BANK BORROWINGS (Tables)

3 Months Ended

Oct. 31, 2024

BANK BORROWINGS

Schedule of bank borrowings

	Principal		Maturity	Interest			October 31,			July 31,
	Amount		date	Rate			2024			2024
Loan dated October 27,2023	$	114,800	11/1/2053		9.50	%	$	114,800		$	114,800
Loan dated October 27,2023		114,800	11/1/2053		9.50	%		114,800			114,800
Loan dated November 3,2023		88,000	11/15/2028		8.50	%		87,302			87,712
Loan dated November 3,2023		88,000	11/15/2028		8.50	%		87,316			87,726
Loan dated November 3,2023		88,000	11/15/2028		8.50	%		87,853			80,089
Loan dated November 3,2023		88,000	11/15/2028		8.50	%		87,859			44,153
Loan dated November 3,2023		88,000	11/15/2028		8.50	%		87,862			40,501
Loan dated July 26,2024		109,500	8/1/2054		8.63	%		109,371			109,500
Loan dated July 26,2024		126,300	8/1/2054		8.75	%		126,157			126,300
Loan dated July 26,2024		131,200	8/1/2054		9.13	%		131,060			131,200
Loan dated July 26,2024		131,200	8/1/2054		9.13	%		131,060			131,200
Total loans payable								1,165,440			1,067,981
Less: unamortized debt discount								(23,930	)		(24,675	)
Total								1,141,510			1,043,306
Less: current portion of loans payable								(431,072	)		(332,589	)
Long -term loans portion							$	710,438		$	710,717

Schedule of maturities of long term loans payable

	October 31,
	2024
Year ending July 31,
Remaining of 2025	$	664,967
2026		69,711
2027		69,711
2028		69,711
2029		69,711
Thereafter		1,805,630
		2,749,441
Imputed interest		(1,584,001	)
	$	1,165,440