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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Assets [Abstract]    
Cash and due from banks $ 15,530 $ 16,811
Interest-bearing deposits in banks 69,587 55,637
Investment securities available for sale, at fair value (amortized cost of $295,849 and $376,265, respectively) 270,310 340,344
Loans held for sale 1,063 472
Loans receivable (net of allowance for credit losses on loans of $16,987 and $20,449) 1,612,028 1,675,186
Federal Home Loan Bank ("FHLB") stock, at cost 13,105 14,435
Interest Receivable 6,498 8,159
Premises and equipment, net 8,464 10,129
Servicing rights on sold loans, at fair value 3,014 3,281
Bank-owned life insurance ("BOLI"), net 42,382 41,150
Equity Securities, FV-NI 15,489 13,229
Goodwill and other intangible assets 1,062 1,082
Deferred tax asset, net 13,638 13,738
Right-of-use ("ROU") asset, net 15,596 17,001
Prepaid expenses and other assets 20,129 21,352
Total assets 2,107,895 2,232,006
LIABILITIES AND SHAREHOLDERS' EQUITY    
Deposits 1,599,101 1,688,026
Borrowings, net 308,143 336,014
Accrued interest payable 1,223 3,295
Lease liability, net 16,439 17,535
Accrued expenses and other liabilities 24,301 31,770
Advances from borrowers for taxes and insurance 1,424 1,484
Total liabilities 1,950,631 2,078,124
Commitments and Contingencies (Note 14)
Shareholders' Equity    
Preferred stock, $0.01 par value; 5,000,000 shares authorized; no shares issued or outstanding 0 0
Common stock, $0.01 par value; 75,000,000 shares authorized; 9,467,925 and 9,353,348 shares issued and outstanding at December 31, 2025 and 2024, respectively 95 93
Additional paid-in capital 93,803 93,357
Retained earnings 91,699 97,198
Accumulated other comprehensive loss, net of tax (22,398) (30,172)
Unearned employee stock ownership plan (ESOP) shares (5,935) (6,594)
Total shareholders' equity 157,264 153,882
Total liabilities and shareholders' equity $ 2,107,895 $ 2,232,006