The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE SYSTEMS INCORPORATED COM 00724F101 71 141 SH   SOLE NONE 0 0 141
ALPHABET INC CAP STK CL A 02079K305 68 39 SH   SOLE NONE 0 0 39
AMARIN CORP COM 023135106 514 105,100 SH   SOLE NONE 0 0 105,100
AMAZON COM INC COM 023135106 65 20 SH   SOLE NONE 0 0 20
AMERISOURCEBERGEN CORP COM 03073E105 928 9,490 SH   SOLE NONE 0 0 9,490
AMERIPRISE FINL INC COM 03076C106 103 5,300 SH   SOLE NONE 0 0 5,300
AMGEN INC COM 031162100 938 4,080 SH   SOLE NONE 0 0 4,080
ANSYS INC COM USD0.01 COM 03662Q105 69 188 SH   SOLE NONE 0 0 188
APPLE INC COM 037833100 1,305 9,836 SH   SOLE NONE 0 0 9,836
APPLIED MATLS INC COM 038222105 1,144 13,255 SH   SOLE NONE 0 0 13,255
BK OF AMERICA CORP COM 060505104 72 2,384 SH   SOLE NONE 0 0 2,384
BEST BUY INC COM 086516101 959 9,610 SH   SOLE NONE 0 0 9,610
BIOGEN INC COM 09062X103 799 3,265 SH   SOLE NONE 0 0 3,265
CATERPILLAR INC DEL COM 149123101 1,170 6,428 SH   SOLE NONE 0 0 6,428
CISCO SYS INC COM 17275R102 52 1,167 SH   SOLE NONE 0 0 1,167
CITRIX SYS INC COM 177376100 858 6,595 SH   SOLE NONE 0 0 6,595
COMCAST CORP NEW CL A 20030N101 67 1,280 SH   SOLE NONE 0 0 1,280
CUMMINS INC COM 231021106 1,033 4,550 SH   SOLE NONE 0 0 4,550
DISNEY WALT CO COM COM 254687106 86 475 SH   SOLE NONE 0 0 475
DUKE ENERGY CORP NEW COM NEW 26441C204 54 591 SH   SOLE NONE 0 0 591
ELECTRONIC ARTS INC COM 285512109 1,136 7,910 SH   SOLE NONE 0 0 7,910
FACEBOOK INC CL A 30303M102 75 275 SH   SOLE NONE 0 0 275
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 13,415 330,590 SH   SOLE NONE 0 0 330,590
GENERAL MLS INC COM 370334104 866 14,730 SH   SOLE NONE 0 0 14,730
GENERAL MTRS CO COM 37045V100 866 25,290 SH   SOLE NONE 0 0 25,290
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 3,821 100,120 SH   SOLE NONE 0 0 100,120
INTEL CORP COM 458140100 40 797 SH   SOLE NONE 0 0 797
INVESCO QQQ TR UNIT SER 1 46090E103 7,751 24,705 SH   SOLE NONE 0 0 24,705
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 18,075 141,720 SH   SOLE NONE 0 0 138,570
INVESCO EXCHANGE TRADED FD T DWA MOMENTUM 46137V837 13,552 154,450 SH   SOLE NONE 0 0 149,650
INVESCO EXCHANGE TRADED FD UNIT 46138B103 4,489 305,400 SH   SOLE NONE 0 0 305,400
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 294 6,100 SH   SOLE NONE 0 0 6,100
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 13,145 233,780 SH   SOLE NONE 0 0 226,180
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 2,609 123,025 SH   SOLE NONE 0 0 123,025
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 196 8,650 SH   SOLE NONE 0 0 8,650
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 2,641 120,600 SH   SOLE NONE 0 0 120,600
ISHARES GOLD TRUST ISHARES 464285105 3,301 182,100 SH   SOLE NONE 0 0 182,100
ISHARES TR SELECT DIVID ETF 464287168 80 830 SH   SOLE NONE 0 0 830
ISHARES TR TIPS BD ETF 464287176 25,226 197,620 SH   SOLE NONE 0 0 197,120
ISHARES TR CORE US AGGBD ET 464287226 28,320 239,610 SH   SOLE NONE 0 0 239,610
ISHARES TR S&P 500 VAL ETF 464287408 518 4,050 SH   SOLE NONE 0 0 4,050
ISHARES TR BARCLAYS 7 10 YR 464287440 8,184 68,230 SH   SOLE NONE 0 0 67,230
ISHARES TR 1 3 YR TREAS BD 464287457 1,080 12,500 SH   SOLE NONE 0 0 12,500
ISHARES TR CORE S&P MCP ETF 464287507 483 2,100 SH   SOLE NONE 0 0 2,100
ISHARES TR NASDAQ BIOTECH 464287556 3,681 24,300 SH   SOLE NONE 0 0 24,300
ISHARES TR RUS 1000 VAL ETF 464287598 5,101 37,305 SH   SOLE NONE 0 0 37,305
ISHARES TR RUS 2000 VAL ETF 464287630 555 4,210 SH   SOLE NONE 0 0 4,210
ISHARES TR RUSSELL 2000 ETF 464287655 4,644 23,685 SH   SOLE NONE 0 0 23,685
ISHARES TR U.S. REAL ES ETF 464287739 12,885 150,440 SH   SOLE NONE 0 0 150,440
ISHARES TR CORE S&P SCP ETF 464287804 8,349 90,845 SH   SOLE NONE 0 0 88,795
ISHARES TR EAFE SML CP ETF 464288273 96 1,405 SH   SOLE NONE 0 0 1,405
ISHARES TR NATIONAL MUN ETF 464288414 14,438 123,190 SH   SOLE NONE 0 0 123,190
ISHARES TR MBS ETF 464288588 9,162 83,190 SH   SOLE NONE 0 0 81,490
ISHARES TR 3 7 YR TREAS BD 464288661 9,023 67,850 SH   SOLE NONE 0 0 65,400
ISHARES TR SHORT TREAS BD 464288679 5,098 46,120 SH   SOLE NONE 0 0 46,120
ISHARES TR US TREAS BD ETF 46429B267 264 9,700 SH   SOLE NONE 0 0 9,700
ISHARES TR MSCI EAFE MIN VL 46429B689 17,916 244,060 SH   SOLE NONE 0 0 239,760
ISHARES TR MSCI USA MIN VOL 46429B697 1,737 25,595 SH   SOLE NONE 0 0 25,595
ISHARES TR 0-5 YR TIPS ETF 46429B747 26,721 255,870 SH   SOLE NONE 0 0 255,270
ISHARES TR MSCI USA MMENTM 46432F396 13,608 84,370 SH   SOLE NONE 0 0 81,270
ISHARES TR CORE MSCI EMKT 46434G103 188 3,030 SH   SOLE NONE 0 0 3,030
ISHARES TR TRS FLT RT BD 46434V860 985 19,600 SH   SOLE NONE 0 0 19,600
ISHARES TR IBONDS DEC25 ETF 46434VBD1 2,496 91,200 SH   SOLE NONE 0 0 91,200
ISHARES TR IBONDS DEC2022 46435G755 2,998 113,735 SH   SOLE NONE 0 0 113,735
ISHARES TR IBONDS DEC2021 46435G789 151 5,850 SH   SOLE NONE 0 0 5,850
ISHARES TR IBONDS DEC 46435U697 3,008 111,055 SH   SOLE NONE 0 0 111,055
JPMORGAN CHASE & CO COM 46625H100 71 555 SH   SOLE NONE 0 0 555
JOHNSON & JOHNSON COM 478160104 51 324 SH   SOLE NONE 0 0 324
LENNAR CORP COM CL A 526057104 90 1,184 SH   SOLE NONE 0 0 1,184
LILLY ELI & CO COM 532457108 1,032 6,113 SH   SOLE NONE 0 0 6,113
MERCK & CO. INC COM 58933Y105 48 584 SH   SOLE NONE 0 0 584
MICROSOFT CORP COM 594918104 61 274 SH   SOLE NONE 0 0 274
MICRON TECHNOLOGY INC COM 595112103 1,086 14,440 SH   SOLE NONE 0 0 14,440
NETAPP INC COM 64110D104 1,110 16,760 SH   SOLE NONE 0 0 16,760
NUCOR CORP COM 670346105 968 18,200 SH   SOLE NONE 0 0 18,200
NVIDIA CORPORATION COM 67066G104 127 244 SH   SOLE NONE 0 0 244
ORACLE CORP COM 68389X105 1,047 16,190 SH   SOLE NONE 0 0 16,190
PACCAR INC COM 693718108 1,000 11,590 SH   SOLE NONE 0 0 11,590
PEPSICO INC COM 713448108 954 6,430 SH   SOLE NONE 0 0 6,430
PROCTER AND GAMBLE CO COM COM 742718109 56 399 SH   SOLE NONE 0 0 399
PROSHARES TR S&P 500 DV ARIST 74348A467 6,623 82,910 SH   SOLE NONE 0 0 82,910
SPDR S&P 500 ETF TR TR UNIT 78462F103 33,488 89,570 SH   SOLE NONE 0 0 88,270
SPDR GOLD TR GOLD SHS 78463V107 9,457 53,020 SH   SOLE NONE 0 0 53,020
SPDR SER TR NUVEEN BBG BRCLY 78464A284 94 1,600 SH   SOLE NONE 0 0 1,600
SPDR SER TR S&P DIVID ETF 78464A763 217 2,050 SH   SOLE NONE 0 0 2,050
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 3,509 71,210 SH   SOLE NONE 0 0 71,210
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 13,072 31,130 SH   SOLE NONE 0 0 31,080
SPDR SER TR NUVEEN BLMBRG SR 78468R739 8,675 174,230 SH   SOLE NONE 0 0 174,230
SALESFORCE.COM INC COM 79466L302 69 308 SH   SOLE NONE 0 0 308
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,822 133,900 SH   SOLE NONE 0 0 133,900
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 303 4,185 SH   SOLE NONE 0 0 4,185
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 3,634 32,035 SH   SOLE NONE 0 0 32,035
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 3,736 55,385 SH   SOLE NONE 0 0 55,385
SELECT SECTOR SPDR TR ENERGY 81369Y506 218 5,765 SH   SOLE NONE 0 0 5,765
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 292 9,920 SH   SOLE NONE 0 0 9,920
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 7,509 84,800 SH   SOLE NONE 0 0 84,800
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 4,349 33,450 SH   SOLE NONE 0 0 33,450
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 636 17,385 SH   SOLE NONE 0 0 17,385
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 575 9,170 SH   SOLE NONE 0 0 9,170
SYNCHRONY FINANCIAL COM 87165B103 1,371 39,498 SH   SOLE NONE 0 0 39,498
TARGET CORP COM 87612E106 1,142 6,468 SH   SOLE NONE 0 0 6,468
UNITED RENTALS INC COM 911363109 1,160 5,000 SH   SOLE NONE 0 0 5,000
UNITEDHEALTH GROUP INC COM 91324P102 57 162 SH   SOLE NONE 0 0 162
VANECK VECTORS ETF TR SHRT HGH YLD MUN 92189F387 4,560 183,885 SH   SOLE NONE 0 0 183,885
VANGUARD FUNDS DIV APP ETF 921908844 1,403 9,935 SH   SOLE NONE 0 0 9,935
VANGUARD STAR FDS VG TL INTL STK F 921909768 457 7,600 SH   SOLE NONE 0 0 7,600
VANGUARD BD INDEX SHORT TRM BOND 921937827 4,262 51,415 SH   SOLE NONE 0 0 51,415
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 74,565 845,500 SH   SOLE NONE 0 0 843,350
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 7,418 157,130 SH   SOLE NONE 0 0 157,130
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 85 930 SH   SOLE NONE 0 0 930
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 805 15,750 SH   SOLE NONE 0 0 15,750
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 10,554 180,255 SH   SOLE NONE 0 0 177,255
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 171 1,400 SH   SOLE NONE 0 0 1,400
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 10,569 181,100 SH   SOLE NONE 0 0 176,600
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 14,786 295,075 SH   SOLE NONE 0 0 290,575
VANGUARD WORLD FDS ENERGY ETF 92204A306 5,349 103,150 SH   SOLE NONE 0 0 103,150
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 7,001 96,100 SH   SOLE NONE 0 0 96,100
VANGUARD WORLD FDS MATERIALS ETF 92204A801 7,250 46,190 SH   SOLE NONE 0 0 46,190
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 11,497 95,650 SH   SOLE NONE 0 0 95,650
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 10,703 173,745 SH   SOLE NONE 0 0 167,745
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 5,659 67,970 SH   SOLE NONE 0 0 67,970
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 848 9,990 SH   SOLE NONE 0 0 9,990
VANGUARD INDEX FDS MID CAP ETF 922908629 10,764 52,060 SH   SOLE NONE 0 0 52,060
VANGUARD INDEX FDS GROWTH ETF 922908736 861 3,400 SH   SOLE NONE 0 0 3,400
VANGUARD INDEX FDS SMALL CP ETF 922908751 8,585 44,100 SH   SOLE NONE 0 0 44,100
VANGUARD INDEX FDS TOTAL STK MKT 922908769 40,909 210,179 SH   SOLE NONE 0 0 208,029
VISA INC COM CL A 92826C839 65 298 SH   SOLE NONE 0 0 298
VMWARE INC CL A COM 928563402 877 6,250 SH   SOLE NONE 0 0 6,250
WEC ENERGY GROUP INC COM 92939U106 55 602 SH   SOLE NONE 0 0 602
WISDOMTREE TR EM EX ST-OWNED 97717X578 7,335 184,900 SH   SOLE NONE 0 0 184,900
MEDTRONIC PLC SHS G5960L103 59 506 SH   SOLE NONE 0 0 506
NABRIVA THERAPEUTICS PLC SHS NEW G63637113 1 440 SH   SOLE NONE 0 0 440
SEAGATE TECHNOLOGY PLC SHS G7945M107 977 15,720 SH   SOLE NONE 0 0 15,720