The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 237 541 SH   SOLE 0 0 541
APPLE INC COM 037833100 1,897 14,989 SH   SOLE 0 0 14,989
COUNTY BANCORP INC COM 221907108 0 15,620 SH   SOLE 0 0 15,620
EXXON MOBIL CORP COM 30231G102 363 4,398 SH   SOLE 0 0 4,398
FACEBOOK INC CL A 30303M102 245 2,824 SH   SOLE 0 0 2,824
GENERAL ELECTRIC CO COM 369604103 284 10,676 SH   SOLE 0 0 10,676
GOOGLE INC CL C 38259P706 241 463 SH   SOLE 0 0 463
INTERNATIONAL BUSINESS MACHS COM 459200101 242 1,467 SH   SOLE 0 0 1,467
ISHARES EAFE SML CP ETF 464288273 23,139 450,103 SH   SOLE 0 0 450,103
ISHARES EAFE VALUE ETF 464288877 26,667 507,854 SH   SOLE 0 0 507,854
ISHARES INTL TREA BD ETF 464288117 16,997 190,656 SH   SOLE 0 0 190,656
ISHARES INC CORE MSCI EMKT 46434G103 46,630 969,236 SH   SOLE 0 0 969,236
ISHARES TR 0-5 YR TIPS ETF 46429B747 45,660 457,372 SH   SOLE 0 0 457,372
ISHARES TR CORE MSCI EAFE 46432F842 28,121 479,062 SH   SOLE 0 0 479,062
ISHARES TR CORE S&P SCP ETF 464287804 10,149 85,688 SH   SOLE 0 0 85,688
ISHARES TR CORE S&P TTL STK 464287150 388 4,070 SH   SOLE 0 0 4,070
ISHARES TR CORE S&P500 ETF 464287200 28,624 137,064 SH   SOLE 0 0 137,064
ISHARES TR CORE US AGGBD ET 464287226 36,515 337,203 SH   SOLE 0 0 337,203
ISHARES TR DOW JONES US ETF 464287846 238 2,269 SH   SOLE 0 0 2,269
ISHARES TR IBOXX INV CP ETF 464287242 938 8,154 SH   SOLE 0 0 8,154
ISHARES TR MSCI EAFE ETF 464287465 304 4,748 SH   SOLE 0 0 4,748
ISHARES TR RUS 1000 GRW ETF 464287614 366 3,671 SH   SOLE 0 0 3,671
ISHARES TR RUS 1000 VAL ETF 464287598 1,060 10,211 SH   SOLE 0 0 10,211
ISHARES TR S&P 500 VAL ETF 464287408 29,130 313,736 SH   SOLE 0 0 313,736
ISHARES TR TIPS BD ETF 464287176 4,959 44,415 SH   SOLE 0 0 44,415
MICROSOFT CORP COM 594918104 357 8,039 SH   SOLE 0 0 8,039
MILLENNIAL MEDIA INC COM 60040N105 17 10,500 SH   SOLE 0 0 10,500
PIMCO ETF TR 1-5 US TIP IDX 72201R205 7,168 137,488 SH   SOLE 0 0 137,488
POLYMET MINING CORP COM 731916102 17 14,803 SH   SOLE 0 0 14,803
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 544 5,043 SH   SOLE 0 0 5,043
RYDEX ETF TRUST GUG S&P500 PU GR 78355W403 308 3,777 SH   SOLE 0 0 3,777
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 20,704 846,459 SH   SOLE 0 0 846,459
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 7,052 230,515 SH   SOLE 0 0 230,515
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 8,076 256,395 SH   SOLE 0 0 256,395
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 26,253 977,387 SH   SOLE 0 0 977,387
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 6,658 129,444 SH   SOLE 0 0 129,444
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 7,786 153,919 SH   SOLE 0 0 153,919
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 16,068 370,580 SH   SOLE 0 0 370,580
SCHWAB STRATEGIC TR US REIT ETF 808524847 10,897 295,480 SH   SOLE 0 0 295,480
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,631 28,272 SH   SOLE 0 0 28,272
SCHWAB STRATEGIC TR US TIPS ETF 808524870 361 6,671 SH   SOLE 0 0 6,671
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 3,774 89,847 SH   SOLE 0 0 89,847
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,147 5,526 SH   SOLE 0 0 5,526
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 2,060 39,862 SH   SOLE 0 0 39,862
SPDR SERIES TRUST NUVN BRCLY MUNI 78464A458 351 14,845 SH   SOLE 0 0 14,845
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 2,324 28,727 SH   SOLE 0 0 28,727
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 19,138 366,505 SH   SOLE 0 0 366,505
VANGUARD INDEX FDS GROWTH ETF 922908736 212 1,960 SH   SOLE 0 0 1,960
VANGUARD INDEX FDS REIT ETF 922908553 22,829 300,696 SH   SOLE 0 0 300,696
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 611 3,211 SH   SOLE 0 0 3,211
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,885 23,683 SH   SOLE 0 0 23,683
VANGUARD INDEX FDS TOTAL STK MKT 922908769 9,696 90,014 SH   SOLE 0 0 90,014
VANGUARD INDEX FDS VALUE ETF 922908744 13,199 157,103 SH   SOLE 0 0 157,103
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 224 4,592 SH   SOLE 0 0 4,592
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 21,493 525,777 SH   SOLE 0 0 525,777
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,506 24,563 SH   SOLE 0 0 24,563
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 28,452 510,632 SH   SOLE 0 0 510,632
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 11,625 239,005 SH   SOLE 0 0 239,005
VANGUARD STAR FD VG TL INTL STK F 921909768 205 4,057 SH   SOLE 0 0 4,057
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 9,841 246,581 SH   SOLE 0 0 246,581
VRINGO INC COM 92911N104 6 11,000 SH   SOLE 0 0 11,000