The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Ishares Short Treasury SHORT TREAS BD 464288679   34,038,280 309,664 SH   SOLE   0 0 309,664
iShares S&P Short Term Nat'l M SHRT NAT MUN ETF 464288158   29,840,510 286,185 SH   SOLE   0 0 286,185
Abbvie Inc COM 00287Y109   22,901,169 141,706 SH   SOLE   90,615 0 51,091
Eli Lilly COM 532457108   22,695,015 62,035 SH   SOLE   40,974 0 21,061
UnitedHealth Group, Inc. COM 91324P102   22,370,555 42,194 SH   SOLE   25,687 0 16,507
Automatic Data Processing COM 053015103   21,552,472 90,231 SH   SOLE   58,371 0 31,860
CDW Corp COM 12514G108   21,148,829 118,428 SH   SOLE   76,153 0 42,275
Nike, Inc. Class B CL B 654106103   20,643,299 176,423 SH   SOLE   112,633 0 63,790
Dollar General COM 256677105   20,064,904 81,482 SH   SOLE   52,541 0 28,941
D R Horton Co COM 23331A109   19,874,752 222,961 SH   SOLE   145,055 0 77,906
Lowes Companies Inc COM 548661107   19,838,418 99,570 SH   SOLE   63,590 0 35,980
Mastercard, Inc. CL A 57636Q104   19,502,470 56,085 SH   SOLE   34,666 0 21,419
Canadian National Railway Co COM 136375102   19,292,749 162,288 SH   SOLE   103,033 0 59,255
iShares 3-7 Year Treasury Bond 3-7 YR TR BD ETF 464288661   19,037,847 165,705 SH   SOLE   0 0 165,705
Starbucks Corp COM 855244109   18,860,703 190,128 SH   SOLE   121,622 0 68,506
Accenture PLC SHS CLASS A G1151C101   18,825,313 70,549 SH   SOLE   43,793 0 26,756
Texas Instruments Inc COM 882508104   18,451,235 111,677 SH   SOLE   71,759 0 39,918
Sherwin-Williams Co COM 824348106   18,300,235 77,109 SH   SOLE   47,250 0 29,859
Roper Industries Inc. COM 776696106   17,941,871 41,523 SH   SOLE   26,964 0 14,559
Parker Hannifin Corp COM 701094104   17,368,044 59,684 SH   SOLE   39,523 0 20,161
S&P Global Inc COM 78409V104   16,658,011 49,734 SH   SOLE   32,175 0 17,559
Zoetis Inc COM 98978V103   16,408,850 111,968 SH   SOLE   70,133 0 41,835
Carrier Global Corporation Com COM 14448C104   15,622,038 378,716 SH   SOLE   239,957 0 138,759
Proshares S&P 500 Dividend Ari S&P 500 DV ARIST 74348A467   1,283,707 14,265 SH   SOLE   0 0 14,265
Spdr Bloomberg Barclays 1-3 Mo SPDR BLOOMBERG 78468R663   1,206,242 13,187 SH   SOLE   0 0 13,187
Exxon Mobil Corporation COM 30231G102   973,508 8,826 SH   SOLE   0 0 8,826
Apple Computer Inc COM 037833100   785,617 6,046 SH   SOLE   0 0 6,046
Sector SPDR Engy Select ENERGY 81369Y506   753,554 8,615 SH   SOLE   0 0 8,615
Willis Towers Watson SHS G96629103   648,137 2,650 SH   SOLE   0 0 2,650
Novo-Nordisk A-S ADR ADR 670100205   615,797 4,550 SH   SOLE   0 0 4,550
Alphabet Inc Class C CAP STK CL C 02079K107   612,237 6,900 SH   SOLE   0 0 6,900
Costco Whsl Corp New COM 22160K105   560,126 1,227 SH   SOLE   0 0 1,227
Financial Select Sector SPDR SBI INT-FINL 81369Y605   547,200 16,000 SH   SOLE   0 0 16,000
Microsoft Corp COM 594918104   546,790 2,280 SH   SOLE   0 0 2,280
Vaneck Oil Services Etf OIL SVCS ETF 92189H607   524,486 1,725 SH   SOLE   0 0 1,725
J P Morgan Chase & Co COM 46625H100   506,764 3,779 SH   SOLE   0 0 3,779
Rio Tinto plc ADR SPONSORED ADR 767204100   448,560 6,300 SH   SOLE   0 0 6,300
Vanguard Dividend Appreciation DIV APP ETF 921908844   431,914 2,844 SH   SOLE   0 0 2,844
Alphabet Inc Class A CAP STK CL A 02079K305   400,564 4,540 SH   SOLE   0 0 4,540
PROGRESSIVE CORPORATION COM 743315103   376,159 2,900 SH   SOLE   0 0 2,900
Home Depot Inc COM 437076102   373,770 1,183 SH   SOLE   0 0 1,183
Pacer US Cash Cows US CASH COWS 100 69374H881   351,500 7,600 SH   SOLE   0 0 7,600
Schwab US Dividend SBI HEALTHCARE 808524797   348,924 4,619 SH   SOLE   0 0 4,619
SPDR S&P Biotech ETF S&P BIOTECH 78464A870   340,300 4,100 SH   SOLE   0 0 4,100
Nvidia Corp COM 67066G104   337,291 2,308 SH   SOLE   0 0 2,308
Freeport Mcmoran Copper CL B 35671D857   334,400 8,800 SH   SOLE   0 0 8,800
THERMO FISHER SCIENTIFIC INC. COM 883556102   330,414 600 SH   SOLE   0 0 600
Deere & Co COM 244199105   328,001 765 SH   SOLE   0 0 765
Pfizer Incorporated COM 717081103   325,425 6,351 SH   SOLE   0 0 6,351
Target Corporation COM 87612E106   313,431 2,103 SH   SOLE   0 0 2,103
ASML HOLDING N.V. NY REGISTRY SHS N07059210   313,087 573 SH   SOLE   0 0 573
PETROLEO BRASILEIRO SA ADR SPO SPONSORED ADR 71654V408   286,251 26,878 SH   SOLE   0 0 26,878
Wp Carey Inc Com Usd0.001 COM 92936U109   284,466 3,640 SH   SOLE   0 0 3,640
ChevronTexaco Corp COM 166764100   282,936 1,576 SH   SOLE   0 0 1,576
Equinor A S A SPONSORED ADR 29446M102   279,318 7,800 SH   SOLE   0 0 7,800
iShares Tr S&P 500 S&P 100 ETF 464287200   255,949 666 SH   SOLE   0 0 666
REALTY INCOME CORP COM 756109104   255,306 4,025 SH   SOLE   0 0 4,025
Schwab US Mid Cap ETF US MID-CAP ETF 808524508   253,324 3,861 SH   SOLE   0 0 3,861
ULTA SALON COSMETICS & FRAGRAN COM 90384S303   234,535 500 SH   SOLE   0 0 500
Dexcom Inc COM 252131107   224,215 1,980 SH   SOLE   0 0 1,980
Bankamerica Corp New COM 060505104   221,904 6,700 SH   SOLE   0 0 6,700
NETFLIX INC COM 64110L106   220,865 749 SH   SOLE   0 0 749
BLACKROCK INC. COM 09247X101   220,384 311 SH   SOLE   0 0 311
Mgm Resorts Intl COM 552953101   205,371 6,125 SH   SOLE   0 0 6,125
Cerus Corp COM 157085101   107,306 29,399 SH   SOLE   0 0 29,399