Consolidated Statements of Operations - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024
INTEREST INCOME
Interest and fees on loans receivable	$ 90,290	$ 93,752
Interest on investment securities	13,484	15,025
Interest-bearing deposits and other	2,045	2,348
FHLB dividends	1,182	1,215
Total interest income	107,001	112,340
INTEREST EXPENSE
Deposits	37,020	42,427
Borrowings	12,682	13,593
Total interest expense	49,702	56,020
Net interest income	57,299	56,320
Provision for credit losses on loans	7,320	16,716
Recapture of provision for credit losses on unfunded commitments	(5)	(218)
Provision for credit losses	7,315	16,498
Net interest income after provision for credit losses	49,984	39,822
NONINTEREST INCOME
Loan and deposit fees	4,359	4,291
Sold loan servicing fees and servicing rights mark-to-market	429	188
Net gain on sale of loans	112	312
Net loss on sale of investment securities	0	(2,117)
Net gain on sale of premises and equipment	0	7,919
Increase in BOLI cash surrender value, net	1,889	1,179
Income from BOLI death benefit, net	1,059	1,536
Other income (loss)	3,791	(694)
Total noninterest income	11,639	12,614
NONINTEREST EXPENSE
Compensation and benefits	28,808	32,665
Data processing	7,868	8,102
Occupancy and equipment	6,143	6,151
Supplies, postage, and telephone	1,320	1,266
Regulatory assessments and state taxes	2,226	1,978
Advertising	1,136	1,457
Professional fees	6,851	3,105
FDIC insurance premium	1,732	1,883
Legal settlement paid	5,740	0
Other expense	5,233	3,386
Total noninterest expense	67,057	59,993
Loss before benefit from provision for income taxes	(5,434)	(7,557)
Income Tax Expense (Benefit)	(1,243)	(944)
Net loss	$ (4,191)	$ (6,613)
Basic and diluted loss per common share (in dollars per share)	$ (0.48)	$ (0.75)