The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 17,290 163 SH   DFND 2,3 0 163 0
3M CO COM 88579Y101 BBG001S5T7X2 2,070,904 19,524 SH   SOLE 5 19,511 0 13
ABBOTT LABS COM 002824100 BBG001S5N9M6 26,142 230 SH   DFND 2 0 230 0
ABBOTT LABS COM 002824100 BBG001S5N9M6 1,397,061 12,292 SH   SOLE 5 12,292 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 1,249,965 6,864 SH   SOLE 5 6,864 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 80,307 441 SH   DFND 2,3 0 441 0
ACACIA RESH CORP ACACIA TCH COM 003881307 BBG001SJLJT9 117,260 22,000 SH   SOLE 5 22,000 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 58,924 170 SH   DFND 2,3 0 170 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 463,418 1,337 SH   SOLE 5 1,242 0 95
ADOBE INC COM 00724F101 BBG001S5NCQ5 231,107 458 SH   SOLE 5 402 0 56
ADOBE INC COM 00724F101 BBG001S5NCQ5 45,414 90 SH   DFND 2,3 0 90 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 270,735 1,500 SH   SOLE 5 1,500 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 105,046 582 SH   DFND 2 0 582 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,577,219 10,450 SH   SOLE 5 10,112 0 338
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 149,723 992 SH   DFND 2,3 0 992 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 130,792 859 SH   DFND 2,3 0 859 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,893,963 12,439 SH   SOLE 5 12,439 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 307,729 1,706 SH   DFND 2 0 1,706 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 2,629,580 14,578 SH   SOLE 5 14,558 0 20
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 18,744,212 200,024 SH   SOLE 5 191,174 85 8,765
AMGEN INC COM 031162100 BBG001S5NNL6 1,707,626 6,006 SH   SOLE 5 4,779 411 816
AMGEN INC COM 031162100 BBG001S5NNL6 40,943 144 SH   DFND 2 0 144 0
APPLE INC COM 037833100 BBG001S5N8V8 384,973 2,245 SH   DFND 2 0 2,245 0
APPLE INC COM 037833100 BBG001S5N8V8 25,319,499 147,653 SH   SOLE 5 143,860 664 3,129
ARCHER DANIELS MIDLAND CO COM 039483102 BBG001S5ND74 877,331 13,968 SH   SOLE 5 9,535 1,736 2,697
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 27,866 111 SH   DFND 2 0 111 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 375,455 1,495 SH   SOLE 5 1,495 0 0
B2GOLD CORP COM 11777Q209 BBG001T0CNW6 37,584 14,400 SH   SOLE 5 14,400 0 0
B2GOLD CORP COM 11777Q209 BBG001T0CNW6 79 30 SH   DFND 2 0 30 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 201,441 5,312 SH   SOLE 5 4,312 0 1,000
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 84,297 2,223 SH   DFND 2,5 0 2,223 0
BANK MONTREAL QUE COM 063671101 BBG001S5Y203 197,802 2,025 SH   SOLE 5 2,025 0 0
BANK MONTREAL QUE COM 063671101 BBG001S5Y203 3,810 39 SH   DFND 2 0 39 0
BANK NEW YORK MELLON CORP COM 064058100 BBG001S5P6Q6 1,501,808 26,064 SH   SOLE 5 16,681 4,689 4,694
BANK NEW YORK MELLON CORP COM 064058100 BBG001S5P6Q6 11,640 202 SH   DFND 2 0 202 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 3,005,457 7,147 SH   SOLE 5 6,822 0 325
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 171,993 409 SH   DFND 2 0 409 0
BOSTON SCIENTIFIC CORP COM 101137107 BBG001S63L94 16,918 247 SH   DFND 2,3 0 247 0
BOSTON SCIENTIFIC CORP COM 101137107 BBG001S63L94 302,589 4,418 SH   SOLE 5 4,418 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 25,217 465 SH   DFND 2,3 0 465 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 281,617 5,193 SH   SOLE 5 5,193 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 168,328 127 SH   DFND 2,5 0 127 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 39,763 30 SH   SOLE 5 30 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 BBG001SR7MB9 12,133 59 SH   DFND 2,3 0 59 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 BBG001SR7MB9 1,386,210 6,741 SH   SOLE 5 5,007 612 1,122
CATERPILLAR INC COM 149123101 BBG001S5PJ06 1,422,752 3,883 SH   SOLE 5 3,883 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 45,804 125 SH   DFND 2 0 125 0
CHEMED CORP NEW COM 16359R103 BBG001S679X0 7,062 11 SH   DFND 2 0 11 0
CHEMED CORP NEW COM 16359R103 BBG001S679X0 317,756 495 SH   SOLE 5 495 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 176,027 1,116 SH   SOLE 5 1,116 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 74,138 470 SH   DFND 2,3,5 0 470 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 61,540 1,233 SH   DFND 2,5 0 1,233 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 1,866,150 37,390 SH   SOLE 5 29,288 4,131 3,971
CME GROUP INC COM 12572Q105 BBG001S86547 389,891 1,811 SH   SOLE 5 1,811 0 0
CME GROUP INC COM 12572Q105 BBG001S86547 13,779 64 SH   DFND 2 0 64 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 44,382 720 SH   DFND 2 0 720 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 407,914 6,615 SH   SOLE 5 6,615 0 0
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 118,216 2,727 SH   DFND 2,5 0 2,727 0
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 261,358 6,029 SH   SOLE 5 6,029 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 116,489 159 SH   DFND 2,3 0 159 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 948,756 1,295 SH   SOLE 5 1,295 0 0
CSX CORP COM 126408103 BBG001S5Q7Q3 22,650 611 SH   DFND 2,3 0 611 0
CSX CORP COM 126408103 BBG001S5Q7Q3 245,997 6,636 SH   SOLE 5 6,636 0 0
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 207,242 829 SH   SOLE 5 719 0 110
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 29,748 119 SH   DFND 2,3 0 119 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 BBG01631TNW2 874,217 32,681 SH   SOLE 5 21,281 0 11,400
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 BBG011DXXNJ2 6,147,174 107,883 SH   SOLE 4,5 107,353 0 530
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 BBG015DG3GG1 2,360,954 78,437 SH   SOLE 5 78,437 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 379,741 3,103 SH   SOLE 5 3,103 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 32,426 265 SH   DFND 2,3 0 265 0
DOLBY LABORATORIES INC COM CL A 25659T107 BBG001SDXGH8 221,656 2,646 SH   SOLE 5 2,646 0 0
DOLBY LABORATORIES INC COM CL A 25659T107 BBG001SDXGH8 5,027 60 SH   DFND 2,3 0 60 0
DONALDSON INC COM 257651109 BBG001S5QDV4 340,093 4,554 SH   SOLE 5 4,554 0 0
ECOLAB INC COM 278865100 BBG001S5QRB5 1,492,372 6,447 SH   SOLE 5 6,322 0 125
ECOLAB INC COM 278865100 BBG001S5QRB5 19,443 84 SH   DFND 2,3 0 84 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 143,923 185 SH   DFND 2 0 185 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 238,834 307 SH   SOLE 5 307 0 0
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 13,497 119 SH   DFND 2,3 0 119 0
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 219,582 1,936 SH   SOLE 5 1,936 0 0
EQUIFAX INC COM 294429105 BBG001S5QSK3 388,707 1,453 SH   SOLE 5 1,453 0 0
EQUIFAX INC COM 294429105 BBG001S5QSK3 8,026 30 SH   DFND 2 0 30 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 121,936 1,049 SH   DFND 2,5 0 1,049 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 404,128 3,477 SH   SOLE 5 2,997 0 480
FAIR ISAAC CORP COM 303250104 BBG001S8ZT61 196,189 157 SH   SOLE 5 157 0 0
FAIR ISAAC CORP COM 303250104 BBG001S8ZT61 13,746 11 SH   DFND 2 0 11 0
FASTENAL CO COM 311900104 BBG001S5R1F7 487,371 6,318 SH   SOLE 5 5,768 0 550
FASTENAL CO COM 311900104 BBG001S5R1F7 17,743 230 SH   DFND 2 0 230 0
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605 BBG005YW3DQ0 1,008,736 17,626 SH   SOLE 5 17,626 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F839 BBG00QQFKRG1 511,312 12,658 SH   SOLE 5 12,658 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 BBG00FZ4KG74 13,071,804 299,812 SH   SOLE 5 293,524 2,156 4,132
FIRST TR MORNINGSTAR DIVID L SHS 336917109 BBG001SP68G0 3,978,525 103,392 SH   SOLE 5 102,692 0 700
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 181,002 13,630 SH   SOLE 5 13,630 0 0
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 11,315 852 SH   DFND 2 0 852 0
GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 42,303 241 SH   DFND 2 0 241 0
GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 307,002 1,749 SH   SOLE 5 1,749 0 0
GENERAL MLS INC COM 370334104 BBG001S5RKR2 11,755 168 SH   DFND 2,3 0 168 0
GENERAL MLS INC COM 370334104 BBG001S5RKR2 197,599 2,824 SH   SOLE 5 2,824 0 0
GRACO INC COM 384109104 BBG001S5RK56 400,290 4,283 SH   SOLE 5 4,283 0 0
GRACO INC COM 384109104 BBG001S5RK56 9,160 98 SH   DFND 2,3 0 98 0
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109 BBG008748J97 396,582 6,278 SH   SOLE 5 6,278 0 0
HERSHEY CO COM 427866108 BBG001S5S148 1,226,400 6,305 SH   SOLE 5 4,621 609 1,075
HERSHEY CO COM 427866108 BBG001S5S148 7,975 41 SH   DFND 2,3 0 41 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 728,073 1,898 SH   SOLE 5 1,783 0 115
HOME DEPOT INC COM 437076102 BBG001S5RTW7 90,530 236 SH   DFND 2 0 236 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 1,368,813 6,669 SH   SOLE 5 6,669 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 24,220 118 SH   DFND 2 0 118 0
HORMEL FOODS CORP COM 440452100 BBG001S5S0D0 2,513 72 SH   DFND 2 0 72 0
HORMEL FOODS CORP COM 440452100 BBG001S5S0D0 225,607 6,466 SH   SOLE 5 6,466 0 0
INTEL CORP COM 458140100 BBG001S5SF65 59,144 1,339 SH   DFND 2,5 0 1,339 0
INTEL CORP COM 458140100 BBG001S5SF65 308,537 6,985 SH   SOLE 5 6,985 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 50,605 265 SH   DFND 2 0 265 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 621,120 3,253 SH   SOLE 5 3,253 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 BBG00KJR2GD3 26,138,623 1,246,477 SH   SOLE 5 1,209,067 0 37,410
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 BBG00KJR2J47 31,534,931 1,543,560 SH   SOLE 5 1,505,127 0 38,433
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 BBG00KJR2K35 26,150,112 1,361,276 SH   SOLE 5 1,321,148 0 40,128
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 2,308,006 5,191 SH   SOLE 5 5,101 0 90
ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 56,385,544 486,880 SH   SOLE 5 472,701 1,507 12,672
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 508,179 4,611 SH   SOLE 5 4,611 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 345,154 3,123 SH   SOLE 5 3,123 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 4,316,519 8,211 SH   SOLE 5 8,211 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 291,592 3,649 SH   SOLE 5 3,649 0 0
ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK87757 602,561 14,963 SH   SOLE 5 14,963 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 1,005,900 8,750 SH   SOLE 5 8,750 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 BBG00MC0P0K7 320,338 6,807 SH   SOLE 5 6,807 0 0
ISHARES TR ESG MSCI LEADR 46435U218 BBG00P35VT10 891,763 9,502 SH   SOLE 5 9,502 0 0
ISHARES TR MSCI ACWI ETF 464288257 BBG001S56QV7 3,573,452 32,448 SH   SOLE 5 32,422 0 26
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 14,236,350 178,266 SH   SOLE 5 177,300 0 966
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 3,276,952 79,770 SH   SOLE 5 79,144 0 626
ISHARES TR MSCI USA ESG SLC 464288802 BBG001SN86J4 454,039 4,159 SH   SOLE 5 4,159 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 116,605,784 709,497 SH   SOLE 5 690,840 111 18,546
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 32,253,316 299,752 SH   SOLE 4,5 290,742 0 9,010
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 907,583 3,151 SH   SOLE 5 3,151 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 1,104,176 3,276 SH   SOLE 5 3,276 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 253,292 2,021 SH   SOLE 5 2,021 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 2,507,423 11,923 SH   SOLE 5 10,810 0 1,113
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 33,440,465 135,162 SH   SOLE 4,5 131,404 0 3,758
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 505,205 5,983 SH   SOLE 5 5,983 0 0
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 3,261,138 27,569 SH   SOLE 5 27,569 0 0
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 251,693 2,043 SH   SOLE 5 1,891 0 152
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 878,778 15,188 SH   SOLE 5 13,533 1,655 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,035,561 6,546 SH   SOLE 5 6,546 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 91,751 580 SH   DFND 2,5 0 580 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 323,084 1,613 SH   SOLE 5 1,421 0 192
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 181,673 907 SH   DFND 2,5 0 907 0
LAM RESEARCH CORP COM 512807108 BBG001S5SW40 287,204 295 SH   SOLE 5 295 0 0
LAM RESEARCH CORP COM 512807108 BBG001S5SW40 40,884 42 SH   DFND 2 0 42 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 27,293 60 SH   DFND 2 0 60 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 172,854 380 SH   SOLE 5 380 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 43,814 172 SH   DFND 2,3,5 0 172 0
LOWES COS INC COM 548661107 BBG001S5SVL3 198,350 779 SH   SOLE 5 779 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 217,077 451 SH   SOLE 5 381 0 70
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 105,946 220 SH   DFND 2,3 0 220 0
MCDONALDS CORP COM 580135101 BBG001S5T110 637,712 2,262 SH   SOLE 5 2,262 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 31,297 111 SH   DFND 2 0 111 0
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 1,473,893 16,779 SH   SOLE 5 16,779 0 0
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 33,902 386 SH   DFND 2,5 0 386 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 1,281,398 9,655 SH   SOLE 5 9,655 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 69,665 525 SH   DFND 2,5 0 525 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 289,406 596 SH   DFND 2 0 596 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 2,063,725 4,250 SH   SOLE 5 4,025 0 225
MGP INGREDIENTS INC NEW COM 55303J106 BBG001S5XTL2 301,455 3,500 SH   SOLE 5 3,500 0 0
MICRON TECHNOLOGY INC COM 595112103 BBG001S6P675 40,711 345 SH   DFND 2,3 0 345 0
MICRON TECHNOLOGY INC COM 595112103 BBG001S6P675 190,697 1,616 SH   SOLE 5 1,616 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 8,369,571 19,893 SH   SOLE 5 18,693 386 814
MICROSOFT CORP COM 594918104 BBG001S5TD05 588,167 1,398 SH   DFND 2,3,5 0 1,398 0
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 325,927 4,628 SH   SOLE 5 4,628 0 0
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 15,701 223 SH   DFND 2 0 223 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 BBG001S5T9L1 13,526 38 SH   DFND 2 0 38 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 BBG001S5T9L1 1,588,347 4,462 SH   SOLE 5 3,330 393 739
NETFLIX INC COM 64110L106 BBG001SF6L46 679,603 1,119 SH   SOLE 5 1,114 0 5
NETFLIX INC COM 64110L106 BBG001SF6L46 103,247 170 SH   DFND 2 0 170 0
NIKE INC CL B 654106103 BBG001S6NTK2 217,289 2,303 SH   SOLE 5 2,303 0 0
NIKE INC CL B 654106103 BBG001S6NTK2 19,912 211 SH   DFND 2,3 0 211 0
NORTHERN OIL & GAS INC COM 665531307 BBG001SK2P31 216,432 5,400 SH   SOLE 5 5,400 0 0
NUCOR CORP COM 670346105 BBG001S5TRV0 25,597 129 SH   DFND 2 0 129 0
NUCOR CORP COM 670346105 BBG001S5TRV0 532,415 2,683 SH   SOLE 5 2,683 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 543,944 602 SH   SOLE 5 469 0 133
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 309,922 343 SH   DFND 2 0 343 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 70,468 561 SH   DFND 2 0 561 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 627,171 4,993 SH   SOLE 5 4,993 0 0
OTTER TAIL CORP COM 689648103 BBG001S5TYX3 644,458 7,459 SH   SOLE 5 7,459 0 0
PACCAR INC COM 693718108 BBG001S5V1S8 1,980,916 15,989 SH   SOLE 5 12,282 1,265 2,442
PACCAR INC COM 693718108 BBG001S5V1S8 26,017 210 SH   DFND 2 0 210 0
PEPSICO INC COM 713448108 BBG001S695T1 56,046 318 SH   DFND 2 0 318 0
PEPSICO INC COM 713448108 BBG001S695T1 565,491 3,208 SH   SOLE 5 3,208 0 0
PFIZER INC COM 717081103 BBG001S5V466 29,193 1,052 SH   DFND 2,5 0 1,052 0
PFIZER INC COM 717081103 BBG001S5V466 1,523,980 54,918 SH   SOLE 5 46,029 3,774 5,115
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 37,617 405 SH   DFND 2,5 0 405 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 193,274 2,080 SH   SOLE 5 2,080 0 0
POLARIS INC COM 731068102 BBG001S7HWZ4 917,100 9,160 SH   SOLE 5 9,160 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 71,390 440 SH   DFND 2 0 440 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 1,469,174 9,055 SH   SOLE 5 9,055 0 0
QUALCOMM INC COM 747525103 BBG001S6VS70 1,521,161 8,985 SH   SOLE 5 6,158 955 1,872
QUALCOMM INC COM 747525103 BBG001S6VS70 44,526 263 SH   DFND 2 0 263 0
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 38,525 395 SH   DFND 2,5 0 395 0
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 183,333 1,880 SH   SOLE 5 1,880 0 0
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 219,769 3,038 SH   SOLE 5 1,755 0 1,283
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 25,247 349 SH   DFND 2,3 0 349 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 5,702,729 225,851 SH   SOLE 4,5 221,996 0 3,855
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 62,097,430 1,591,426 SH   SOLE 4,5 1,553,168 566 37,692
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 5,549,773 120,647 SH   SOLE 5 120,140 0 507
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 47,572,036 779,231 SH   SOLE 5 754,616 0 24,615
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 2,933,267 36,379 SH   SOLE 5 35,305 0 1,074
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 28,840,688 464,723 SH   SOLE 5 455,592 277 8,854
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 800,271 16,252 SH   SOLE 4,5 16,252 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 1,921,298 20,351 SH   SOLE 5 14,631 2,261 3,459
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 271,450 6,445 SH   SOLE 5 6,445 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 316,980 2,146 SH   SOLE 5 1,346 0 800
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 764,101 11,639 SH   SOLE 5 6,976 1,867 2,796
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 1,071,133 5,143 SH   SOLE 5 5,143 0 0
SERVICE CORP INTL COM 817565104 BBG001S5WBJ5 8,757 118 SH   DFND 2,3 0 118 0
SERVICE CORP INTL COM 817565104 BBG001S5WBJ5 1,391,735 18,754 SH   SOLE 5 13,476 1,896 3,382
SOUTHERN CO COM 842587107 BBG001S5W777 26,186 365 SH   DFND 2 0 365 0
SOUTHERN CO COM 842587107 BBG001S5W777 289,076 4,029 SH   SOLE 5 4,029 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 2,493,397 6,254 SH   SOLE 5 5,394 0 860
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 746,970 3,631 SH   SOLE 5 3,631 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 1,590,006 44,364 SH   SOLE 5 44,364 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 BBG001T2PHC3 481,833 8,635 SH   SOLE 5 8,635 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 38,214,710 72,836 SH   SOLE 5 70,738 0 2,098
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 313,842 600 PRN Call SOLE 5 600 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 288,741 518 SH   SOLE 5 518 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 BBG001SG6843 602,369 9,390 SH   SOLE 5 8,979 0 411
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 639,996 21,498 SH   SOLE 5 21,498 0 0
SPDR SER TR S&P KENSHO CLEAN 78468R655 BBG00M9BL931 267,521 4,131 SH   SOLE 5 4,131 0 0
SPDR SER TR S&P KENSHO NEW 78468R648 BBG00M9BL771 215,207 4,476 SH   SOLE 5 4,476 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 18,096 198 SH   DFND 2,3 0 198 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 195,758 2,142 SH   SOLE 5 2,142 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 BBG001S5WWW4 74,855 548 SH   DFND 2,3 0 548 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 BBG001S5WWW4 204,484 1,497 SH   SOLE 5 1,497 0 0
TARGET CORP COM 87612E106 BBG001SC0K41 1,590,144 8,973 SH   SOLE 5 8,973 0 0
TARGET CORP COM 87612E106 BBG001SC0K41 53,163 300 SH   DFND 2,5 0 300 0
TERADYNE INC COM 880770102 BBG001S5WMZ3 6,545 58 SH   DFND 2 0 58 0
TERADYNE INC COM 880770102 BBG001S5WMZ3 462,942 4,103 SH   SOLE 5 4,103 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 35,158 200 SH   DFND 2 0 200 0
TESLA INC COM 88160R101 BBG001SQKGD7 1,446,049 8,226 SH   SOLE 5 8,181 0 45
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 238,668 1,370 SH   SOLE 5 1,370 0 0
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 33,623 193 SH   DFND 2,3 0 193 0
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 28,329 78 SH   DFND 2 0 78 0
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 1,309,300 3,605 SH   SOLE 5 2,499 383 723
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 408,307 702 SH   SOLE 5 702 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 47,690 82 SH   DFND 2,3 0 82 0
TJX COS INC NEW COM 872540109 BBG001S5WQ93 38,844 383 SH   DFND 2,3 0 383 0
TJX COS INC NEW COM 872540109 BBG001S5WQ93 180,325 1,778 SH   SOLE 5 1,778 0 0
TRACTOR SUPPLY CO COM 892356106 BBG001S7K017 1,520,760 5,811 SH   SOLE 5 4,279 540 992
TRACTOR SUPPLY CO COM 892356106 BBG001S7K017 11,778 45 SH   DFND 2 0 45 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 40,333 164 SH   DFND 2 0 164 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 2,295,983 9,336 SH   SOLE 5 7,826 523 987
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 975,459 6,563 SH   SOLE 5 6,513 0 50
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 30,767 207 SH   DFND 2,5 0 207 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 76,184 154 SH   DFND 2 0 154 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 4,017,459 8,121 SH   SOLE 5 8,121 0 0
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 1,440,538 31,877 SH   SOLE 5 23,426 3,236 5,215
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 13,777 305 SH   DFND 2 0 305 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 5,792,228 76,820 SH   SOLE 5 71,800 0 5,020
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 4,946,124 64,512 SH   SOLE 5 60,357 0 4,155
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 27,029,712 372,156 SH   SOLE 4,5 359,798 464 11,894
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 9,325,755 27,094 SH   SOLE 5 26,396 0 698
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 1,572,353 10,085 SH   SOLE 5 10,085 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 903,248 10,445 SH   SOLE 5 7,243 1,433 1,769
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 843,148 1,754 SH   SOLE 5 1,754 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 4,431,469 23,095 SH   SOLE 5 22,545 0 550
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 219,904 962 SH   SOLE 5 962 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 8,945,730 34,420 SH   SOLE 4,5 34,420 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 234,845 1,442 SH   SOLE 5 1,442 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 5,541,018 94,476 SH   SOLE 5 92,541 0 1,935
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 22,568,062 540,294 SH   SOLE 4,5 524,313 147 15,834
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 5,538,813 50,125 SH   SOLE 5 47,565 0 2,560
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 649,182 3,555 SH   SOLE 5 3,555 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,368,371 27,275 SH   SOLE 5 26,979 0 296
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 305,215 2,523 SH   SOLE 5 2,523 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 BBG001SHVR32 239,691 886 SH   SOLE 5 886 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873 BBG001T0Y6Y7 2,082,293 11,143 SH   SOLE 4,5 11,143 0 0
VANGUARD WORLD FD UTILITIES ETF 92204A876 BBG001SHVTP4 345,044 2,420 SH   SOLE 5 2,155 265 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 61,220 1,459 SH   DFND 2 0 1,459 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 1,073,545 25,585 SH   SOLE 5 18,314 3,250 4,021
VISA INC COM CL A 92826C839 BBG001SRCFY3 102,423 367 SH   DFND 2,3 0 367 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 469,134 1,681 SH   SOLE 5 1,681 0 0
WALMART INC COM 931142103 BBG001S5XH92 194,356 3,219 SH   SOLE 5 3,219 0 0
WALMART INC COM 931142103 BBG001S5XH92 53,909 893 SH   DFND 2 0 893 0
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 221,049 1,037 SH   SOLE 5 1,037 0 0
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 50,468 237 SH   DFND 2 0 237 0
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 45,557 786 SH   DFND 2,3 0 786 0
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 457,884 7,900 SH   SOLE 5 7,900 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 BBG004LMH3Z6 45,531,209 597,601 SH   SOLE 5 579,653 680 17,268
WISDOMTREE TR YIELD ENHANCD US 97717X511 BBG009KCY2C6 4,715,237 108,646 SH   SOLE 5 101,851 0 6,795
WORLD GOLD TR SPDR GLD MINIS 98149E303 BBG00L8YYQ05 22,633,199 513,807 SH   SOLE 5 503,688 77 10,042
XCEL ENERGY INC COM 98389B100 BBG001S7F0X8 367,052 6,760 SH   SOLE 5 6,760 0 0
XCEL ENERGY INC COM 98389B100 BBG001S7F0X8 5,062 93 SH   DFND 2,3 0 93 0