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Note 9 - Borrowings (Tables)
12 Months Ended
Dec. 31, 2025
Notes Tables  
Schedule of Long-Term Debt Instruments [Table Text Block]

(dollars in thousands)

 December 31, 2025  December 31, 2024 

Long-term advances

 $160,000  $160,000 

Overnight variable-rate advances

  100,000   130,000 

Line of credit

  13,500   6,500 

Subordinated debt, net

  34,643   39,514 
  

For the Year Ended December 31,

 

(dollars in thousands)

 2025  2024 

Maximum outstanding at any month-end

 $130,000  $270,000 

Monthly average outstanding

  87,500   137,750 

Weighted-average daily interest rates

        

Annual

  4.18%  5.38%

Period End

  4.00%  4.64%

Interest expense during the period

  3,832   6,937 
  

For the Year Ended December 31,

 

(dollars in thousands)

 2025  2024 

Maximum outstanding at any month-end

 $170,000  $170,000 

Monthly average outstanding

  167,083   136,250 

Weighted-average interest rates

        

Annual

  3.86%  3.35%

Period End

  4.03%  3.63%

Interest expense during the period

  6,527   4,455 
  

December 31, 2025

  

December 31, 2024

 

(dollars in thousands)

 Amount  Weighted- Average Interest Rate  Amount  Weighted- Average Interest Rate 

Within one year or less

 $75,000   3.92% $30,000   1.93%

After one year through two years

  60,000   3.97   55,000   3.86 

After two years through three years

  25,000   4.50   50,000   3.96 

After three years through four years

  —   —   25,000   4.50 

Total FHLB long-term, fixed rate advances

 $160,000   4.03  $160,000   3.63 
  

For the Year Ended December 31,

 

(dollars in thousands)

 2025  2024 

Maximum outstanding at any month-end

 $15,000  $10,000 

Monthly average outstanding

  11,192   6,635 

Weighted-average interest rates

        

Annual

  8.07%  9.41%

Period End

  7.25%  8.00%

Interest expense during the period

  904   623 
  

For the Year Ended December 31,

 

(dollars in thousands)

 2025  2024 

Maximum outstanding at any month-end

 $39,527  $39,514 

Monthly average outstanding

  35,542   39,475 

Weighted-average interest yields

        

Annual

  3.99%  4.00%

Period End

  4.10%  3.99%

Interest expense during the period

  1,419   1,578