Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 16,776	$ 13,519
Interest-bearing deposits in banks	35,303	35,220
Investment securities available for sale, at fair value	369,111	315,580
Loans held for sale	4,754	503
Loans receivable (net of allowance for loan losses of $13,007 and $9,628)	1,061,417	878,437
Federal Home Loan Bank (FHLB) stock, at cost	5,944	6,034
Accrued interest receivable	7,367	3,931
Premises and equipment, net	14,737	14,342
Mortgage servicing rights, net	1,545	871
Bank-owned life insurance, net	38,104	30,027
Prepaid expenses and other assets	9,612	8,872
Total assets	1,564,670	1,307,336
LIABILITIES AND SHAREHOLDERS' EQUITY
Deposits	1,254,456	1,001,645
Borrowings	109,150	112,930
Accrued interest payable	51	373
Accrued expenses and other liabilities	18,359	14,392
Advances from borrowers for taxes and insurance	1,986	1,145
Total liabilities	1,384,002	1,130,485
Shareholders' Equity
Preferred stock, $0.01 par value, authorized 5,000,000 shares, no shares issued or outstanding	0	0
Common stock, $0.01 par value, authorized 75,000,000 shares; issued and outstanding 10,234,204 shares at September 30, 2020, and 10,731,639 shares at December 31, 2019	102	107
Additional paid-in capital	97,229	102,017
Retained earnings	89,546	86,156
Accumulated other comprehensive income (loss), net of tax	3,186	(1,539)
Unearned employee stock ownership plan (ESOP) shares	(9,395)	(9,890)
Total shareholders' equity	180,668	176,851
Total liabilities and shareholders' equity	$ 1,564,670	$ 1,307,336