The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DBX ETF TR DB XTR MSCI PAC 233051846 19,975 772,734 SH   SOLE 772,734 0 0
ETF SER SOLUTIONS VIDENT INTL EQ 26922A404 4,760 237,037 SH   SOLE 237,037 0 0
ETF SER SOLUTIONS VIDENTCORE EQ FD 26922A503 2,212 89,166 SH   SOLE 89,166 0 0
ETF SER SOLUTIONS VIDENT CORE US 26922A602 2,159 43,960 SH   SOLE 43,960 0 0
ISHARES GOLD TRUST ISHARES 464285105 1,283 125,453 SH   SOLE 125,453 0 0
ISHARES TR S&P 100 ETF 464287101 811 8,890 SH   SOLE 8,890 0 0
ISHARES TR CORE S&P500 ETF 464287200 6,059 29,573 SH   SOLE 29,573 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 2,205 68,484 SH   SOLE 68,484 0 0
ISHARES TR 7-10 Y TR BD ETF 464287440 3,280 31,064 SH   SOLE 31,064 0 0
ISHARES TR MSCI EAFE ETF 464287465 2,800 47,691 SH   SOLE 47,691 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 216 1,921 SH   SOLE 1,921 0 0
ISHARES TR CALI AMT-FRE ETF 464288356 294 2,487 SH   SOLE 2,487 0 0
ISHARES TR USA ESG SLCT ETF 464288802 294 3,525 SH   SOLE 3,525 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 2,062 28,084 SH   SOLE 28,084 0 0
ISHARES TR CUR HD EURZN ETF 46434V639 4,507 174,549 SH   SOLE 174,549 0 0
ISHARES TR CORE MSCI EURO 46434V738 5,170 122,399 SH   SOLE 122,399 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 554 11,407 SH   SOLE 11,407 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 507 6,279 SH   SOLE 6,279 0 0
VANGUARD INDEX FDS REIT ETF 922908553 1,018 12,771 SH   SOLE 12,771 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 13,493 129,365 SH   SOLE 129,365 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 33,502 1,024,216 SH   SOLE 1,024,216 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 18,162 364,114 SH   SOLE 364,114 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 240 3,035 SH   SOLE 3,035 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 13,216 359,907 SH   SOLE 359,907 0 0