 600
AMGEN INC COM 031162100 330 1,325 SH   SOLE   1,325 0 0
ANHEUSER BUSCH INBEV S F SPONS SPONSORED ADR 03524a108 315 5,014 SH   SOLE   5,014 0 0
ANNALY CAPITAL MANAGEMENT IN COM 035710409 147 17,071 SH   SOLE   17,071 0 0
ANNALY CAPITAL MANAGEMENT IN COM 035710409 9 1,000 SH   OTR   0 0 1,000
ANTHEM INC COM 036752103 903 2,515 SH   SOLE   2,515 0 0
APELLIS PHARMACEUTICALSINC COM COM 03753u106 914 21,309 SH   SOLE   21,309 0 0
APOLLO COMMERCIAL REALESTATE F COM 03762u105 61 4,400 SH   SOLE   4,400 0 0
APOLLO COMMERCIAL REALESTATE F COM 03762u105 210 15,000 SH   OTR   0 0 15,000
APPLE INC COM 037833100 25,371 207,707 SH   SOLE   205,427 0 2,280
APPLIED MATLS INC COM 038222105 1,120 8,380 SH   SOLE   8,380 0 0
ATMOS ENERGY CORP COM 049560105 494 5,000 SH   SOLE   5,000 0 0
BAIDU INC SPON ADR REP A 056752108 351 1,615 SH   SOLE   1,615 0 0
BK OF AMERICA CORP COM 060505104 4,295 111,011 SH   SOLE   108,011 0 3,000
BAUSCH HEALTH COS INC COM 071734107 497 15,645 SH   SOLE   15,645 0 0
BECTON DICKINSON & CO COM 075887109 1,369 5,630 SH   SOLE   5,480 0 150
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,472 5,763 SH   SOLE   5,763 0 0
BGC PARTNERS INC COM USD0.01CL CL A 05541t101 97 20,000 SH   OTR   0 0 20,000
BLACKSTONE GROUP INC COM 09260d107 205 2,750 SH   SOLE   2,750 0 0
BOOKING HOLDINGS INC COM 09857l108 1,903 817 SH   SOLE   797 0 20
BRISTOL-MYERS SQUIBB CO COM 110122108 6,193 98,091 SH   SOLE   95,891 0 2,200
BRISTOL-MYERS SQUIBB CO COM 110122108 82 1,300 SH   OTR   0 0 1,300
BRIXMOR PROPERTY GROUP I REIT COM 11120u105 724 35,780 SH   SOLE   31,780 0 4,000
BROADCOM INC COM 11135f101 4,769 10,285 SH   SOLE   10,285 0 0
BROWN FORMAN CORP CL A 115637100 529 8,310 SH   SOLE   8,310 0 0
BROWN FORMAN CORP CL B 115637209 15,069 218,480 SH   SOLE   218,480 0 0
CARDINAL HEALTH INC COM 14149y108 656 10,805 SH   SOLE   10,805 0 0
CARRIER GLOBAL CORP COM 14448c104 349 8,260 SH   SOLE   8,260 0 0
CATERPILLAR INC COM 149123101 533 2,300 SH   SOLE   2,300 0 0
CHEVRON CORP NEW COM 166764100 1,780 16,987 SH   SOLE   16,487 0 500
CHEVRON CORP NEW COM 166764100 63 600 SH   OTR   0 0 600
CHEWY INC CL A 16679l109 285 3,367 SH   SOLE   3,367 0 0
CHUBB LTD F COM h1467j104 716 4,530 SH   SOLE   4,530 0 0
CHURCHILL DOWNS INC COM 171484108 752 3,305 SH   SOLE   3,305 0 0
CIENA CORP COM NEW 171779309 333 6,087 SH   SOLE   6,087 0 0
CIGNA CORP NEW COM 125523100 520 2,150 SH   SOLE   2,029 0 121
CISCO SYSTEMS INC COM 17275r102 3,835 74,156 SH   SOLE   73,656 0 500
CITIGROUP INC COM NEW 172967424 4,049 55,652 SH   SOLE   54,152 0 1,500
COMCAST CORP CLASS A CL A 20030n101 3,873 71,573 SH   SOLE   71,573 0 0
CONAGRA BRANDS INC COM 205887102 1,424 37,872 SH   SOLE   36,872 0 1,000
CONOCOPHILLIPS COM 20825c104 634 11,967 SH   SOLE   11,967 0 0
COSTCO WHOLESALE CO COM 22160k105 445 1,262 SH   SOLE   1,262 0 0
COTY INC COM CL A 222070203 94 10,477 SH   SOLE   10,477 0 0
CVS HEALTH CORP COM 126650100 6,567 87,287 SH   SOLE   85,207 0 2,080
DANAHER CORPORATION COM 235851102 1,725 7,664 SH   SOLE   7,664 0 0
DIAGEO PLC F SPONSORED ADR 1 A SPON ADR NEW 25243q205 840 5,116 SH   SOLE   5,116 0 0
EATON CORP PLC F SHS g29183103 350 2,533 SH   SOLE   2,533 0 0
EATON CORP PLC F SHS g29183103 111 800 SH   OTR   0 0 800
EBAY INC. COM 278642103 416 6,800 SH   SOLE   6,800 0 0
EMERSON ELEC CO COM 291011104 1,615 17,897 SH   SOLE   17,897 0 0
ENBRIDGE INC F COM 29250n105 259 7,121 SH   SOLE   5,137 0 1,984
ENERGY TRANSFER LP COM UT LTD PTN 29273v100 56 7,313 SH   SOLE   7,313 0 0
ENERGY TRANSFER LP COM UT LTD PTN 29273v100 138 18,000 SH   OTR   0 0 18,000
EQUITRANS MIDSTREAM CORP COM 294600101 57 7,000 SH   SOLE   7,000 0 0
EQUITRANS MIDSTREAM CORP COM 294600101 204 25,000 SH   OTR   0 0 25,000
EXPEDIA GROUP INC. COM NEW 30212p303 224 1,300 SH   SOLE   1,300 0 0
EXXON MOBIL CORP COM 30231g102 632 11,323 SH   SOLE   11,323 0 0
FACEBOOK INC CLASS A CL A 30303m102 13,636 46,297 SH   SOLE   45,687 0 610
FEDEX CORP COM 31428x106 1,796 6,324 SH   SOLE   6,324 0 0
FISERV INC COM 337738108 2,439 20,488 SH   SOLE   20,488 0 0
FLEXTRONICS INTL LTD F ORD y2573f102 201 11,000 SH   SOLE   11,000 0 0
FOOT LOCKER INC COM 344849104 368 6,550 SH   SOLE   6,550 0 0
FORTIVE CORP DISC 00500 COM 34959j108 250 3,534 SH   SOLE   3,534 0 0
GASLOG PARTNERS LP UNITLTD PTN UNIT LTD PTNRP y2687w108 10 3,582 SH   SOLE   3,582 0 0
GASLOG PARTNERS LP UNITLTD PTN UNIT LTD PTNRP y2687w108 150 56,300 SH   OTR   0 0 56,300
GENERAL ELECTRIC CO COM 369604103 170 12,940 SH   SOLE   12,940 0 0
GENERAL MLS INC COM 370334104 1,649 26,895 SH   SOLE   26,895 0 0
GILEAD SCIENCES INC COM 375558103 386 5,970 SH   SOLE   5,970 0 0
GOLDMAN SACHS GROUP COM 38141g104 780 2,385 SH   SOLE   2,385 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 434 6,500 SH   SOLE   6,500 0 0
HILLENBRAND INC COM 431571108 368 7,713 SH   SOLE   7,713 0 0
HOME DEPOT INC COM 437076102 2,650 8,682 SH   SOLE   8,682 0 0
HONEYWELL INTL INC COM 438516106 1,798 8,282 SH   SOLE   8,282 0 0
HORIZON THERAPEUTICS P F SHS g46188101 10,401 113,009 SH   SOLE   107,309 0 5,700
HP INC. COM 40434l105 225 7,100 SH   SOLE   7,100 0 0
HUMANA INC COM 444859102 1,400 3,340 SH   SOLE   3,340 0 0
HUNTSMAN CORP COM 447011107 202 7,000 SH   SOLE   7,000 0 0
IAC/INTERACTIVECORP NEW COM 44891n109 3,514 16,245 SH   SOLE   16,245 0 0
ILLINOIS TOOL WKS INC COM 452308109 650 2,935 SH   SOLE   2,935 0 0
ILLUMINA INC COM 452327109 699 1,820 SH   SOLE   1,820 0 0
INTEL CORP COM 458140100 1,402 21,906 SH   SOLE   21,906 0 0
INTEL CORP COM 458140100 96 1,500 SH   OTR   0 0 1,500
SMUCKER J M CO COM NEW 832696405 1,118 8,835 SH   SOLE   8,835 0 0
JABIL INC COM 466313103 415 7,950 SH   SOLE   7,950 0 0
JOHNSON & JOHNSON COM 478160104 10,357 63,021 SH   SOLE   62,611 0 410
JOHNSON & JOHNSON COM 478160104 66 400 SH   OTR   0 0 400
JPMORGAN CHASE & CO COM 46625h100 14,415 94,691 SH   SOLE   92,891 0 1,800
KIMBERLY-CLARK CORP COM 494368103 1,158 8,330 SH   SOLE   7,830 0 500
KIMBERLY-CLARK CORP COM 494368103 83 600 SH   OTR   0 0 600
KINDER MORGAN INC COM 49456b101 1,242 74,600 SH   SOLE   74,600 0 0
KINROSS GOLD CORP COM 496902404 73 11,000 SH   SOLE   11,000 0 0
KKR & CO INC COM 48251w104 342 7,000 SH   SOLE   5,000 0 2,000
KRAFT HEINZ CO COM 500754106 413 10,320 SH   SOLE   10,320 0 0
KROGER CO COM 501044101 378 10,500 SH   SOLE   10,500 0 0
L H C GROUP COM 50187a107 350 1,830 SH   SOLE   1,830 0 0
LAMAR ADVERTISING CO NEW CL A 512816109 504 5,365 SH   SOLE   5,365 0 0
LANDMARK INFRASTRUCTU LP COM UNIT LTD 51508j108 452 38,217 SH   SOLE   33,717 0 4,500
LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104 740 97,000 SH   SOLE   97,000 0 0
LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104 889 116,500 SH   OTR   0 0 116,500
LILLY ELI & CO COM 532457108 654 3,499 SH   SOLE   3,499 0 0
LILLY ELI & CO COM 532457108 93 500 SH   OTR   0 0 500
LINCOLN NATL CORP IND COM 534187109 506 8,132 SH   SOLE   8,132 0 0
LIVENT CORP COM 53814l108 963 55,625 SH   SOLE   53,125 0 2,500
LOWES COS INC COM 548661107 1,695 8,913 SH   SOLE   8,913 0 0
LUMENTUM HOLDINGS INC COM 55024u109 678 7,425 SH   SOLE   7,425 0 0
MAIN STR CAP CORP COM COM 56035l104 168 4,300 SH   SOLE   4,300 0 0
MAIN STR CAP CORP COM COM 56035l104 258 6,600 SH   OTR   0 0 6,600
MASTERCARD INC CLASS A CL A 57636q104 636 1,785 SH   SOLE   1,785 0 0
MATCH GROUP INC NEW COM 57667l107 2,278 16,583 SH   SOLE   16,583 0 0
MAXIM INTEGRATED PRO COM 57772k101 238 2,600 SH   SOLE   2,600 0 0
MCDONALDS CORP COM 580135101 532 2,373 SH   SOLE   2,373 0 0
MCKESSON CORP COM 58155q103 3,086 15,820 SH   SOLE   15,820 0 0
MEDTRONIC PLC F SHS g5960l103 437 3,697 SH   SOLE   3,697 0 0
MERCK & CO. INC. COM 58933y105 4,455 57,796 SH   SOLE   56,296 0 1,500
MERCK & CO. INC. COM 58933y105 69 901 SH   OTR   0 0 901
METLIFE INC COM 59156r108 1,291 21,244 SH   SOLE   20,444 0 800
MICRON TECHNOLOGY INC COM 595112103 4,495 50,955 SH   SOLE   50,955 0 0
MICROSOFT CORP COM 594918104 13,395 56,812 SH   SOLE   55,782 0 1,030
MICROSOFT CORP COM 594918104 207 880 SH   OTR   0 0 880
MONDELEZ INTL INC CL A 609207105 1,415 24,183 SH   SOLE   24,008 0 175
MONDELEZ INTL INC CL A 609207105 53 900 SH   OTR   0 0 900
MOODYS CORP COM 615369105 274 918 SH   SOLE   918 0 0
MORGAN STANLEY COM NEW 617446448 4,158 53,545 SH   SOLE   50,745 0 2,800
NATIONAL RETAIL PROPERTIES I COM 637417106 306 6,950 SH   SOLE   6,950 0 0
NEXTERA ENERGY INC COM 65339f101 571 7,552 SH   SOLE   7,552 0 0
NEXTERA ENERGY INC COM 65339f101 83 1,100 SH   OTR   0 0 1,100
NEXTERA ENERGY PARTNE LP COM UNIT PART IN 65341b106 262 3,600 SH   SOLE   3,600 0 0
NORFOLK SOUTHN CORP COM 655844108 955 3,557 SH   SOLE   3,557 0 0
ON SEMICONDUCTOR CORP COM 682189105 1,002 24,083 SH   SOLE   24,083 0 0
ORACLE CORP COM 68389x105 1,498 21,350 SH   SOLE   21,350 0 0
PALO ALTO NETWORKS INC COM 697435105 572 1,775 SH   SOLE   1,775 0 0
PAYPAL HOLDINGS INCORPOR COM 70450y103 1,674 6,895 SH   SOLE   6,895 0 0
PEPSICO INC COM 713448108 1,766 12,487 SH   SOLE   11,987 0 500
PFIZER INC COM 717081103 3,929 108,441 SH   SOLE   107,441 0 1,000
PFIZER INC COM 717081103 127 3,500 SH   OTR   0 0 3,500
PHILIP MORRIS INTL INC COM 718172109 1,424 16,046 SH   SOLE   16,046 0 0
PHILIP MORRIS INTL INC COM 718172109 43 481 SH   OTR   0 0 481
PHILLIPS 66 COM 718546104 510 6,252 SH   SOLE   6,252 0 0
PNC FINL SVCS GROUP INC COM 693475105 636 3,625 SH   SOLE   3,625 0 0
PNC FINL SVCS GROUP INC COM 693475105 105 600 SH   OTR   0 0 600
POSEIDA THERAPEUTICS INC COM 73730p108 220 23,000 SH   SOLE   22,000 0 1,000
PPL CORP COM 69351t106 757 26,235 SH   SOLE   23,735 0 2,500
PPL CORP COM 69351t106 65 2,250 SH   OTR   0 0 2,250
PROCTER AND GAMBLE CO COM 742718109 6,743 49,793 SH   SOLE   49,493 0 300
PROCTER AND GAMBLE CO COM 742718109 95 700 SH   OTR   0 0 700
PRUDENTIAL FINL INC COM 744320102 1,724 18,925 SH   SOLE   18,425 0 500
QUALCOMM INC COM 747525103 8,169 61,609 SH   SOLE   60,259 0 1,350
RAYTHEON TECHNOLOGIES CO COM 75513e101 2,834 36,677 SH   SOLE   34,677 0 2,000
REGENCY CTRS CORP COM 758849103 221 3,900 SH   SOLE   3,100 0 800
RIO TINTO PLC SPONSORED ADR 767204100 752 9,690 SH   SOLE   8,690 0 1,000
S&P GLOBAL INC COM COM 78409v104 412 1,168 SH   SOLE   1,168 0 0
SALIENT MIDSTREAM & MLPFUND SH BEN INT 79471v105 82 16,000 SH   SOLE   16,000 0 0
HENRY SCHEIN INC COM 806407102 429 6,200 SH   SOLE   6,200 0 0
SEAGATE TECHNOLOGY F SHS g7945m107 345 4,500 SH   SOLE   4,500 0 0
SKYWORKS SOLUTIONS COM 83088m102 5,956 32,460 SH   SOLE   31,960 0 500
SQUARE INC CL A 852234103 783 3,448 SH   SOLE   3,448 0 0
STAG INDUSTRIAL INC REIT COM 85254j102 454 13,500 SH   SOLE   11,500 0 2,000
STARBUCKS CORP COM 855244109 209 1,914 SH   SOLE   1,914 0 0
STRYKER CORPORATION COM 863667101 1,535 6,300 SH   SOLE   6,300 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 1,058 8,942 SH   SOLE   8,942 0 0
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 1,552 8,785 SH   SOLE   8,785 0 0
TEMPLETON DRAGON CF COM 88018t101 200 8,500 SH   SOLE   6,500 0 2,000
TESLA INC COM 88160r101 1,560 2,335 SH   SOLE   2,335 0 0
TEXAS INSTRS INC COM 882508104 1,824 9,650 SH   SOLE   9,650 0 0
COCA COLA CO COM 191216100 2,174 41,248 SH   SOLE   41,248 0 0
THE MOSAIC CO COM 61945c103 1,732 54,800 SH   SOLE   52,800 0 2,000
THERMO FISHER SCIENTIFIC INC COM 883556102 3,205 7,022 SH   SOLE   7,022 0 0
TJX COS INC NEW COM 872540109 3,029 45,789 SH   SOLE   45,789 0 0
TORO CO COM 891092108 3,237 31,380 SH   SOLE   31,380 0 0
TRACTOR SUPPLY CO COM 892356106 257 1,450 SH   SOLE   1,450 0 0
TRAVELERS COMPANIES COM 89417e109 776 5,161 SH   SOLE   5,111 0 50
US BANCORP DEL COM NEW 902973304 394 7,127 SH   SOLE   7,127 0 0
ULTA BEAUTY INC. COM 90384s303 531 1,718 SH   SOLE   1,718 0 0
UNILEVER PLC SPON ADR NEW 904767704 2,195 39,324 SH   SOLE   37,520 0 1,804
UNION PAC CORP COM 907818108 1,314 5,963 SH   SOLE   5,963 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,010 5,940 SH   SOLE   5,940 0 0
UNITEDHEALTH GRP INC COM 91324p102 3,582 9,627 SH   SOLE   9,602 0 25
VALE SA F SPONSORED ADR 1 ADR SPONSORED ADS 91912e105 935 53,800 SH   SOLE   51,800 0 2,000
VERISIGN INC COM 92343e102 1,215 6,115 SH   SOLE   6,115 0 0
VERIZON COMMUNICATN COM 92343v104 4,660 80,144 SH   SOLE   77,116 0 3,028
VERIZON COMMUNICATN COM 92343v104 71 1,215 SH   OTR   0 0 1,215
V F CORP COM 918204108 1,590 19,900 SH   SOLE   19,800 0 100
VIATRIS INC COM 92556v106 262 18,787 SH   SOLE   18,663 0 124
VIATRIS INC COM 92556v106 6 434 SH   OTR   0 0 434
VICI PPTYS INC COM 925652109 453 16,025 SH   SOLE   13,525 0 2,500
VISA INC CLASS A COM CL A 92826c839 3,707 17,509 SH   SOLE   17,509 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 2,646 48,191 SH   SOLE   45,871 0 2,320
DISNEY WALT CO COM 254687106 3,445 18,671 SH   SOLE   18,671 0 0
WATERS CORP COM 941848103 352 1,240 SH   SOLE   1,240 0 0
WESBANCO INC COM 950810101 3,443 95,487 SH   SOLE   95,487 0 0
WESTERN DIGITAL CORP. COM 958102105 1,155 17,309 SH   SOLE   16,809 0 500
WEYERHAEUSER CO MTN BE COM NEW 962166104 332 9,325 SH   SOLE   6,725 0 2,600
WHIRLPOOL CORP COM 963320106 569 2,580 SH   SOLE   2,580 0 0
WILLIAMS COS INC COM 969457100 2,813 118,722 SH   SOLE   113,272 0 5,450
WILLIAMS COS INC COM 969457100 38 1,600 SH   OTR   0 0 1,600
WORKDAY INC COM USD0.001CL A CL A 98138h101 3,056 12,300 SH   SOLE   12,300 0 0
YUM BRANDS INC COM 988498101 703 6,500 SH   SOLE   6,500 0 0
YUM CHINA HOLDINGS INC COM 98850p109 302 5,100 SH   SOLE   5,100 0 0
ZILLOW GROUP INC CL C CAP STK 98954m200 380 2,935 SH   SOLE   2,935 0 0
ZIMMER BIOMET HOLDINGSINC COM COM 98956p102 288 1,800 SH   SOLE   1,800 0 0
ETFIS SER TR I INFRACACT MLP INFRAC ACT MLP 26923g772 104 4,350 SH   SOLE   4,350 0 0
ETFIS SER TR I INFRACACT MLP INFRAC ACT MLP 26923g772 560 23,500 SH   OTR   0 0 23,500
ISHARES TR MSCI EAFE ETF 464287465 228 3,000 SH   SOLE   3,000 0 0
ISHARES MSCI USA MIN VOL FCTR MSCI USA MIN VOL 46429b697 321 4,644 SH   SOLE   4,644 0 0
ISHARES MSCI USA MOMNTUM FCT E MSCI USA MMENTM 46432f396 371 2,306 SH   SOLE   2,306 0 0
ISHARES MSCI USA QLTY FACT ETF MSCI USA QLT FCT 46432f339 539 4,426 SH   SOLE   4,426 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 241 1,511 SH   SOLE   1,511 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 376 1,250 SH   SOLE   1,250 0 0
ISHARES TR RUS MD CP GR ETF 464287481 332 3,250 SH   SOLE   3,250 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,577 81,088 SH   SOLE   81,088 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 251 2,610 SH   SOLE   2,610 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 506 3,899 SH   SOLE   3,899 0 0
SELECT SECTOR SPDR TRUSTTECHNO TECHNOLOGY 81369y803 423 3,188 SH   SOLE   3,188 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,510 29,006 SH   SOLE   25,006 0 4,000