BANK BORROWINGS (Tables)

9 Months Ended

Apr. 30, 2025

BANK BORROWINGS

Schedule of bank borrowings

	Principal		Maturity	Interest			April 30			July 31,
	Amount		date	Rate			2024			2024
Loan dated October 27, 2023	$	114,800	November 1, 2053		9.50	%	$	110,800		$	114,800
Loan dated October 27, 2023		114,800	November 1, 2053		9.50	%		110,800			114,800
Loan dated November 3, 2023		88,000	November 15, 2028		8.50	%		-			87,712
Loan dated November 3, 2023		88,000	November 15, 2028		8.50	%		87,546			87,726
Loan dated November 3, 2023		88,000	November 15, 2028		8.50	%		-			80,089
Loan dated November 3, 2023		88,000	November 15, 2028		8.50	%		-			44,153
Loan dated November 3, 2023		88,000	November 15, 2028		8.50	%		-			40,501
Loan dated July 26, 2024		109,500	August 1, 2054		8.63	%		107,765			109,500
Loan dated July 26, 2024		126,300	August 1, 2054		8.75	%		124,715			126,300
Loan dated July 26, 2024		131,200	August 1, 2054		9.13	%		129,623			131,200
Loan dated July 26, 2024		131,200	August 1, 2054		9.13	%		129,623			131,200
Loan dated April 17,2025		127,400	May 1, 2055		7.63	%		127,400			-
Loan dated April 17,2025		130,000	May 1, 2055		7.75	%		130,000			-
Loan dated April 17,2025		118,000	May 1, 2055		7.38	%		118,000			-
Loan dated April 17,2025		114,000	May 1, 2055		7.38	%		114,000			-
Total loans payable								1,290,272			1,067,981
Less: unamortized debt discount								(31,702	)		(24,675	)
Total								1,258,570			1,043,306
Less: current portion of loans payable								(90,273	)		(332,589	)
Long -term loans portion							$	1,168,297		$	710,717

Schedule of maturities of long term loans payable

	April 30
	2025
Year ending July 31,
Remaining of 2025	$	133,326
2026		110,936
2027		110,936
2028		110,936
2029		110,936
Thereafter		2,870,606
		3,447,676
Imputed interest		(2,157,404	)
	$	1,290,272