Note 15 - Fair Value Measurements (Tables)

12 Months Ended

Dec. 31, 2025

Notes Tables

Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]

	December 31, 2025
	Quoted Prices in Active Markets for Identical Assets or Liabilities		Significant Other Observable Inputs		Significant Unobservable Inputs
(dollars in thousands)	(Level 1)		(Level 2)		(Level 3)		Total
Financial Assets
Securities available for sale
Municipal bonds	$	11,908	$	68,344	$	—	$	80,252
ABS agency		—		11,943		—		11,943
ABS corporate		—		7,961		—		7,961
SBA		—		6,293		—		6,293
Corporate debt		1,977		36,824		—		38,801
MBS agency		—		91,656		—		91,656
MBS non-agency		—		26,805		6,599		33,404
Sold loan servicing rights		—		—		3,014		3,014
Total assets measured at fair value	$	13,885	$	249,826	$	9,613	$	273,324
Financial Liabilities
Interest rate swap derivative	$	—	$	1,703	$	—	$	1,703

	December 31, 2024
	Quoted Prices in Active Markets for Identical Assets or Liabilities		Significant Other Observable Inputs		Significant Unobservable Inputs
(dollars in thousands)	(Level 1)		(Level 2)		(Level 3)		Total
Financial Assets
Securities available for sale
Municipal bonds	$	12,059	$	65,817	$	—	$	77,876
ABS agency		—		12,876		—		12,876
ABS corporate		—		16,122		—		16,122
SBA		—		8,666		—		8,666
Corporate debt		1,917		52,574		—		54,491
MBS agency		—		98,697		—		98,697
MBS non-agency		—		39,735		31,881		71,616
Sold loan servicing rights		—		—		3,281		3,281
Interest rate swap derivative		—		267		—		267
Total assets measured at fair value	$	13,976	$	294,754	$	35,162	$	343,892
Financial Liabilities
Interest rate swap derivative	$	—	$	123	$	—	$	123

Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]

December 31, 2025	Fair Value (dollars in thousands)		Valuation Technique	Unobservable Input	Range (Weighted Average) (1)
Sold loan servicing rights	$	3,014	Discounted cash flow	Constant prepayment rate	4.31% - 31.02% (5.88%)
				Discount rate	10.38% - 12.52% (10.99%)
MBS non-agency	$	6,599	Consensus pricing	Offered quotes	99.0 - 100.4
(1) Unobservable inputs were weighted by the relative fair value of the instruments.

December 31, 2025	Fair Value (dollars in thousands)		Valuation Technique	Unobservable Input	Range (Weighted-Average) (1)
Real estate owned and repossessed assets	$	1,380	Market comparable	Discount to appraisal	0% - 10% (5%)

Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]

	As of or For the Year Ended December 31,
(dollars in thousands)	2025			2024
Sold loan servicing rights:
Balance at beginning of period	$	3,281		$	3,793
Servicing rights that result from transfers and sale of financial assets		13			38
Changes in fair value due to changes in model inputs or assumptions (1)		(280	)		(550	)
Balance at end of period	$	3,014		$	3,281
(1) Represents changes due to collection/realization of expected cash flows and curtailments.

	As of or For the Year Ended December 31,
(dollars in thousands)	2025			2024
Securities available for sale:
MBS non-agency
Balance at beginning of period	$	31,881		$	27,469
Purchases		—			22,683
Principal payments and maturities		(25,460	)		(18,410	)
Unrealized Gains		178			139
Balance at end of period	$	6,599		$	31,881

Fair Value Measurements, Nonrecurring [Table Text Block]

	December 31, 2025
(dollars in thousands)	Level 1		Level 2		Level 3		Total
Collateral-dependent loans	$	—	$	—	$	25,582	$	25,582
Real estate owned and repossessed assets		—		—		1,380		1,380

	December 31, 2024
(dollars in thousands)	Level 1		Level 2		Level 3		Total
Collateral-dependent loans	$	—	$	—	$	33,246	$	33,246

Fair Value, by Balance Sheet Grouping [Table Text Block]

	December 31, 2025
	Carrying		Estimated Fair		Fair Value Measurements Using:
(dollars in thousands)	Amount		Value		Level 1		Level 2		Level 3
Financial assets
Cash and cash equivalents	$	85,117	$	85,117	$	85,117	$	—	$	—
Investment securities available for sale		270,310		270,310		13,885		249,826		6,599
Loans held for sale		1,063		1,063		—		1,063		—
Loans receivable, net		1,612,028		1,504,219		—		—		1,504,219
FHLB stock		13,105		13,105		—		13,105		—
Accrued interest receivable		6,498		6,498		—		6,498		—
Servicing rights on sold loans, at fair value		3,014		3,014		—		—		3,014
Financial liabilities
Demand deposits	$	1,079,327	$	1,079,327	$	1,079,327	$	—	$	—
Time deposits		519,774		520,033		—		—		520,033
FHLB borrowings		260,000		260,510		—		—		260,510
Line of credit		13,500		13,589		—		—		13,589
Subordinated debt, net		34,643		35,973		—		—		35,973
Accrued interest payable		1,223		1,223		—		1,223		—
Interest rate swap derivative		1,703		1,703		—		1,703		—

	December 31, 2024
	Carrying		Estimated Fair		Fair Value Measurements Using:
(dollars in thousands)	Amount		Value		Level 1		Level 2		Level 3
Financial assets
Cash and cash equivalents	$	72,448	$	72,448	$	72,448	$	—	$	—
Investment securities available for sale		340,344		340,344		13,976		294,487		31,881
Loans held for sale		472		472		—		472		—
Loans receivable, net		1,675,186		1,536,748		—		—		1,536,748
FHLB stock		14,435		14,435		—		14,435		—
Accrued interest receivable		8,159		8,159		—		8,159		—
Servicing rights on sold loans, at fair value		3,281		3,281		—		—		3,281
Interest rate swap derivative		267		267		—		267		—
Financial liabilities
Demand deposits	$	1,040,184	$	1,040,184	$	1,040,184	$	—	$	—
Time deposits		647,842		648,232		—		—		648,232
FHLB Borrowings		290,000		288,512		—		—		288,512
Line of credit		6,500		6,526		—		—		6,526
Subordinated debt, net		39,514		39,974		—		—		39,974
Accrued interest payable		3,295		3,295		—		3,295		—
Interest rate swap derivative		123		123		—		123		—