Note 7 - Servicing Rights on Sold Loans (Tables)

12 Months Ended

Dec. 31, 2025

Notes Tables

Servicing Asset at Amortized Cost [Table Text Block]

	For the Year Ended December 31,
(dollars in thousands)	2025			2024
Balance at beginning of period	$	3,281		$	3,793
Additions		13			38
Change in fair value		(280	)		(550	)
Balance at end of period	$	3,014		$	3,281

Schedule of Assumptions for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Table Text Block]

	For the Year Ended December 31,
	2025			2024
Constant prepayment rate		5.9	%		6.8	%
Weighted-average life (years)		6.3			6.4
Yield to maturity discount		11.0	%		11.8	%

	For the Year Ended December 31,
(dollars in thousands)	2025			2024
Servicing right fair value	$	3,014		$	3,281
Constant prepayment rate assumption (weighted-average)		5.9	%		6.8	%
Impact on fair value with a 10% adverse change in prepayment speed	$	(104	)	$	(129	)
Impact on fair value with a 20% adverse change in prepayment speed	$	(194	)	$	(176	)
Yield to maturity discount assumption (weighted-average)		11.0	%		11.8	%
Impact on fair value with a 10% adverse change in discount rate	$	(144	)	$	(184	)
Impact on fair value with a 20% adverse change in discount rate	$	(260	)	$	(312	)

Schedule of Fees Earned in Connection with Servicing Assets and Liabilities [Table Text Block]

	For the Year Ended December 31,
(dollars in thousands)	2025		2024
Servicing fees	$	705	$	736
Late fees		8		11