The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479 7,654 159,430 SH   SOLE NONE 0 0 159,430
INVESCO QQQ TR UNIT SER 1 46090E103 16,723 90,010 SH   SOLE NONE 0 0 90,010
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 9,945 69,910 SH   SOLE NONE 0 0 69,910
INVESCO EXCHANGE TRADED FD T DWA MOMENTUM 46137V837 10,804 181,310 SH   SOLE NONE 0 0 181,310
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 12,681 256,070 SH   SOLE NONE 0 0 256,070
INVESCO EXCHNG TRADED FD TR FNDMNTL HY CRP 46138E719 12,213 659,110 SH   SOLE NONE 0 0 659,110
INVESCO EXCHNG TRADED FD TR SR LN ETF 46138G508 228 9,850 SH   SOLE NONE 0 0 9,850
ISHARES GOLD TRUST ISHARES 464285105 2,492 218,000 SH   SOLE NONE 0 0 218,000
ISHARES TR TIPS BD ETF 464287176 26,551 240,020 SH   SOLE NONE 0 0 240,020
ISHARES TR CORE US AGGBD ET 464287226 4,591 43,510 SH   SOLE NONE 0 0 43,510
ISHARES TR MSCI EMG MKT ETF 464287234 5,137 119,680 SH   SOLE NONE 0 0 119,680
ISHARES TR IBOXX INV CP ETF 464287242 5,336 46,430 SH   SOLE NONE 0 0 46,430
ISHARES TR CORE S&P MCP ETF 464287507 412 2,045 SH   SOLE NONE 0 0 2,045
ISHARES TR NASDAQ BIOTECH 464287556 14,523 119,100 SH   SOLE NONE 0 0 119,100
ISHARES TR RUS 1000 VAL ETF 464287598 4,756 37,560 SH   SOLE NONE 0 0 37,560
ISHARES TR RUS 2000 VAL ETF 464287630 564 4,240 SH   SOLE NONE 0 0 4,240
ISHARES TR RUSSELL 2000 ETF 464287655 36,867 218,730 SH   SOLE NONE 0 0 218,730
ISHARES TR U.S. REAL ES ETF 464287739 23,827 297,760 SH   SOLE NONE 0 0 297,760
ISHARES TR U.S. ENERGY ETF 464287796 13,217 315,000 SH   SOLE NONE 0 0 315,000
ISHARES TR CORE S&P SCP ETF 464287804 4,605 52,780 SH   SOLE NONE 0 0 52,780
ISHARES TR SP SMCP600VL ETF 464287879 3,465 20,760 SH   SOLE NONE 0 0 20,760
ISHARES TR NATIONAL MUN ETF 464288414 16,196 150,050 SH   SOLE NONE 0 0 150,050
ISHARES TR IBOXX HI YD ETF 464288513 5,466 63,230 SH   SOLE NONE 0 0 63,230
ISHARES TR MBS ETF 464288588 5,468 52,920 SH   SOLE NONE 0 0 52,920
ISHARES TR INTRM TR CRP ETF 464288638 10,178 191,670 SH   SOLE NONE 0 0 191,670
ISHARES TR US TREAS BD ETF 46429B267 5,715 234,790 SH   SOLE NONE 0 0 234,790
ISHARES TR A RATE CP BD ETF 46429B291 3,503 69,480 SH   SOLE NONE 0 0 69,480
ISHARES TR MIN VOL EAFE ETF 46429B689 15,450 212,190 SH   SOLE NONE 0 0 212,190
ISHARES TR MIN VOL USA ETF 46429B697 6,731 118,000 SH   SOLE NONE 0 0 118,000
ISHARES TR USA MOMENTUM FCT 46432F396 14,445 121,390 SH   SOLE NONE 0 0 121,390
ISHARES TR CORE MSCI INTL 46435G326 306 5,400 SH   SOLE NONE 0 0 5,400
PROSHARES TR INVT INT RT HG 74347B607 1,212 16,000 SH   SOLE NONE 0 0 16,000
PROSHARES TR S&P 500 DV ARIST 74348A467 15,080 225,720 SH   SOLE NONE 0 0 225,720
SPDR S&P 500 ETF TR TR UNIT 78462F103 46,620 160,360 SH   SOLE NONE 0 0 160,360
SPDR SERIES TRUST S&P DIVID ETF 78464A763 294 3,000 SH   SOLE NONE 0 0 3,000
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 24,690 67,190 SH   SOLE NONE 0 0 67,190
SPDR SER TR NUVEEN BLMBRG SR 78468R739 605 12,690 SH   SOLE NONE 0 0 12,690
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 14,778 414,420 SH   SOLE NONE 0 0 414,420
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 5,471 57,500 SH   SOLE NONE 0 0 57,500
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 8,869 164,450 SH   SOLE NONE 0 0 164,450
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 5,734 48,920 SH   SOLE NONE 0 0 48,920
SELECT SECTOR SPDR TR ENERGY 81369Y506 954 12,600 SH   SOLE NONE 0 0 12,600
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 15,846 574,550 SH   SOLE NONE 0 0 574,550
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 5,418 71,930 SH   SOLE NONE 0 0 71,930
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 8,807 167,280 SH   SOLE NONE 0 0 167,280
VANGUARD GROUP DIV APP ETF 921908844 631 5,700 SH   SOLE NONE 0 0 5,700
VANGUARD STAR FD VG TL INTL STK F 921909768 1,053 19,500 SH   SOLE NONE 0 0 19,500
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 20,832 264,700 SH   SOLE NONE 0 0 264,700
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 11,302 261,200 SH   SOLE NONE 0 0 261,200
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 3,727 42,800 SH   SOLE NONE 0 0 42,800
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 14,479 265,480 SH   SOLE NONE 0 0 265,480
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 14,583 355,690 SH   SOLE NONE 0 0 355,690
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 335 5,960 SH   SOLE NONE 0 0 5,960
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 9,045 103,960 SH   SOLE NONE 0 0 103,960
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,177 40,650 SH   SOLE NONE 0 0 40,650
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 217 1,600 SH   SOLE NONE 0 0 1,600
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 427 1,600 SH   SOLE NONE 0 0 1,600
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,218 52,280 SH   SOLE NONE 0 0 52,280
VANGUARD INDEX FDS MID CAP ETF 922908629 3,192 19,440 SH   SOLE NONE 0 0 19,440
VANGUARD INDEX FDS VALUE ETF 922908744 392 3,540 SH   SOLE NONE 0 0 3,540
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,796 17,200 SH   SOLE NONE 0 0 17,200
VANGUARD INDEX FDS TOTAL STK MKT 922908769 7,726 51,630 SH   SOLE NONE 0 0 51,630