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Note 4 - Allowance for Credit Losses on Loans - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Balance   $ 17,297 $ 17,510 [1] $ 16,116 $ 16,116
Write-offs $ (516)   (8,808) (2,668) (3,322)
Recoveries 66     93  
Provision for credit losses 3,077 880 12,956 1,195  
Balance 21,970 [1] 16,945 21,970 [1] 16,945 17,510 [1]
Recoveries (66)     (93)  
Cumulative Effect, Period of Adoption, Adjusted Balance [Member]          
Balance 19,343     18,325 18,325
Recoveries   (501) 312    
Recoveries   501 (312)    
Cumulative Effect, Period of Adoption, Adjustment [Member]          
Balance       2,209 2,209
Write-offs   (731) (8,808)    
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]          
Balance   3,012 2,975 3,343 3,343
Write-offs 0   0 0 0
Recoveries 42     4  
Provision for credit losses (270) 526 1,289 620  
Balance 4,308 3,538 4,308 3,538 2,975
Recoveries (42)     (4)  
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]          
Balance 4,536     2,914 2,914
Recoveries   0 44    
Recoveries   0 (44)    
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Balance       (429) (429)
Write-offs   0 0    
Real Estate Portfolio Segment [Member] | Multi-family Loan [Member]          
Balance   1,041 1,154 2,468 2,468
Write-offs 0   0 0 0
Recoveries 0     0  
Provision for credit losses 965 230 1,435 252  
Balance 2,589 1,271 2,589 1,271 1,154
Recoveries 0     0  
Real Estate Portfolio Segment [Member] | Multi-family Loan [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]          
Balance 1,624     1,019 1,019
Recoveries   0 0    
Recoveries   0 0    
Real Estate Portfolio Segment [Member] | Multi-family Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Balance       (1,449) (1,449)
Write-offs   0 0    
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]          
Balance   2,924 3,671 4,217 4,217
Write-offs 0   0 0 0
Recoveries 0     0  
Provision for credit losses (495) (390) (1,034) (1,079)  
Balance 2,637 2,534 2,637 2,534 3,671
Recoveries 0     0  
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]          
Balance 3,132     3,613 3,613
Recoveries   0 0    
Recoveries   0 0    
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Balance       (604) (604)
Write-offs   0 0    
Real Estate Portfolio Segment [Member] | Construction Loans [Member]          
Balance   2,535 1,889 2,344 2,344
Write-offs 0   (3,978) 0 0
Recoveries 0     0  
Provision for credit losses (85) (352) 2,805 (1,716)  
Balance 716 2,183 716 2,183 1,889
Recoveries 0     0  
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]          
Balance 801     3,899 3,899
Recoveries   0 0    
Recoveries   0 0    
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Balance       1,555 1,555
Write-offs   0 (3,978)    
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]          
Balance   1,125 1,077 549 549
Write-offs 0   0 (11) (10)
Recoveries 0     5  
Provision for credit losses (446) 178 169 414  
Balance 1,246 1,303 1,246 1,303 1,077
Recoveries 0     (5)  
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]          
Balance 1,692     895 895
Recoveries   0 0    
Recoveries   0 0    
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Balance       346 346
Write-offs   0 0    
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member]          
Balance   4,795 4,409 2,024 2,024
Write-offs (492)     (2,657)  
Recoveries 24     84  
Provision for credit losses 805 601 386 2,332  
Balance 2,933 4,164 2,933 4,164 4,409
Recoveries (24)     (84)  
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]          
Balance 2,596     4,405 4,405
Recoveries   (501) 268    
Recoveries   501 (268)    
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Balance       2,381 2,381
Write-offs   (731) (2,130)    
Commercial Portfolio Segment [Member]          
Balance   1,865 2,335 786 786
Write-offs (24)   (2,700) 0 0
Recoveries 0     0  
Provision for credit losses 2,603 87 7,906 372  
Balance 7,541 1,952 7,541 1,952 2,335
Recoveries 0     0  
Commercial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]          
Balance $ 4,962     1,580 1,580
Recoveries   0 0    
Recoveries   0 0    
Commercial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Balance       794 794
Write-offs   0 $ (2,700)    
Unallocated Financing Receivables [Member]          
Balance       385 385
Write-offs       0  
Recoveries       0  
Provision for credit losses       0  
Balance   $ 0   0  
Recoveries       0  
Unallocated Financing Receivables [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]          
Balance       0 0
Unallocated Financing Receivables [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Balance       $ (385) $ (385)
[1] Allowance for credit losses on loans in 2023 reported using the CECL method and in 2022 reported using the incurred loss method.