The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co cs 88579y101 201 1,133 SH   SOLE   1,133 0 0
Abbott Laboratories cs 002824100 806 5,727 SH   SOLE   5,727 0 0
AbbVie Inc cs 00287y109 2,729 20,153 SH   SOLE   20,153 0 0
Adobe Inc cs 00724f101 238 420 SH   SOLE   420 0 0
Alphabet Inc Cap Stock Cl A cs 02079k305 229 79 SH   SOLE   79 0 0
Alphabet Inc Cap Stock Cl C cs 02079k107 2,298 794 SH   SOLE   794 0 0
Amazon.com Inc cs 023135106 287 86 SH   SOLE   86 0 0
American Express Co cs 025816109 409 2,503 SH   SOLE   2,503 0 0
Apple Inc cs 037833100 1,559 8,781 SH   SOLE   8,781 0 0
Banc Of California Inc cs 05990k106 1,733 88,325 SH   SOLE   88,325 0 0
Bancorp Inc cs 05969a105 4,403 173,960 SH   SOLE   173,960 0 0
Bank America Corp cs 060505104 1,118 25,133 SH   SOLE   25,133 0 0
Banner Corp cs 06652v208 787 12,967 SH   SOLE   12,967 0 0
Berkshire Hathaway Inc Cl B cs 084670702 1,449 4,845 SH   SOLE   4,845 0 0
Blackstone Group Inc Cl A cs 09260d107 1,036 8,005 SH   SOLE   8,005 0 0
Boeing Co cs 097023105 910 4,522 SH   SOLE   4,522 0 0
Booking Holdings Inc cs 09857l108 952 397 SH   SOLE   397 0 0
Bristol-Myers Squibb Co cs 110122108 2,092 33,551 SH   SOLE   33,551 0 0
Brown Forman Corp Cl A cs 115637100 748 11,029 SH   SOLE   11,029 0 0
Brown Forman Corp Cl B cs 115637209 1,087 14,920 SH   SOLE   14,920 0 0
Cambridge Bancorp cs 132152109 1,585 16,933 SH   SOLE   16,933 0 0
Caterpillar Inc cs 149123101 579 2,800 SH   SOLE   2,800 0 0
Central Securities Corp cs 155123102 267 6,000 SH   SOLE   6,000 0 0
CF Industries Holdings Inc cs 125269100 2,650 37,437 SH   SOLE   37,437 0 0
Chevron Corp cs 166764100 2,942 25,070 SH   SOLE   25,070 0 0
Chubb Limited cs h1467j104 731 3,780 SH   SOLE   3,780 0 0
Cincinnati Financial Corp cs 172062101 298 2,620 SH   SOLE   2,620 0 0
Cisco Systems Inc cs 17275r102 2,048 32,316 SH   SOLE   32,316 0 0
Citigroup Inc cs 172967424 502 8,306 SH   SOLE   8,306 0 0
Coca-Cola Co cs 191216100 317 5,347 SH   SOLE   5,347 0 0
Colgate Palmolive Co cs 194162103 658 7,709 SH   SOLE   7,709 0 0
ConocoPhillips cs 20825c104 2,087 28,910 SH   SOLE   28,910 0 0
Coterra Energy Inc cs 127097103 1,809 95,202 SH   SOLE   95,202 0 0
Curo Group Holdings Corp cs 23131l107 345 21,525 SH   SOLE   21,525 0 0
CVS Health Corp cs 126650100 1,770 17,158 SH   SOLE   17,158 0 0
Danaher Corp cs 235851102 328 998 SH   SOLE   998 0 0
Davita Inc cs 23918k108 940 8,265 SH   SOLE   8,265 0 0
Deere & Co cs 244199105 888 2,590 SH   SOLE   2,590 0 0
Diamondback Energy Inc cs 25278x109 2,086 19,340 SH   SOLE   19,340 0 0
Disney Walt Co Disney cs 254687106 1,625 10,492 SH   SOLE   10,492 0 0
Eagle Bulk Shipping Inc Com cs y2187a150 413 9,087 SH   SOLE   9,087 0 0
Enbridge Inc cs 29250n105 585 14,970 SH   SOLE   14,970 0 0
EOG Resources Inc cs 26875p101 1,825 20,544 SH   SOLE   20,544 0 0
Expedia Inc cs 30212p303 982 5,432 SH   SOLE   5,432 0 0
Exxon Mobil Corp cs 30231g102 888 14,518 SH   SOLE   14,518 0 0
First Acceptance Corp cs 318457108 56 25,800 SH   SOLE   25,800 0 0
General Dynamics Corp cs 369550108 596 2,861 SH   SOLE   2,861 0 0
General Electric Co Com New cs 369604301 1,765 18,678 SH   SOLE   18,678 0 0
General Mills Inc cs 370334104 1,029 15,273 SH   SOLE   15,273 0 0
General Motors Co cs 37045v100 1,628 27,771 SH   SOLE   27,771 0 0
Gilead Sciences Inc cs 375558103 1,461 20,122 SH   SOLE   20,122 0 0
Hershey Co cs 427866108 368 1,900 SH   SOLE   1,900 0 0
Home Depot Inc cs 437076102 697 1,680 SH   SOLE   1,680 0 0
Honeywell Intl Inc cs 438516106 1,498 7,184 SH   SOLE   7,184 0 0
Illinois Tool Works Inc cs 452308109 241 975 SH   SOLE   975 0 0
Intel Corp cs 458140100 379 7,351 SH   SOLE   7,351 0 0
Johnson & Johnson cs 478160104 962 5,626 SH   SOLE   5,626 0 0
JPMorgan Chase & Co cs 46625h100 1,142 7,215 SH   SOLE   7,215 0 0
Kinder Morgan Inc cs 49456b101 776 48,950 SH   SOLE   48,950 0 0
Lennar Corp Cl A cs 526057104 2,265 19,502 SH   SOLE   19,502 0 0
Lilly Eli & Co cs 532457108 1,554 5,626 SH   SOLE   5,626 0 0
Lockheed Martin Corp cs 539830109 1,223 3,440 SH   SOLE   3,440 0 0
Merck & Co Inc cs 58933y105 1,874 24,448 SH   SOLE   24,448 0 0
Meta Financial Group Inc cs 59100u108 1,021 17,113 SH   SOLE   17,113 0 0
MGM Resorts International cs 552953101 1,494 33,291 SH   SOLE   33,291 0 0
Microsoft Corp cs 594918104 264 786 SH   SOLE   786 0 0
Morgan Stanley cs 617446448 617 6,290 SH   SOLE   6,290 0 0
Nabors Industries Ltd Shs cs g6359f137 257 3,168 SH   SOLE   3,168 0 0
Ncino Inc cs 63947u107 790 14,395 SH   SOLE   14,395 0 0
NVR Inc cs 62944t105 3,415 578 SH   SOLE   578 0 0
Onemain Holdings Inc cs 68268w103 1,053 21,037 SH   SOLE   21,037 0 0
Oracle Corp cs 68389x105 801 9,180 SH   SOLE   9,180 0 0
Organon & Co Common Stock cs 68622v106 624 20,496 SH   SOLE   20,496 0 0
Paccar Inc cs 693718108 221 2,500 SH   SOLE   2,500 0 0
PacWest Bancorp Del cs 695263103 1,776 39,329 SH   SOLE   39,329 0 0
PepsiCo Inc cs 713448108 705 4,060 SH   SOLE   4,060 0 0
Pfizer Inc cs 717081103 2,702 45,764 SH   SOLE   45,764 0 0
Pioneer Natural Resources Co cs 723787107 2,234 12,282 SH   SOLE   12,282 0 0
Procter And Gamble Co cs 742718109 299 1,830 SH   SOLE   1,830 0 0
Raytheon Technologies Corp cs 75513e101 1,240 14,409 SH   SOLE   14,409 0 0
Seacoast Banking Corp FL cs 811707801 235 6,640 SH   SOLE   6,640 0 0
SM Energy Co cs 78454l100 879 29,800 SH   SOLE   29,800 0 0
Star Bulk Carriers Corp Par cs y8162k204 477 21,055 SH   SOLE   21,055 0 0
Synovus Financial Corp cs 87161c501 482 10,075 SH   SOLE   10,075 0 0
Tesla Inc cs 88160r101 392 371 SH   SOLE   371 0 0
Textron Inc cs 883203101 247 3,200 SH   SOLE   3,200 0 0
Travelers Companies Inc cs 89417e109 231 1,475 SH   SOLE   1,475 0 0
TriState Capital Holdings Inc cs 89678f100 588 19,420 SH   SOLE   19,420 0 0
Triton Intl Ltd Cl A cs g9078f107 2,127 35,314 SH   SOLE   35,314 0 0
Triumph Bancorp Inc cs 89679e300 1,214 10,198 SH   SOLE   10,198 0 0
Union Pacific Corp cs 907818108 309 1,225 SH   SOLE   1,225 0 0
VF Corp cs 918204108 297 4,055 SH   SOLE   4,055 0 0
Viatris Inc cs 92556v106 1,715 126,780 SH   SOLE   126,780 0 0
Visa Inc Cl A cs 92826c839 341 1,575 SH   SOLE   1,575 0 0
Vulcan Materials Co cs 929160109 284 1,370 SH   SOLE   1,370 0 0
W&T Offshore Inc cs 92922p106 43 13,200 SH   SOLE   13,200 0 0
Wells Fargo & Co cs 949746101 507 10,566 SH   SOLE   10,566 0 0
Western Alliance Bancorp cs 957638109 2,562 23,800 SH   SOLE   23,800 0 0
Westrock Co cs 96145d105 2,031 45,777 SH   SOLE   45,777 0 0
Zions Bancorporation cs 989701107 347 5,500 SH   SOLE   5,500 0 0
Takeda Pharmaceutical Co Ltd S ad 874060205 948 69,550 SH   SOLE   69,550 0 0
Fidelity Tr 500 Index Ins Prem mf 315911750 2,678 16,198 SH   SOLE   16,198 0 0
Enterprise Products Partners L ml 293792107 387 17,630 SH   SOLE   17,630 0 0
Plains All American Pipeline L ml 726503105 284 30,445 SH   SOLE   30,445 0 0
Annaly Cap Mgmt Inc re 035710409 314 40,130 SH   SOLE   40,130 0 0
Iron Mountain Inc re 46284v101 1,802 34,432 SH   SOLE   34,432 0 0
Physicians Realty Trust re 71943u104 1,263 67,053 SH   SOLE   67,053 0 0
Weyerhaeuser Co re 962166104 1,467 35,635 SH   SOLE   35,635 0 0