The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579y101 287 1,857 SH   SOLE   1,857 0 0
APPLE INC COM 037833100 314 2,506 SH   SOLE   2,506 0 0
AT&T INC COM 00206R102 376 10,595 SH   SOLE   10,595 0 0
COCA COLA CO COM 191216100 331 8,449 SH   SOLE   8,449 0 0
DISNEY WALT CO COM DISNEY 254687106 236 2,069 SH   SOLE   2,069 0 0
EXXON MOBIL CORP COM 30231G102 481 5,777 SH   SOLE   5,777 0 0
GENERAL ELECTRIC CO COM 369604103 459 17,275 SH   SOLE   17,275 0 0
HUNTINGTON BANCSHARES INC COM 446150104 129 11,424 SH   SOLE   11,424 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 271 1,669 SH   SOLE   1,669 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 237 5,970 SH   SOLE   5,970 0 0
JOHNSON & JOHNSON COM 478160104 435 4,467 SH   SOLE   4,467 0 0
L BRANDS INC COM 501797104 274 3,200 SH   SOLE   3,200 0 0
MCDONALDS CORP COM 580135101 225 2,368 SH   SOLE   2,368 0 0
MICROSOFT CORP COM 594918104 240 5,429 SH   SOLE   5,429 0 0
PFIZER INC COM 717081103 262 7,807 SH   SOLE   7,807 0 0
PHILIP MORRIS INTL INC COM 718172109 226 2,818 SH   SOLE   2,818 0 0
POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 9,983 96,214 SH   SOLE   96,214 0 0
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 33,683 371,447 SH   SOLE   371,447 0 0
POWERSHARES GLOBAL ETF TRUST EMER MRKT PORT 73936T763 12,650 657,155 SH   SOLE   657,155 0 0
POWERSHARES GLOBAL ETF TRUST DEV MKTS EX-US 73936T789 4,411 108,317 SH   SOLE   108,317 0 0
PROASSURANCE CORP COM 74267C106 630 13,634 SH   SOLE   13,634 0 0
SOUTHERN CO COM 842587107 290 6,931 SH   SOLE   6,931 0 0
UNITEDHEALTH GROUP INC COM 91324P102 421 3,450 SH   SOLE   3,450 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 6,384 78,557 SH   SOLE   78,557 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,754 44,423 SH   SOLE   44,423 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 14,378 351,715 SH   SOLE   351,715 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 21,001 209,609 SH   SOLE   209,609 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 69,313 726,933 SH   SOLE   726,933 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 11,161 281,480 SH   SOLE   281,480 0 0
VULCAN MATLS CO COM 929160109 400 4,762 SH   SOLE   4,762 0 0
WAL-MART STORES INC COM 931142103 279 3,938 SH   SOLE   3,938 0 0
WELLS FARGO & CO NEW COM 949746101 275 4,891 SH   SOLE   4,891 0 0