Consolidated Statements of Cash Flows (Unaudited) - USD ($)	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Cash flows from operating activities:
Net (loss) income before noncontrolling interest	$ (3,803,000)	$ 7,648,000
Adjustments to reconcile net income to net cash from operating activities:
Depreciation and amortization	1,091,000	1,201,000
Amortization of core deposit intangible	3,000	2,000
Amortization and accretion of premiums and discounts on investments, net	459,000	1,078,000
Accretion of deferred loan fees and purchased premiums, net	(1,133,000)	(451,000)
Amortization of debt issuance costs	58,000	58,000
Change in fair value of sold loan servicing rights	247,000	303,000
Additions to servicing rights on sold loans, net	(38,000)	(145,000)
Provision for credit losses on loans	12,956,000	1,195,000
Recapture of provision for credit losses on unfunded commitments	(113,000)	(1,024,000)
Allocation of ESOP shares	481,000	507,000
Share-based compensation expense	781,000	1,098,000
Gain on sale of loans, net	(260,000)	(405,000)
Loss on sale of securities available for sale, net	2,117,000	0
Increase in cash surrender value of life insurance, net	(851,000)	(668,000)
Origination of loans held for sale	(13,553,000)	(21,351,000)
Proceeds from sale of loans held for sale	14,188,000	21,664,000
Change in assets and liabilities:
Increase in accrued interest receivable	(1,045,000)	(1,350,000)
(Increase) decrease in ROU asset	(11,268,000)	433,000
(Increase) decrease in prepaid expenses and other assets	(396,000)	1,718,000
(Decrease) increase in accrued interest payable	(1,243,000)	1,821,000
Increase (decrease) in lease liabilities	11,371,000	(399,000)
(Decrease) increase in accrued expenses and other liabilities	(5,654,000)	2,359,000
Net cash provided by operating activities	4,395,000	15,292,000
Cash flows from investing activities:
Purchase of securities available for sale	(53,027,000)	0
Proceeds from maturities, calls, and principal repayments of securities available for sale	22,345,000	8,480,000
Proceeds from sales of securities available for sale	21,048,000	0
Purchase of FHLB stock	(771,000)	(940,000)
Purchase of bank-owned life insurance, net of surrenders	(6,140,000)	0
Early surrender of bank-owned life insurance policy	6,140,000	15,000
Net increase in loans receivable	(83,721,000)	(89,551,000)
Net sale (purchase) of premises and equipment, net of amortization	6,521,000	(1,066,000)
Capital contributions to equity and partnership investments	(6,386,000)	(335,000)
Capital disbursements received from equity and partnership investments	6,782,000	99,000
Capital contributions to low-income housing tax credit partnerships	(1,387,000)	0
Net cash used by investing activities	(88,596,000)	(83,298,000)
Cash flows from financing activities:
Net increase in deposits	34,749,000	93,507,000
Proceeds from long-term FHLB advances	105,000,000	15,000,000
Repayment of long-term FHLB advances	(25,000,000)	(15,000,000)
Net (decrease) increase in short-term FHLB advances	(65,000,000)	19,000,000
Net decrease in line of credit	(1,000,000)	(4,000,000)
Net increase in advances from borrowers for taxes and insurance	1,225,000	999,000
Payment of dividends	(1,989,000)	(2,025,000)
Restricted stock awards canceled	(174,000)	(205,000)
Repurchase of common stock	(4,057,000)	(980,000)
Net cash provided by financing activities	43,754,000	106,296,000
Net (decrease) increase in cash and cash equivalents	(40,447,000)	38,290,000
Cash and cash equivalents at beginning of period	123,169,000	45,596,000
Cash and cash equivalents at end of period	82,722,000	83,886,000
Supplemental disclosures of cash flow information:
Cash paid for interest on deposits and borrowings	43,203,000	25,532,000
Cash paid for income taxes	3,000	1,859,000
Supplemental disclosures of noncash investing activities:
Change in unrealized gain (loss) on securities available for sale	8,176,000	(7,688,000)
Change in unrealized (loss) gain on fair value hedge	(379,000)	533,000
Amortization of unrecognized DB plan prior service cost	112,000	113,000
Cumulative effect of adoption of ASU 2016-13 Financial Instruments - Credit Losses on January 1, 2023	0	(3,735,000)
Lease liabilities arising from obtaining right-of-use assets	$ 12,158,000	$ 152,000