The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 950 8,584 SH   SOLE 0 0 8,584
ARCELORMITTAL SA LUXEMBOURG NY REGISTRY SH 03938L104 327 6,603 SH   SOLE 0 0 6,603
BIOGEN IDEC INC COM 09062X103 328 6,593 SH   SOLE 0 0 6,593
EXXON MOBIL CORP COM 30231G102 352 3,813 SH   SOLE 0 0 3,813
GENERAL ELECTRIC CO COM 369604103 208 8,178 SH   SOLE 0 0 8,178
HEMISPHERX BIOPHARMA INC COM 42366C103 323 6,606 SH   SOLE 0 0 6,606
HEWLETT PACKARD CO COM 428236103 649 13,215 SH   SOLE 0 0 13,215
IMRIS INC COM 45322N105 8 10,000 SH   SOLE 0 0 10,000
INTERNATIONAL BUSINESS MACHS COM 459200101 226 1,410 SH   SOLE 0 0 1,410
ISHARES EAFE SML CP ETF 464288273 7,519 161,267 SH   SOLE 0 0 161,267
ISHARES EAFE VALUE ETF 464288877 17,890 350,116 SH   SOLE 0 0 350,116
ISHARES INTL TREA BD ETF 464288117 11,143 115,531 SH   SOLE 0 0 115,531
ISHARES INC CORE MSCI EMKT 46434G103 24,623 524,179 SH   SOLE 0 0 524,179
ISHARES TR 0-5 YR TIPS ETF 46429B747 20,270 204,903 SH   SOLE 0 0 204,903
ISHARES TR CORE MSCI EAFE 46432F842 8,816 159,832 SH   SOLE 0 0 159,832
ISHARES TR CORE S&P SCP ETF 464287804 9,864 86,438 SH   SOLE 0 0 86,438
ISHARES TR CORE S&P500 ETF 464287200 12,669 61,415 SH   SOLE 0 0 61,415
ISHARES TR CORE US AGGBD ET 464287226 19,205 174,666 SH   SOLE 0 0 174,666
ISHARES TR IBOXX INV CP ETF 464287242 925 7,743 SH   SOLE 0 0 7,743
ISHARES TR RUS 1000 VAL ETF 464287598 612 5,852 SH   SOLE 0 0 5,852
ISHARES TR S&P 500 GRWT ETF 464287309 327 6,574 SH   SOLE 0 0 6,574
ISHARES TR S&P 500 VAL ETF 464287408 19,092 203,635 SH   SOLE 0 0 203,635
ISHARES TR TIPS BD ETF 464287176 5,758 51,532 SH   SOLE 0 0 51,532
JAZZ PHARMACEUTICALS PLC SHS USD G50871105 336 6,663 SH   SOLE 0 0 6,663
MICROSOFT CORP COM 594918104 371 7,966 SH   SOLE 0 0 7,966
PIMCO ETF TR 1-5 US TIP IDX 72201R205 5,556 107,086 SH   SOLE 0 0 107,086
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 6,502 272,191 SH   SOLE 0 0 272,191
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 24,448 528,327 SH   SOLE 0 0 528,327
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,622 56,001 SH   SOLE 0 0 56,001
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 263 4,955 SH   SOLE 0 0 4,955
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 3,014 117,519 SH   SOLE 0 0 117,519
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 641 12,298 SH   SOLE 0 0 12,298
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,352 27,190 SH   SOLE 0 0 27,190
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,762 39,898 SH   SOLE 0 0 39,898
SCHWAB STRATEGIC TR US REIT ETF 808524847 631 16,275 SH   SOLE 0 0 16,275
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 886 16,099 SH   SOLE 0 0 16,099
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 4,646 111,603 SH   SOLE 0 0 111,603
SPDR S&P 500 ETF TR TR UNIT 78462F103 971 4,728 SH   SOLE 0 0 4,728
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 315 5,731 SH   SOLE 0 0 5,731
SPDR SERIES TRUST NUVN BRCLY MUNI 78464A458 405 16,744 SH   SOLE 0 0 16,744
UNITED TECHNOLOGIES CORP COM 913017109 349 6,786 SH   SOLE 0 0 6,786
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 230 2,807 SH   SOLE 0 0 2,807
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 4,555 85,779 SH   SOLE 0 0 85,779
VANGUARD INDEX FDS REIT ETF 922908553 18,594 229,600 SH   SOLE 0 0 229,600
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 376 1,994 SH   SOLE 0 0 1,994
VANGUARD INDEX FDS SMALL CP ETF 922908751 4,010 34,452 SH   SOLE 0 0 34,452
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,734 54,189 SH   SOLE 0 0 54,189
VANGUARD INDEX FDS VALUE ETF 922908744 8,100 95,905 SH   SOLE 0 0 95,905
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 13,826 345,732 SH   SOLE 0 0 345,732
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,906 30,743 SH   SOLE 0 0 30,743
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 12,418 231,852 SH   SOLE 0 0 231,852
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,140 44,396 SH   SOLE 0 0 44,396
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,555 120,084 SH   SOLE 0 0 120,084