Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 17,953	$ 19,845
Interest-earning deposits in banks	64,769	103,324
Investment securities available for sale, at fair value (amortized cost of $341,011 and $333,950, respectively)	310,860	295,623
Loans held for sale	378	753
Loans receivable (net of allowance for credit losses on loans of $21,970 and $17,510, respectively)	1,714,416	1,642,518
Federal Home Loan Bank (FHLB) stock, at cost	14,435	13,664
Accrued interest receivable	8,939	7,894
Premises and equipment, net	10,436	18,049
Servicing rights on sold loans, at fair value	3,584	3,793
Bank-owned life insurance, net	41,429	40,578
Equity and partnership investments	14,912	14,794
Goodwill and other intangible assets, net	1,083	1,086
Deferred tax asset, net	10,802	13,001
Right-of-use ("ROU") asset, net	17,315	6,047
Prepaid expenses and other assets	24,175	20,828
Total assets	2,255,486	2,201,797
LIABILITIES AND SHAREHOLDERS' EQUITY
Deposits	1,711,641	1,676,892
Borrowings	334,994	320,936
Accrued interest payable	2,153	3,396
Lease liability, net	17,799	6,428
Accrued expenses and other liabilities	25,625	29,545
Advances from borrowers for taxes and insurance	2,485	1,260
Total liabilities	2,094,697	2,038,457
Shareholders' Equity
Preferred stock, $0.01 par value, authorized 5,000,000 shares, no shares issued or outstanding	0	0
Common stock, $0.01 par value, authorized 75,000,000 shares; issued and outstanding 9,365,979 shares at September 30, 2024, and 9,611,876 shares at December 31, 2023	94	96
Additional paid-in capital	93,218	95,784
Retained earnings	100,660	107,349
Accumulated other comprehensive loss, net of tax	(26,424)	(32,636)
Unearned employee stock ownership plan (ESOP) shares	(6,759)	(7,253)
Total shareholders' equity	160,789	163,340
Total liabilities and shareholders' equity	$ 2,255,486	$ 2,201,797