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Reportable Segments (Tables)
 3 Months Ended
Mar. 31, 2020
Segment Reporting [Abstract]  
Selected Segment Financial Information and Disaggregated Revenue
Selected segment financial information and disaggregated revenue consisted of the following:
 
 
Three Months Ended March 31,
(in millions)
 
2020
 
2019
Gross Revenue:
 
 
 
 
U.S. Markets:
 
 
 
 
Financial Services
 
$
230.4

 
$
189.1

Emerging Verticals
 
191.5

 
179.7

Total U.S. Markets
 
421.9

 
368.8

 
 
 
 
 
International:
 
 
 
 
Canada
 
26.5

 
23.0

Latin America
 
24.3

 
25.3

United Kingdom
 
48.8

 
42.2

Africa
 
14.3

 
15.0

India
 
30.8

 
27.7

Asia Pacific
 
13.0

 
12.8

Total International
 
157.7

 
146.0

 
 
 
 
 
Total Consumer Interactive
 
126.7

 
123.4

 
 
 
 
 
Total revenue, gross
 
$
706.3

 
$
638.2

 
 
 
 
 
Intersegment revenue eliminations:
 
 
 
 
U.S. Markets
 
$
(17.1
)
 
$
(17.5
)
International
 
(1.3
)
 
(1.2
)
Consumer Interactive
 
(0.4
)
 
(0.2
)
Total intersegment eliminations
 
(18.7
)
 
(18.9
)
Total revenue as reported
 
$
687.6

 
$
619.3

As a result of displaying amounts in millions, rounding differences may exist in the table above.
Reconciliation of Other Significant Reconciling Items from Segments to Consolidated [Table Text Block]
A reconciliation of Segment Adjusted EBITDA to income from continuing operations before taxes for the periods presented is as follows:
 
 
Three Months Ended March 31,
(in millions)
 
2020
 
2019
U.S. Markets Adjusted EBITDA
 
$
171.5

 
$
142.0

International Adjusted EBITDA
 
60.2

 
65.0

Consumer Interactive Adjusted EBITDA
 
57.4

 
60.2

Total
 
289.1

 
267.2

Adjustments to reconcile to income from continuing operations before income taxes:
 
 
 
 
Corporate expenses(1)
 
(25.8
)
 
(28.3
)
Net interest expense
 
(35.8
)
 
(43.5
)
Depreciation and amortization
 
(90.3
)
 
(93.5
)
Acquisition-related revenue adjustments(2)
 
—

 
(4.2
)
Stock-based compensation(3)
 
(2.3
)
 
(12.7
)
Mergers and acquisitions, divestitures and business optimization(4)
 
(4.3
)
 
(11.3
)
Accelerated technology investment(5)
 
(2.5
)
 
—

Other(6)
 
(35.7
)
 
(0.7
)
Net income attributable to non-controlling interests
 
4.1

 
2.4

Total adjustments
 
(192.5
)
 
(191.7
)
Income from continuing operations before income taxes
 
$
96.6

 
$
75.5

As a result of displaying amounts in millions, rounding differences may exist in the table above.
(1)
Certain costs that are not directly attributable to one or more of the segments remain in Corporate. These costs are typically enterprise-level costs and are primarily administrative in nature.
(2)
This adjustment represents certain non-cash adjustments related to acquired entities, predominantly adjustments to increase revenue resulting from purchase accounting reductions to deferred revenue we record on the opening balance sheets of acquired entities. Deferred revenue results when a company receives payment in advance of fulfilling their performance obligations under contracts. Business combination accounting rules require us to record deferred revenue of acquired entities at fair value if we are obligated to perform any future services under these contracts. The fair value of this deferred revenue is determined based on the direct and indirect incremental costs of fulfilling our performance obligations under these contracts, plus a normal profit margin. Generally, this fair value calculation results in a reduction to the purchased deferred revenue balance. The above adjustment includes an estimate for the increase in revenue equal to the difference between what the acquired entities would have recorded as revenue and the lower revenue we record as a result of the reduced deferred revenue balance. This increase is partially offset by an estimated decrease to revenue for certain acquired non-core customer contracts that are not classified as discontinued operations that will expire within approximately one year from the date of acquisition. Beginning in the third quarter of 2019, we no longer have these adjustments to revenue.
(3)
Consisted of stock-based compensation and cash-settled stock-based compensation.
(4)
For the three months ended March 31, 2020, consisted of the following adjustments: $3.8 million of Callcredit integration costs; $2.1 million of acquisition expenses; $0.3 million of adjustments to contingent consideration expense from previous acquisitions; a ($1.8) million gain on the disposal of assets of a small business in our United Kingdom region that are classified as held-for-sale; and a ($0.1) million reimbursement for transition services provided to the buyers of certain of our discontinued operations.
For the three months ended March 31, 2019, consisted of the following adjustments: a $5.3 million loss on the impairment of an investment in a nonconsolidated affiliate; $4.2 million of Callcredit integration costs; a $0.9 million adjustment to contingent consideration expense from previous acquisitions; and $0.9 million of acquisition expenses.
(5)
Represents expenses associated with our accelerated technology investment.
(6)
For the three months ended March 31, 2020, consisted of the following adjustments: $30.5 million of expense incurred in connection with the Ramirez litigation, as discussed in footnote 14, “Contingencies”; a $4.9 million loss from currency remeasurement of our foreign operations; $0.4 million of loan fees; $0.2 million of fees related to our new swap agreements; $0.2 million of administrative expenses associated with the Fraud Incident; and a ($0.5) million reimbursement of fees associated with the refinancing of our Senior Secured Credit Facility.
For the three months ended March 31, 2019, consisted of the following adjustments: a $0.3 million loss from currency remeasurement of our foreign operations; and $0.4 million of loan fees.
Earning from Equity Method Investments Included in Other Income and Expense, Net
Earnings from equity method investments included in non-operating income and expense was as follows:
 
 
Three Months Ended March 31,
(in millions)
 
2020
 
2019
U.S. Markets
 
$
0.6

 
$
0.6

International
 
1.9

 
3.2

Total
 
$
2.6

 
$
3.8