The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,830 14,786 SH   SOLE 0 0 14,786
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 435 3,030 SH   SOLE 0 0 3,030
COUNTY BANCORP INC COM 221907108 307 15,620 SH   SOLE 0 0 15,620
EXXON MOBIL CORP COM 30231G102 375 4,415 SH   SOLE 0 0 4,415
FACEBOOK INC CL A 30303M102 290 3,582 SH   SOLE 0 0 3,582
GENERAL ELECTRIC CO COM 369604103 288 11,751 SH   SOLE 0 0 11,751
IMRIS INC COM 45322N105 10 10,000 SH   SOLE 0 0 10,000
INTERNATIONAL BUSINESS MACHS COM 459200101 235 1,471 SH   SOLE 0 0 1,471
ISHARES EAFE SML CP ETF 464288273 13,395 271,759 SH   SOLE 0 0 271,759
ISHARES EAFE VALUE ETF 464288877 23,005 431,677 SH   SOLE 0 0 431,677
ISHARES INTL TREA BD ETF 464288117 14,027 154,106 SH   SOLE 0 0 154,106
ISHARES INC CORE MSCI EMKT 46434G103 37,904 785,323 SH   SOLE 0 0 785,323
ISHARES TR 0-5 YR TIPS ETF 46429B747 28,509 287,686 SH   SOLE 0 0 287,686
ISHARES TR CORE MSCI EAFE 46432F842 15,991 273,628 SH   SOLE 0 0 273,628
ISHARES TR CORE S&P SCP ETF 464287804 16,137 136,675 SH   SOLE 0 0 136,675
ISHARES TR CORE S&P TTL STK 464287150 260 2,770 SH   SOLE 0 0 2,770
ISHARES TR CORE S&P500 ETF 464287200 19,571 94,552 SH   SOLE 0 0 94,552
ISHARES TR CORE US AGGBD ET 464287226 28,693 258,216 SH   SOLE 0 0 258,216
ISHARES TR IBOXX INV CP ETF 464287242 978 8,027 SH   SOLE 0 0 8,027
ISHARES TR MSCI EAFE ETF 464287465 262 4,110 SH   SOLE 0 0 4,110
ISHARES TR RUS 1000 GRW ETF 464287614 306 3,083 SH   SOLE 0 0 3,083
ISHARES TR RUS 1000 VAL ETF 464287598 995 9,619 SH   SOLE 0 0 9,619
ISHARES TR RUSSELL 2000 ETF 464287655 309 2,492 SH   SOLE 0 0 2,492
ISHARES TR S&P 500 VAL ETF 464287408 25,938 281,274 SH   SOLE 0 0 281,274
ISHARES TR TIPS BD ETF 464287176 5,339 47,109 SH   SOLE 0 0 47,109
MICROSOFT CORP COM 594918104 578 14,271 SH   SOLE 0 0 14,271
PIMCO ETF TR 1-5 US TIP IDX 72201R205 6,070 116,785 SH   SOLE 0 0 116,785
POLYMET MINING CORP COM 731916102 19 14,803 SH   SOLE 0 0 14,803
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 384 3,657 SH   SOLE 0 0 3,657
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 13,362 548,438 SH   SOLE 0 0 548,438
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,248 140,613 SH   SOLE 0 0 140,613
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 2,922 96,866 SH   SOLE 0 0 96,866
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 9,840 370,238 SH   SOLE 0 0 370,238
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,165 59,885 SH   SOLE 0 0 59,885
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,024 119,451 SH   SOLE 0 0 119,451
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 8,889 205,370 SH   SOLE 0 0 205,370
SCHWAB STRATEGIC TR US REIT ETF 808524847 4,765 117,506 SH   SOLE 0 0 117,506
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,017 35,061 SH   SOLE 0 0 35,061
SCHWAB STRATEGIC TR US TIPS ETF 808524870 347 6,329 SH   SOLE 0 0 6,329
SPDR GOLD TRUST GOLD SHS 78463V107 205 1,792 SH   SOLE 0 0 1,792
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 4,601 106,307 SH   SOLE 0 0 106,307
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,310 6,356 SH   SOLE 0 0 6,356
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 3,080 58,490 SH   SOLE 0 0 58,490
SPDR SERIES TRUST NUVN BRCLY MUNI 78464A458 357 14,759 SH   SOLE 0 0 14,759
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 687 8,361 SH   SOLE 0 0 8,361
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 11,116 205,541 SH   SOLE 0 0 205,541
VANGUARD INDEX FDS REIT ETF 922908553 22,738 269,315 SH   SOLE 0 0 269,315
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 855 4,507 SH   SOLE 0 0 4,507
VANGUARD INDEX FDS SMALL CP ETF 922908751 4,934 40,418 SH   SOLE 0 0 40,418
VANGUARD INDEX FDS TOTAL STK MKT 922908769 8,273 77,113 SH   SOLE 0 0 77,113
VANGUARD INDEX FDS VALUE ETF 922908744 9,304 111,175 SH   SOLE 0 0 111,175
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 16,264 398,490 SH   SOLE 0 0 398,490
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,859 29,190 SH   SOLE 0 0 29,190
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 20,113 356,837 SH   SOLE 0 0 356,837
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 10,788 222,630 SH   SOLE 0 0 222,630
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 222 2,812 SH   SOLE 0 0 2,812
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,464 162,320 SH   SOLE 0 0 162,320