Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
INTEREST INCOME
Interest and fees on loans receivable	$ 40,166	$ 36,446
Interest on mortgage-backed and related securities	4,606	5,031
Interest on investment securities	3,965	3,831
Interest-bearing deposits and other	244	186
FHLB dividends	332	311
Total interest income	49,313	45,805
INTEREST EXPENSE
Deposits	8,304	5,350
Borrowings	3,144	3,663
Total interest expense	11,448	9,013
Net interest income	37,865	36,792
PROVISION FOR LOAN LOSSES	669	1,174
Net interest income after provision for loan losses	37,196	35,618
NONINTEREST INCOME
Loan and deposit service fees	3,893	4,167
Mortgage servicing fees, net	176	188
Net gain on sale of loans	1,077	577
Net gain on sale of investment securities	836	77
Increase in cash surrender value of bank-owned life insurance, net	708	595
Income from death benefit on bank-owned life insurance, net	0	0
Other income	322	315
Total noninterest income	7,012	5,919
NONINTEREST EXPENSE
Compensation and benefits	18,999	18,946
Data processing	2,623	2,645
Occupancy and equipment	4,642	4,473
Supplies, postage, and telephone	883	890
Regulatory assessments and state taxes	783	625
Advertising	1,081	1,002
Professional fees	1,121	1,410
FDIC insurance premium	82	307
FHLB prepayment penalty	344	0
Other	2,559	2,559
Total noninterest expense	33,117	32,857
INCOME BEFORE PROVISION FOR INCOME TAXES	11,091	8,680
PROVISION FOR INCOME TAXES	2,077	1,575
NET INCOME	$ 9,014	$ 7,105
Basic earnings per share (in dollars per share)	$ 0.92	$ 0.69
Diluted earnings per share (in dollars per share)	$ 0.91	$ 0.68