Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
INTEREST INCOME
Interest and fees on loans receivable	$ 11,097	$ 10,096	$ 31,169	$ 30,661
Interest on mortgage-backed securities	565	1,087	2,264	3,536
Interest on investment securities	1,603	921	3,988	2,900
Interest on deposits and other	9	65	85	190
FHLB dividends	97	92	199	268
Total interest income	13,371	12,261	37,705	37,555
INTEREST EXPENSE
Deposits	1,405	2,141	5,584	6,133
Borrowings	205	691	840	2,717
Total interest expense	1,610	2,832	6,424	8,850
Net interest income	11,761	9,429	31,281	28,705
Provision for loan losses	1,350	(170)	4,116	420
Net interest income after provision for loan losses	10,411	9,599	27,165	28,285
NONINTEREST INCOME
Loan and deposit service fees	868	999	2,514	2,899
Mortgage servicing fees, net of amortization	148	44	(9)	143
Net gain on sale of loans	1,725	655	4,109	830
Net gain on sale of investment securities	969	0	2,235	57
Increase in cash surrender value of bank-owned life insurance	622	147	1,577	435
Other income	449	70	782	225
Total noninterest income	4,781	1,915	11,208	4,589
NONINTEREST EXPENSE
Compensation and benefits	6,070	4,771	17,397	14,097
Data processing	640	680	2,099	1,978
Occupancy and equipment	1,367	1,161	4,063	3,409
Supplies, postage, and telephone	254	208	749	678
Regulatory assessments and state taxes	262	209	659	573
Advertising	285	197	934	569
Professional fees	361	278	1,115	907
FDIC insurance premium	86	(72)	156	82
FHLB prepayment penalty	0	344	210	344
Other expense	756	648	2,363	1,859
Total noninterest expense	10,081	8,424	29,745	24,496
INCOME BEFORE PROVISION FOR INCOME TAXES	5,111	3,090	8,628	8,378
PROVISION FOR INCOME TAXES	1,436	580	2,104	1,582
NET INCOME	$ 3,675	$ 2,510	$ 6,524	$ 6,796
Basic and diluted earnings per common share (in dollars per share)	$ 0.40	$ 0.25	$ 0.69	$ 0.68