XML 42 R35.htm IDEA: XBRL DOCUMENT v3.20.1
Loans Receivable - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Mar. 31, 2020
Dec. 31, 2019
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance $ 9,628 $ 9,533    
(Recapture of) provision for loan losses 1,266 335    
Charge-offs (134) (190)    
Recoveries 70 81    
Ending balance 10,830 9,759    
Total ALLL 10,830 9,759 $ 10,830 $ 9,628
General reserve     10,721 9,426
Specific reserve     109 202
Total loans     905,675 883,757
Loans collectively evaluated     899,372 877,368
Loans individually evaluated     6,303 6,389
Real Estate        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Total loans     700,368 695,021
Real Estate | Real estate loans | One-to-four family        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 3,024 3,297    
(Recapture of) provision for loan losses 319 142    
Charge-offs 0 0    
Recoveries 53 2    
Ending balance 3,396 3,441    
Total ALLL 3,396 3,441 3,396 3,024
General reserve     3,363 2,993
Specific reserve     33 31
Total loans     302,688 306,014
Loans collectively evaluated     299,947 303,026
Loans individually evaluated     2,741 2,988
Real Estate | Real estate loans | Multi-family        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 888 762    
(Recapture of) provision for loan losses 35 7    
Charge-offs 0 0    
Recoveries 0 0    
Ending balance 923 769    
Total ALLL 923 769 923 888
General reserve     922 887
Specific reserve     1 1
Total loans     88,794 96,098
Loans collectively evaluated     88,391 95,991
Loans individually evaluated     403 107
Real Estate | Commercial real estate        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 2,243 2,289    
(Recapture of) provision for loan losses 479 48    
Charge-offs 0 0    
Recoveries 0 0    
Ending balance 2,722 2,337    
Total ALLL 2,722 2,337 2,722 2,243
General reserve     2,713 2,235
Specific reserve     9 8
Total loans     260,321 255,722
Loans collectively evaluated     258,451 253,839
Loans individually evaluated     1,870 1,883
Real Estate | Construction and land        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 399 585    
(Recapture of) provision for loan losses 191 115    
Charge-offs 0 0    
Recoveries 2 0    
Ending balance 592 700    
Total ALLL 592 700 592 399
General reserve     591 399
Specific reserve     1 0
Total loans     48,565 37,187
Loans collectively evaluated     48,537 37,158
Loans individually evaluated     28 29
Consumer        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Total loans     149,454 147,165
Consumer | Home equity        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 454 480    
(Recapture of) provision for loan losses (6) (14)    
Charge-offs 0 0    
Recoveries 1 1    
Ending balance 449 467    
Total ALLL 449 467 449 454
General reserve     443 439
Specific reserve     6 15
Total loans     35,260 35,046
Loans collectively evaluated     34,971 34,775
Loans individually evaluated     289 271
Consumer | Auto and other consumer        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 2,261 1,611    
(Recapture of) provision for loan losses 176 177    
Charge-offs (134) (186)    
Recoveries 14 76    
Ending balance 2,317 1,678    
Total ALLL 2,317 1,678 2,317 2,261
General reserve     2,263 2,119
Specific reserve     54 142
Total loans     114,194 112,119
Loans collectively evaluated     113,485 111,271
Loans individually evaluated     709 848
Commercial business        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 208 334    
(Recapture of) provision for loan losses 42 (141)    
Charge-offs 0 (4)    
Recoveries 0 2    
Ending balance 250 191    
Total ALLL 250 191 250 208
General reserve     245 203
Specific reserve     5 5
Total loans     55,853 41,571
Loans collectively evaluated     55,590 41,308
Loans individually evaluated     263 263
Unallocated        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 151 175    
(Recapture of) provision for loan losses 30 1    
Charge-offs 0 0    
Recoveries 0 0    
Ending balance 181 176    
Total ALLL $ 181 $ 176 181 151
General reserve     181 151
Specific reserve     0 0
Total loans     0 0
Loans collectively evaluated     0 0
Loans individually evaluated     $ 0 $ 0