The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co cs 88579y101 986 7,622 SH   SOLE   7,622 0 0
Abbott Laboratories cs 002824100 622 5,725 SH   SOLE   5,725 0 0
AbbVie Inc cs 00287y109 2,547 16,628 SH   SOLE   16,628 0 0
Alphabet Inc Cap Stock Cl C cs 02079k107 1,474 674 SH   SOLE   674 0 0
American Express Co cs 025816109 344 2,478 SH   SOLE   2,478 0 0
Apple Inc cs 037833100 1,060 7,755 SH   SOLE   7,755 0 0
Banc Of California Inc cs 05990k106 1,530 86,825 SH   SOLE   86,825 0 0
Bancorp Inc cs 05969a105 3,357 171,985 SH   SOLE   171,985 0 0
Bank America Corp cs 060505104 768 24,663 SH   SOLE   24,663 0 0
Banner Corp cs 06652v208 722 12,847 SH   SOLE   12,847 0 0
Berkshire Hathaway Inc Cl B cs 084670702 1,312 4,804 SH   SOLE   4,804 0 0
Blackstone Group Inc Cl A cs 09260d107 680 7,454 SH   SOLE   7,454 0 0
Boeing Co cs 097023105 944 6,904 SH   SOLE   6,904 0 0
Booking Holdings Inc cs 09857l108 645 369 SH   SOLE   369 0 0
Bristol-Myers Squibb Co cs 110122108 2,443 31,731 SH   SOLE   31,731 0 0
Brown Forman Corp Cl A cs 115637100 738 10,916 SH   SOLE   10,916 0 0
Brown Forman Corp Cl B cs 115637209 1,047 14,920 SH   SOLE   14,920 0 0
Cambridge Bancorp cs 132152109 1,349 16,308 SH   SOLE   16,308 0 0
Caterpillar Inc cs 149123101 447 2,500 SH   SOLE   2,500 0 0
Central Securities Corp cs 155123102 211 6,000 SH   SOLE   6,000 0 0
CF Industries Holdings Inc cs 125269100 1,309 15,273 SH   SOLE   15,273 0 0
Chevron Corp cs 166764100 2,966 20,483 SH   SOLE   20,483 0 0
Chubb Limited cs h1467j104 741 3,769 SH   SOLE   3,769 0 0
Cincinnati Financial Corp cs 172062101 312 2,620 SH   SOLE   2,620 0 0
Cisco Systems Inc cs 17275r102 876 20,534 SH   SOLE   20,534 0 0
Citigroup Inc cs 172967424 804 17,489 SH   SOLE   17,489 0 0
Coca-Cola Co cs 191216100 336 5,347 SH   SOLE   5,347 0 0
Colgate Palmolive Co cs 194162103 610 7,612 SH   SOLE   7,612 0 0
ConocoPhillips cs 20825c104 1,959 21,815 SH   SOLE   21,815 0 0
Coterra Energy Inc cs 127097103 1,741 67,509 SH   SOLE   67,509 0 0
Curo Group Holdings Corp cs 23131l107 374 67,582 SH   SOLE   67,582 0 0
CVS Health Corp cs 126650100 1,556 16,797 SH   SOLE   16,797 0 0
Danaher Corp cs 235851102 253 998 SH   SOLE   998 0 0
Davita Inc cs 23918k108 1,437 17,966 SH   SOLE   17,966 0 0
Deere & Co cs 244199105 761 2,540 SH   SOLE   2,540 0 0
Diamondback Energy Inc cs 25278x109 1,777 14,666 SH   SOLE   14,666 0 0
Disney Walt Co Disney cs 254687106 1,277 13,528 SH   SOLE   13,528 0 0
Draftkings Inc Cl A cs 26142v105 247 21,165 SH   SOLE   21,165 0 0
Eagle Bulk Shipping Inc Com cs y2187a150 348 6,705 SH   SOLE   6,705 0 0
Enbridge Inc cs 29250n105 626 14,811 SH   SOLE   14,811 0 0
EOG Resources Inc cs 26875p101 1,643 14,879 SH   SOLE   14,879 0 0
Expedia Inc cs 30212p303 512 5,397 SH   SOLE   5,397 0 0
Exxon Mobil Corp cs 30231g102 1,146 13,380 SH   SOLE   13,380 0 0
First Acceptance Corp cs 318457108 43 25,800 SH   SOLE   25,800 0 0
General Dynamics Corp cs 369550108 597 2,698 SH   SOLE   2,698 0 0
General Electric Co Com New cs 369604301 1,346 21,135 SH   SOLE   21,135 0 0
General Mills Inc cs 370334104 1,135 15,048 SH   SOLE   15,048 0 0
General Motors Co cs 37045v100 835 26,276 SH   SOLE   26,276 0 0
Gilead Sciences Inc cs 375558103 1,723 27,872 SH   SOLE   27,872 0 0
Goodyear Tire & Rubber Co cs 382550101 756 70,620 SH   SOLE   70,620 0 0
Hershey Co cs 427866108 409 1,900 SH   SOLE   1,900 0 0
Home Depot Inc cs 437076102 460 1,678 SH   SOLE   1,678 0 0
Honeywell Intl Inc cs 438516106 674 3,880 SH   SOLE   3,880 0 0
Illumina Inc cs 452327109 208 1,129 SH   SOLE   1,129 0 0
Johnson & Johnson cs 478160104 994 5,598 SH   SOLE   5,598 0 0
JPMorgan Chase & Co cs 46625h100 801 7,114 SH   SOLE   7,114 0 0
Kinder Morgan Inc cs 49456b101 887 52,930 SH   SOLE   52,930 0 0
Lennar Corp Cl A cs 526057104 1,374 19,477 SH   SOLE   19,477 0 0
Lilly Eli & Co cs 532457108 1,473 4,543 SH   SOLE   4,543 0 0
Lockheed Martin Corp cs 539830109 1,157 2,690 SH   SOLE   2,690 0 0
Merck & Co Inc cs 58933y105 2,269 24,884 SH   SOLE   24,884 0 0
Meta Financial Group Inc cs 59100u108 806 20,843 SH   SOLE   20,843 0 0
MGM Resorts International cs 552953101 1,250 43,176 SH   SOLE   43,176 0 0
Morgan Stanley cs 617446448 424 5,578 SH   SOLE   5,578 0 0
Nabors Industries Ltd Shs cs g6359f137 290 2,168 SH   SOLE   2,168 0 0
NVR Inc cs 62944t105 2,294 573 SH   SOLE   573 0 0
Onemain Holdings Inc cs 68268w103 1,204 32,217 SH   SOLE   32,217 0 0
Oracle Corp cs 68389x105 375 5,373 SH   SOLE   5,373 0 0
Organon & Co Common Stock cs 68622v106 1,320 39,118 SH   SOLE   39,118 0 0
PacWest Bancorp Del cs 695263103 1,019 38,204 SH   SOLE   38,204 0 0
PepsiCo Inc cs 713448108 674 4,045 SH   SOLE   4,045 0 0
Pfizer Inc cs 717081103 2,340 44,637 SH   SOLE   44,637 0 0
Pioneer Natural Resources Co cs 723787107 1,915 8,583 SH   SOLE   8,583 0 0
Procter And Gamble Co cs 742718109 263 1,830 SH   SOLE   1,830 0 0
Raytheon Technologies Corp cs 75513e101 1,351 14,059 SH   SOLE   14,059 0 0
Seacoast Banking Corp FL cs 811707801 219 6,640 SH   SOLE   6,640 0 0
SM Energy Co cs 78454l100 626 18,295 SH   SOLE   18,295 0 0
Star Bulk Carriers Corp Par cs y8162k204 383 15,340 SH   SOLE   15,340 0 0
Synovus Financial Corp cs 87161c501 209 5,800 SH   SOLE   5,800 0 0
Tesla Inc cs 88160r101 217 322 SH   SOLE   322 0 0
Travelers Companies Inc cs 89417e109 233 1,375 SH   SOLE   1,375 0 0
Triton Intl Ltd Cl A cs g9078f107 1,606 30,499 SH   SOLE   30,499 0 0
Triumph Bancorp Inc cs 89679e300 1,707 27,293 SH   SOLE   27,293 0 0
Union Pacific Corp cs 907818108 251 1,175 SH   SOLE   1,175 0 0
VF Corp cs 918204108 713 16,139 SH   SOLE   16,139 0 0
Viatris Inc cs 92556v106 1,861 177,735 SH   SOLE   177,735 0 0
Visa Inc Cl A cs 92826c839 310 1,575 SH   SOLE   1,575 0 0
W&T Offshore Inc cs 92922p106 56 13,050 SH   SOLE   13,050 0 0
Wells Fargo & Co cs 949746101 412 10,506 SH   SOLE   10,506 0 0
Western Alliance Bancorp cs 957638109 1,668 23,625 SH   SOLE   23,625 0 0
Westrock Co cs 96145d105 1,797 45,095 SH   SOLE   45,095 0 0
Zions Bancorporation cs 989701107 280 5,500 SH   SOLE   5,500 0 0
Takeda Pharmaceutical Co Ltd S ad 874060205 1,208 86,045 SH   SOLE   86,045 0 0
Fidelity Tr 500 Index Ins Prem mf 315911750 2,179 16,521 SH   SOLE   16,521 0 0
Enterprise Products Partners L ml 293792107 443 18,180 SH   SOLE   18,180 0 0
Magellan Midstream Partners LP ml 559080106 219 4,575 SH   SOLE   4,575 0 0
Plains All American Pipeline L ml 726503105 315 32,035 SH   SOLE   32,035 0 0
Annaly Cap Mgmt Inc re 035710409 234 39,605 SH   SOLE   39,605 0 0
Iron Mountain Inc re 46284v101 1,336 27,442 SH   SOLE   27,442 0 0
Physicians Realty Trust re 71943u104 1,694 97,060 SH   SOLE   97,060 0 0
Weyerhaeuser Co re 962166104 1,093 33,012 SH   SOLE   33,012 0 0