Note 20 - Parent Company Only Financial Statements (Tables)

12 Months Ended

Dec. 31, 2025

Notes Tables

Condensed Balance Sheet [Table Text Block]

	December 31, 2025		December 31, 2024
ASSETS
Cash and due from banks	$	7,587	$	441
Investment in bank		179,586		178,693
Equity and partnership investments		8,233		6,424
ESOP loan receivable		7,067		7,718
Commercial business loans receivable, net		—		4,000
Accrued interest receivable		87		631
Prepaid expenses and other assets		3,559		2,851
Total assets	$	206,119	$	200,758
LIABILITIES AND SHAREHOLDERS' EQUITY
Subordinated debt, net	$	34,643	$	39,514
Line of credit		13,500		6,500
Interest payable		334		375
Payable to subsidiary		225		333
Other liabilities		153		154
Total liabilities		48,855		46,876
Shareholders' equity		157,264		153,882
Total liabilities and shareholders' equity	$	206,119	$	200,758

Condensed Income Statement [Table Text Block]

	For the Year Ended December 31,
	2025			2024
Operating income:
Interest and fees on loans receivable	$	284		$	402
Interest-bearing deposits		42			—
Unrealized gain (loss) on equity and partnership investments		994			(1,201	)
Dividends from Bank		6,000			3,000
Total operating income		7,320			2,201
Operating expenses:
Interest paid on subordinated debt, net		1,419			1,578
Interest paid on line of credit		904			623
Other expenses		1,811			1,427
Total operating expenses		4,134			3,628
Income (loss) before benefit for income taxes and equity in undistributed earnings of subsidiary		3,186			(1,427	)
Benefit for income taxes		(723	)		(930	)
Income (loss) before equity in undistributed earnings of subsidiary		3,909			(497	)
Equity in undistributed earnings of subsidiary		(8,100	)		(6,116	)
Net loss	$	(4,191	)	$	(6,613	)

Condensed Cash Flow Statement [Table Text Block]

	For the Year Ended December 31,
	2025			2024
Cash flows from operating activities:
Net loss	$	(4,191	)	$	(6,613	)
Adjustments to reconcile net loss to net cash from operating activities:
Equity in undistributed earnings of subsidiary		8,100			6,116
Amortization of debt issuance costs		72			78
Gain on extinguishment of subordinated debt		(848	)		—
Change in payable to subsidiary		(108	)		159
Change in accrued interest receivable and other assets		(1,555	)		(68	)
Change in accrued interest payable and other liabilities		(42	)		93
Net cash from operating activities		1,428			(235	)
Cash flows from investing activities:
Net decrease in loans receivable		4,000			—
ESOP loan repayment		651			636
Capital contributions to partnership investments		(546	)		(398	)
Redemption of partnership investment		—			5,931
Capital disbursements from partnership agreements		129			895
Net cash from investing activities		4,234			7,064
Cash flows from financing activities:
Redemption of subordinated debt, net		(4,095	)		—
Net increase in line of credit		7,000			—
Repurchase of common stock		—			(4,057	)
Restricted stock awards canceled		(113	)		(187	)
Payment of dividends		(1,308	)		(2,644	)
Net cash from financing activities		1,484			(6,888	)
Net increase (decrease) in cash		7,146			(59	)
Cash and cash equivalents at beginning of year		441			500
Cash and cash equivalents at end of year	$	7,587		$	441
Supplemental disclosures of cash flow information:
Cash paid during the year for income taxes	$	—		$	80
Cash paid during the year for interest on borrowings		2,323			2,097
Supplemental disclosures of noncash investing activities:
Series A equity investment acquired upon conversion of commercial business loan		1,260			—
Write-down of equity investment		—			(1,762	)