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Note 4 - Allowance for Credit Losses on Loans (Tables)
12 Months Ended
Dec. 31, 2025
Notes Tables  
Financing Receivable, Allowance for Credit Loss [Table Text Block]
  

At or For the Year Ended December 31, 2025

 

(dollars in thousands)

 Beginning Balance  Charge-offs  Recoveries  (Recapture of) Provision for Credit Losses  Ending Balance 

One-to-four family

 $4,757  $  $  $(968) $3,789 

Multi-family

  2,493         (35)  2,458 

Commercial real estate

  2,410   (6,571)  32   7,534   3,405 

Construction and land

  576   (1,884)  5   1,964   661 

Home equity

  1,322         7   1,329 

Auto and other consumer

  2,687   (745)  198   (184)  1,956 

Commercial business

  6,204   (6,305)  4,488   (998)  3,389 

Total

 $20,449  $(15,505) $4,723  $7,320  $16,987 
  

At or For the Year Ended December 31, 2024

 

(dollars in thousands)

 Beginning Balance  Charge-offs  Recoveries  Provision for (Recapture of) Credit Losses  Ending Balance 

One-to-four family

 $2,975  $  $44  $1,738  $4,757 

Multi-family

  1,154         1,339   2,493 

Commercial real estate

  3,671      2   (1,263)  2,410 

Construction and land

  1,889   (4,389)     3,076   576 

Home equity

  1,077         245   1,322 

Auto and other consumer

  4,409   (2,494)  320   452   2,687 

Commercial business

  2,335   (7,296)  36   11,129   6,204 

Total

 $17,510  $(14,179) $402  $16,716  $20,449