The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 660 4,688 SH   SOLE 0 0 0 4,688
ABBVIE INC COM 00287Y109 447 3,304 SH   SOLE 0 0 0 3,304
ADOBE SYSTEMS INCORPORATED COM 00724F101 383 675 SH   SOLE 0 0 0 675
ADVANCED MICRO DEVICES INC COM 007903107 405 2,817 SH   SOLE 0 0 0 2,817
ALPHABET INC CAP STK CL C 02079K107 431 149 SH   SOLE 0 0 0 149
ALPHABET INC CAP STK CL A 02079K305 704 243 SH   SOLE 0 0 0 243
ALTRIA GROUP INC COM 02209S103 345 7,273 SH   SOLE 0 0 0 7,273
AMAZON COM INC COM 023135106 6,495 1,948 SH   SOLE 0 0 0 1,948
APPLE INC COM 037833100 21,289 119,889 SH   SOLE 0 0 0 119,889
ARK ETF TR GENOMIC REV ETF 00214Q302 1,002 16,366 SH   SOLE 0 0 0 16,366
ARK ETF TR NEXT GNRTN INTER 00214Q401 2,694 22,720 SH   SOLE 0 0 0 22,720
ARK ETF TR AUTNMUS TECHNLGY 00214Q203 823 10,682 SH   SOLE 0 0 0 10,682
ARK ETF TR INNOVATION ETF 00214Q104 8,691 91,876 SH   SOLE 0 0 0 91,876
ARK ETF TR FINTECH INNOVA 00214Q708 940 23,017 SH   SOLE 0 0 0 23,017
AUTOMATIC DATA PROCESSING IN COM 053015103 253 1,025 SH   SOLE 0 0 0 1,025
BAXTER INTL INC COM 071813109 692 8,062 SH   SOLE 0 0 0 8,062
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 838 2,802 SH   SOLE 0 0 0 2,802
BK OF AMERICA CORP COM 060505104 377 8,473 SH   SOLE 0 0 0 8,473
BLACKSTONE INC COM 09260D107 370 2,856 SH   SOLE 0 0 0 2,856
BOEING CO COM 097023105 910 4,522 SH   SOLE 0 0 0 4,522
BROADCOM INC COM 11135F101 230 346 SH   SOLE 0 0 0 346
BUILDERS FIRSTSOURCE INC COM 12008R107 254 2,968 SH   SOLE 0 0 0 2,968
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201 30,890 477,950 SH   SOLE 0 0 0 477,950
CARNIVAL CORP COMMON STOCK 143658300 772 38,350 SH   SOLE 0 0 0 38,350
CATERPILLAR INC COM 149123101 436 2,111 SH   SOLE 0 0 0 2,111
CHEVRON CORP NEW COM 166764100 521 4,438 SH   SOLE 0 0 0 4,438
COCA COLA CO COM 191216100 1,447 24,439 SH   SOLE 0 0 0 24,439
COINBASE GLOBAL INC COM CL A 19260Q107 657 2,602 SH   SOLE 0 0 0 2,602
CORTEVA INC COM 22052L104 297 6,276 SH   SOLE 0 0 0 6,276
COSTCO WHSL CORP NEW COM 22160K105 690 1,215 SH   SOLE 0 0 0 1,215
DANAHER CORPORATION COM 235851102 300 910 SH   SOLE 0 0 0 910
DBX ETF TR XTRACK MSCI EAFE 233051200 24,275 618,154 SH   SOLE 0 0 0 618,154
DELTA AIR LINES INC DEL COM NEW 247361702 1,151 29,454 SH   SOLE 0 0 0 29,454
DIGITAL RLTY TR INC COM 253868103 359 2,028 SH   SOLE 0 0 0 2,028
DIREXION SHS ETF TR DLY SMCAP BULL3X 25459W847 279 3,290 SH   SOLE 0 0 0 3,290
DISNEY WALT CO COM 254687106 1,816 11,727 SH   SOLE 0 0 0 11,727
DOVER CORP COM 260003108 225 1,236 SH   SOLE 0 0 0 1,236
DOW INC COM 260557103 252 4,445 SH   SOLE 0 0 0 4,445
ERICSSON ADR B SEK 10 294821608 201 18,477 SH   SOLE 0 0 0 18,477
EXXON MOBIL CORP COM 30231G102 1,367 22,341 SH   SOLE 0 0 0 22,341
FEDEX CORP COM 31428X106 433 1,675 SH   SOLE 0 0 0 1,675
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 1,366 6,040 SH   SOLE 0 0 0 6,040
GENERAL ELECTRIC CO COM NEW 369604301 247 2,615 SH   SOLE 0 0 0 2,615
GENERAL MTRS CO COM 37045V100 488 8,315 SH   SOLE 0 0 0 8,315
GLOBAL X FDS CYBRSCURTY ETF 37954Y384 616 19,387 SH   SOLE 0 0 0 19,387
HERSHEY CO COM 427866108 412 2,130 SH   SOLE 0 0 0 2,130
HOME DEPOT INC COM 437076102 1,068 2,574 SH   SOLE 0 0 0 2,574
INNOVATOR ETFS TR US EQTY PWR BUF 45782C540 468 14,723 SH   SOLE 0 0 0 14,723
INNOVATOR ETFS TR US SML CP PWR B 45782C599 284 10,379 SH   SOLE 0 0 0 10,379
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134 280 3,924 SH   SOLE 0 0 0 3,924
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 9,528 58,545 SH   SOLE 0 0 0 58,545
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 6,835 18,518 SH   SOLE 0 0 0 18,518
INVESCO QQQ TR UNIT SER 1 46090E103 6,052 15,213 SH   SOLE 0 0 0 15,213
INVITATION HOMES INC COM 46187W107 523 11,528 SH   SOLE 0 0 0 11,528
ISHARES INC CORE MSCI EMKT 46434G103 430 7,191 SH   SOLE 0 0 0 7,191
ISHARES INC MSCI EURZONE ETF 464286608 401 8,180 SH   SOLE 0 0 0 8,180
ISHARES SILVER TR ISHARES 46428Q109 209 9,733 SH   SOLE 0 0 0 9,733
ISHARES TR CORE US AGGBD ET 464287226 764 6,698 SH   SOLE 0 0 0 6,698
ISHARES TR SP SMCP600VL ETF 464287879 7,930 75,895 SH   SOLE 0 0 0 75,895
ISHARES TR ISHS 1-5YR INVS 464288646 210 3,889 SH   SOLE 0 0 0 3,889
ISHARES TR MSCI ACWI ETF 464288257 20,390 192,761 SH   SOLE 0 0 0 192,761
ISHARES TR S&P 500 VAL ETF 464287408 26,427 168,721 SH   SOLE 0 0 0 168,721
ISHARES TR MSCI EAFE ETF 464287465 3,163 40,197 SH   SOLE 0 0 0 40,197
ISHARES TR US AER DEF ETF 464288760 367 3,574 SH   SOLE 0 0 0 3,574
ISHARES TR S&P MC 400GR ETF 464287606 12,676 148,671 SH   SOLE 0 0 0 148,671
ISHARES TR CORE S&P MCP ETF 464287507 42,565 150,362 SH   SOLE 0 0 0 150,362
ISHARES TR S&P 500 GRWT ETF 464287309 29,470 352,212 SH   SOLE 0 0 0 352,212
ISHARES TR AGGRES ALLOC ETF 464289859 850 11,676 SH   SOLE 0 0 0 11,676
ISHARES TR NATIONAL MUN ETF 464288414 307 2,643 SH   SOLE 0 0 0 2,643
ISHARES TR ISHS 5-10YR INVT 464288638 356 6,008 SH   SOLE 0 0 0 6,008
ISHARES TR CORE MSCI EAFE 46432F842 21,125 283,030 SH   SOLE 0 0 0 283,030
ISHARES TR S&P SML 600 GWT 464287887 9,037 65,106 SH   SOLE 0 0 0 65,106
ISHARES TR CORE 1 5 YR USD 46432F859 333 6,611 SH   SOLE 0 0 0 6,611
ISHARES TR SELECT DIVID ETF 464287168 1,293 10,546 SH   SOLE 0 0 0 10,546
ISHARES TR S&P MC 400VL ETF 464287705 17,355 156,800 SH   SOLE 0 0 0 156,800
ISHARES TR RUSSELL 2000 ETF 464287655 644 2,897 SH   SOLE 0 0 0 2,897
ISHARES TR 1 3 YR TREAS BD 464287457 204 2,386 SH   SOLE 0 0 0 2,386
ISHARES TR CORE S&P500 ETF 464287200 31,963 67,010 SH   SOLE 0 0 0 67,010
ISHARES TR CORE S&P SCP ETF 464287804 4,553 39,764 SH   SOLE 0 0 0 39,764
ISHARES TR IBOXX HI YD ETF 464288513 401 4,603 SH   SOLE 0 0 0 4,603
ISHARES TR U.S. INSRNCE ETF 464288786 653 7,810 SH   SOLE 0 0 0 7,810
ISHARES U S ETF TR BLOOMBERG ROLL 46431W598 35,548 718,438 SH   SOLE 0 0 0 718,438
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 329 6,447 SH   SOLE 0 0 0 6,447
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 855 16,939 SH   SOLE 0 0 0 16,939
JOHNSON & JOHNSON COM 478160104 889 5,197 SH   SOLE 0 0 0 5,197
JPMORGAN CHASE & CO COM 46625H100 276 1,745 SH   SOLE 0 0 0 1,745
LOWES COS INC COM 548661107 488 1,888 SH   SOLE 0 0 0 1,888
MASTERCARD INCORPORATED CL A 57636Q104 261 726 SH   SOLE 0 0 0 726
MCDONALDS CORP COM 580135101 704 2,627 SH   SOLE 0 0 0 2,627
META PLATFORMS INC CL A 30303M102 445 1,322 SH   SOLE 0 0 0 1,322
MICROSOFT CORP COM 594918104 3,419 10,166 SH   SOLE 0 0 0 10,166
MONEYGRAM INTL INC COM NEW 60935Y208 1,073 136,043 SH   SOLE 0 0 0 136,043
NEXTERA ENERGY INC COM 65339F101 608 6,508 SH   SOLE 0 0 0 6,508
NIKE INC CL B 654106103 1,487 8,922 SH   SOLE 0 0 0 8,922
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204 10 30,000 SH   SOLE 0 0 0 30,000
NORWEGIAN CRUISE LINE HLDG L SHS G66721104 453 21,837 SH   SOLE 0 0 0 21,837
NVIDIA CORPORATION COM 67066G104 1,369 4,654 SH   SOLE 0 0 0 4,654
ORACLE CORP COM 68389X105 366 4,193 SH   SOLE 0 0 0 4,193
OVERSTOCK COM INC DEL COM 690370101 212 3,593 SH   SOLE 0 0 0 3,593
PEPSICO INC COM 713448108 1,308 7,532 SH   SOLE 0 0 0 7,532
PFIZER INC COM 717081103 595 10,070 SH   SOLE 0 0 0 10,070
PHILIP MORRIS INTL INC COM 718172109 263 2,773 SH   SOLE 0 0 0 2,773
PROCTER AND GAMBLE CO COM 742718109 1,344 8,217 SH   SOLE 0 0 0 8,217
QUALCOMM INC COM 747525103 248 1,359 SH   SOLE 0 0 0 1,359
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 7,370 64,747 SH   SOLE 0 0 0 64,747
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 780 6,901 SH   SOLE 0 0 0 6,901
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 6,409 87,535 SH   SOLE 0 0 0 87,535
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,254 12,243 SH   SOLE 0 0 0 12,243
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,871 125,307 SH   SOLE 0 0 0 125,307
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 11,355 69,342 SH   SOLE 0 0 0 69,342
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,399 42,056 SH   SOLE 0 0 0 42,056
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,342 41,557 SH   SOLE 0 0 0 41,557
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 268 1,313 SH   SOLE 0 0 0 1,313
SELECT SECTOR SPDR TR ENERGY 81369Y506 371 6,678 SH   SOLE 0 0 0 6,678
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 410 2,357 SH   SOLE 0 0 0 2,357
SOUTHERN CO COM 842587107 290 4,233 SH   SOLE 0 0 0 4,233
SOUTHWEST AIRLS CO COM 844741108 5,876 137,153 SH   SOLE 0 0 0 137,153
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 19,233 52,936 SH   SOLE 0 0 0 52,936
SPDR GOLD TR GOLD SHS 78463V107 981 5,740 SH   SOLE 0 0 0 5,740
SPDR S&P 500 ETF TR TR UNIT 78462F103 17,431 36,700 SH   SOLE 0 0 0 36,700
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 7,033 13,585 SH   SOLE 0 0 0 13,585
SPDR SER TR S&P 600 SMCP GRW 78464A201 1,763 18,992 SH   SOLE 0 0 0 18,992
SPDR SER TR S&P 400 MDCP GRW 78464A821 3,247 39,831 SH   SOLE 0 0 0 39,831
SPDR SER TR S&P 400 MDCP VAL 78464A839 4,345 61,115 SH   SOLE 0 0 0 61,115
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 513 63,917 SH   SOLE 0 0 0 63,917
STARBUCKS CORP COM 855244109 424 3,626 SH   SOLE 0 0 0 3,626
TESLA INC COM 88160R101 2,151 2,035 SH   SOLE 0 0 0 2,035
TEXAS INSTRS INC COM 882508104 811 4,305 SH   SOLE 0 0 0 4,305
TONIX PHARMACEUTICALS HLDG C COM 890260706 4 10,000 SH   SOLE 0 0 0 10,000
TYLER TECHNOLOGIES INC COM 902252105 317 590 SH   SOLE 0 0 0 590
UNION PAC CORP COM 907818108 261 1,038 SH   SOLE 0 0 0 1,038
UNITED AIRLS HLDGS INC COM 910047109 218 4,988 SH   SOLE 0 0 0 4,988
UNITEDHEALTH GROUP INC COM 91324P102 465 926 SH   SOLE 0 0 0 926
UNIVERSAL DISPLAY CORP COM 91347P105 205 1,241 SH   SOLE 0 0 0 1,241
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 28,362 372,643 SH   SOLE 0 0 0 372,643
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 227 2,810 SH   SOLE 0 0 0 2,810
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,538 6,040 SH   SOLE 0 0 0 6,040
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,131 9,429 SH   SOLE 0 0 0 9,429
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 488 7,148 SH   SOLE 0 0 0 7,148
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 403 8,153 SH   SOLE 0 0 0 8,153
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 13,526 78,756 SH   SOLE 0 0 0 78,756
VERIZON COMMUNICATIONS INC COM 92343V104 341 6,556 SH   SOLE 0 0 0 6,556
VISA INC COM CL A 92826C839 435 2,006 SH   SOLE 0 0 0 2,006
WALMART INC COM 931142103 1,526 10,545 SH   SOLE 0 0 0 10,545
WINGSTOP INC COM 974155103 641 3,711 SH   SOLE 0 0 0 3,711
XCEL ENERGY INC COM 98389B100 290 4,287 SH   SOLE 0 0 0 4,287