The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 325 1,857 SH   SOLE 1,857 0 0
AT&T INC COM 00206R102 434 10,054 SH   SOLE 10,054 0 0
COCA COLA CO COM 191216100 280 6,185 SH   SOLE 6,185 0 0
EXXON MOBIL CORP COM 30231G102 537 5,728 SH   SOLE 5,728 0 0
GENERAL ELECTRIC CO COM 369604103 508 16,147 SH   SOLE 16,147 0 0
HUNTINGTON BANCSHARES INC COM 446150104 102 11,424 SH   SOLE 11,424 0 0
INTEL CORP COM 458140100 208 6,331 SH   SOLE 6,331 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 253 1,669 SH   SOLE 1,669 0 0
ISHARES INC CORE MSCI EMKT 46434G103 292 6,985 SH   SOLE 6,985 0 0
JOHNSON & JOHNSON COM 478160104 472 3,891 SH   SOLE 3,891 0 0
L BRANDS INC COM 501797104 215 3,200 SH   SOLE 3,200 0 0
MCDONALDS CORP COM 580135101 285 2,368 SH   SOLE 2,368 0 0
MICROSOFT CORP COM 594918104 269 5,257 SH   SOLE 5,257 0 0
PFIZER INC COM 717081103 379 10,755 SH   SOLE 10,755 0 0
PHILIP MORRIS INTL INC COM 718172109 235 2,307 SH   SOLE 2,307 0 0
POWERSHARES ETF TR II EMER MRKT PORT 73936T763 12,175 749,254 SH   SOLE 749,254 0 0
POWERSHARES ETF TR II DEV MKTS EX-US 73936T789 9,541 276,139 SH   SOLE 276,139 0 0
POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 9,184 94,398 SH   SOLE 94,398 0 0
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 40,828 451,042 SH   SOLE 451,042 0 0
PROASSURANCE CORP COM 74267C106 562 10,502 SH   SOLE 10,502 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 1,400 65,634 SH   SOLE 65,634 0 0
SERVISFIRST BANCSHARES INC COM 81768T108 540 10,928 SH   SOLE 10,928 0 0
SOUTHERN CO COM 842587107 528 9,838 SH   SOLE 9,838 0 0
SYNOVUS FINL CORP COM NEW 87161C501 606 20,912 SH   SOLE 20,912 0 0
TOTAL SYS SVCS INC COM 891906109 1,732 32,615 SH   SOLE 32,615 0 0
TRACON PHARMACEUTICALS INC COM 89237H100 93 21,318 SH   SOLE 21,318 0 0
UNITEDHEALTH GROUP INC COM 91324P102 487 3,450 SH   SOLE 3,450 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,678 24,994 SH   SOLE 24,994 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 11,076 314,387 SH   SOLE 314,387 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 12,696 138,254 SH   SOLE 138,254 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 56,899 592,204 SH   SOLE 592,204 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 12,411 350,986 SH   SOLE 350,986 0 0
VULCAN MATLS CO COM 929160109 928 7,713 SH   SOLE 7,713 0 0
WAL-MART STORES INC COM 931142103 252 3,448 SH   SOLE 3,448 0 0
WELLS FARGO & CO NEW COM 949746101 231 4,891 SH   SOLE 4,891 0 0