The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579y101 239 1,690 SH   SOLE   1,690 0 0
APPLE INC COM 037833100 290 2,877 SH   SOLE   2,877 0 0
AT&T INC COM 00206R102 468 13,292 SH   SOLE   13,292 0 0
COCA COLA CO COM 191216100 337 7,894 SH   SOLE   7,894 0 0
EXXON MOBIL CORP COM 30231G102 545 5,800 SH   SOLE   5,800 0 0
GENERAL ELECTRIC CO COM 369604103 448 17,485 SH   SOLE   17,485 0 0
HCP INC COM 40414L109 2,548 64,174 SH   SOLE   64,174 0 0
HUNTINGTON BANCSHARES INC COM 446150104 111 11,424 SH   SOLE   11,424 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 322 1,695 SH   SOLE   1,695 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 268 6,443 SH   SOLE   6,443 0 0
JOHNSON & JOHNSON COM 478160104 438 4,106 SH   SOLE   4,106 0 0
L BRANDS INC COM 501797104 214 3,200 SH   SOLE   3,200 0 0
MICROSOFT CORP COM 594918104 244 5,256 SH   SOLE   5,256 0 0
PFIZER INC COM 717081103 223 7,532 SH   SOLE   7,532 0 0
PHILIP MORRIS INTL INC COM 718172109 214 2,563 SH   SOLE   2,563 0 0
POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 4,514 48,006 SH   SOLE   48,006 0 0
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 26,268 298,769 SH   SOLE   298,769 0 0
POWERSHARES GLOBAL ETF TRUST EMER MRKT PORT 73936T763 5,216 257,719 SH   SOLE   257,719 0 0
POWERSHARES GLOBAL ETF TRUST DEV MKTS EX-US 73936T789 1,992 47,197 SH   SOLE   47,197 0 0
PROASSURANCE CORP COM 74267C106 751 17,041 SH   SOLE   17,041 0 0
REGIONS FINL CORP NEW COM 7591EP100 124 12,355 SH   SOLE   12,355 0 0
SERVISFIRST BANCSHARES INC COM 81768T108 432 15,000 SH   SOLE   15,000 0 0
SOUTHERN CO COM 842587107 368 8,432 SH   SOLE   8,432 0 0
UNITEDHEALTH GROUP INC COM 91324P102 371 4,305 SH   SOLE   4,305 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 5,374 65,593 SH   SOLE   65,593 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,490 44,351 SH   SOLE   44,351 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 11,290 270,678 SH   SOLE   270,678 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 21,231 241,204 SH   SOLE   241,204 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 77,017 847,834 SH   SOLE   847,834 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 14,459 363,744 SH   SOLE   363,744 0 0
VULCAN MATLS CO COM 929160109 303 5,028 SH   SOLE   5,028 0 0
WAL-MART STORES INC COM 931142103 251 3,283 SH   SOLE   3,283 0 0
WELLS FARGO & CO NEW COM 949746101 337 6,498 SH   SOLE   6,498 0 0