The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Inc Stock 037833100 1,033 7,477 SH   SOLE   7,477 0 0
iShares Core US Aggregate Bond ETF 464287226 4,415 45,828 SH   SOLE   45,828 0 0
Amazon.com Inc Stock 023135106 435 3,850 SH   SOLE   3,850 0 0
Vanguard Total Bond Market ETF ETF 921937835 8,266 115,879 SH   SOLE   115,879 0 0
Berkshire Hathaway Class A Stock 084670108 406 100 SH   SOLE   100 0 0
BlackRock Science & Technology Trust II ETF 09260K101 272 15,417 SH   SOLE   15,417 0 0
Capital Group Dividend Value ETF ETF 14020W106 631 30,900 SH   SOLE   30,900 0 0
iMGP DBi Hedge Strategy ETF ETF 56170L794 1,478 57,730 SH   SOLE   57,730 0 0
Xtrackers MSCI Europe Hedged Equity ETF ETF 233051846 279 9,330 SH   SOLE   9,330 0 0
iMGP DBi Managed Futures Strategy ETF ETF 53700T827 15,825 466,255 SH   SOLE   466,255 0 0
iShares Core Dividend Growth ETF ETF 46434V621 2,227 50,084 SH   SOLE   50,084 0 0
iShares MSCI KLD 400 Social ETF ETF 464288570 2,970 44,350 SH   SOLE   44,350 0 0
WisdomTree International Equity ETF ETF 97717W703 281 7,000 SH   SOLE   7,000 0 0
iShares ESG U.S. Aggregate Bond ETF ETF 46435U549 303 6,535 SH   SOLE   6,535 0 0
iShares MSCI Emerging Markets ETF 464287234 2,069 59,312 SH   SOLE   59,312 0 0
iShares MSCI EAFE ETF 464287465 9,390 167,657 SH   SOLE   167,657 0 0
iShares ESG Aware MSCI EAFE ETF ETF 46435G516 4,629 82,475 SH   SOLE   82,475 0 0
iShares ESG Aware MSCI EM ETF ETF 46434G863 8,100 292,719 SH   SOLE   292,719 0 0
iShares ESG Aware MSCI USA ETF ETF 46435G425 282 3,548 SH   SOLE   3,548 0 0
iShares ESG Aware MSCI USA Small-Cap ETF ETF 46435U663 3,926 128,002 SH   SOLE   128,002 0 0
Schwab Fundamental Emerg Mkts Lg Co ETF ETF 808524730 278 11,863 SH   SOLE   11,863 0 0
Schwab Fundamental US Large Company ETF ETF 808524771 268 5,607 SH   SOLE   5,607 0 0
SPDR Gold Shares ETF 78463V107 319 2,060 SH   SOLE   2,060 0 0
SPDR S&P Global Natural Resources ETF ETF 78463X541 476 9,620 SH   SOLE   9,620 0 0
Ishares Core High Dividend Etf ETF 46429B663 1,073 11,756 SH   SOLE   11,756 0 0
iShares iBoxx $ High Yield Corporate Bd ETF 464288513 255 3,570 SH   SOLE   3,570 0 0
iShares Core MSCI Intl Dev Mkts ETF ETF 46435G326 22,227 460,098 SH   SOLE   460,098 0 0
iShares 7-10 Year Treasury Bond ETF ETF 464287440 5,378 56,027 SH   SOLE   56,027 0 0
iShares Core MSCI EAFE ETF 46432F842 1,564 29,702 SH   SOLE   29,702 0 0
iShares Core MSCI Emerging Markets ETF ETF 46434G103 33,381 776,665 SH   SOLE   776,665 0 0
iShares Core MSCI Europe ETF ETF 46434V738 352 8,913 SH   SOLE   8,913 0 0
iShares Core S&P Small-Cap ETF 464287804 1,871 21,462 SH   SOLE   21,462 0 0
iShares Core S&P Total US Stock Mkt ETF ETF 464287150 15,376 193,307 SH   SOLE   193,307 0 0
Ishares Core U S Growth Etf ETF 464287671 311 3,874 SH   SOLE   3,874 0 0
iShares Core S&P US Value ETF ETF 464287663 345 5,515 SH   SOLE   5,515 0 0
iShares Core S&P 500 ETF 464287200 87,759 244,693 SH   SOLE   244,693 0 0
iShares S&P 500 Growth ETF 464287309 281 4,852 SH   SOLE   4,852 0 0
iShares Russell 1000 ETF 464287622 4,631 23,466 SH   SOLE   23,466 0 0
iShares Russell 2000 ETF 464287655 25,106 152,232 SH   SOLE   152,232 0 0
iShares US Financial Services ETF ETF 464287770 677 4,795 SH   SOLE   4,795 0 0
JPMorgan Active Value ETF ETF 46641Q167 576 12,585 SH   SOLE   12,585 0 0
KraneShares Global Carbon ETF ETF 500767520 249 6,695 SH   SOLE   6,695 0 0
Vanguard Mega Cap Growth ETF ETF 921910816 3,607 20,698 SH   SOLE   20,698 0 0
Marsh & Mclennan Companies Inc ETF 571748102 269 1,800 SH   SOLE   1,800 0 0
Microsoft Corp Stock 594918104 233 1,001 SH   SOLE   1,001 0 0
BlackRock MuniHoldings CA Qty ETF 09254L107 174 16,169 SH   SOLE   16,169 0 0
Nestle SA Stock H57312649 313 2,884 SH   SOLE   2,884 0 0
Nuveen ESG US Aggregate Bond ETF ETF 67092P870 1,209 55,856 SH   SOLE   55,856 0 0
iShares S&P 100 ETF 464287101 1,388 8,541 SH   SOLE   8,541 0 0
Public Storage Stock 74460D109 263 897 SH   SOLE   897 0 0
Schwab US Small-Cap ETF ETF 808524607 718 18,996 SH   SOLE   18,996 0 0
Schwab US TIPS ETF ETF 808524870 48,050 927,609 SH   SOLE   927,609 0 0
SPDR Portfolio Short Term Corporate Bond ETF ETF 78464A474 54,658 1,870,572 SH   SOLE   1,870,572 0 0
SPDR S&P 500 ETF ETF 78462F103 2,148 6,015 SH   SOLE   6,015 0 0
iShares Short-Term National Muni Bond ETF 464288158 504 4,914 SH   SOLE   4,914 0 0
iShares MSCI USA ESG Select ETF ETF 464288802 1,171 15,421 SH   SOLE   15,421 0 0
iShares ESG 1-5 Year USD Corp Bd ETF ETF 46435G243 262 11,137 SH   SOLE   11,137 0 0
iShares TIPS Bond ETF 464287176 463 4,410 SH   SOLE   4,410 0 0
SPDR DoubleLine Total Return Tact ETF ETF 78467V848 8,159 203,068 SH   SOLE   203,068 0 0
TCW Strategic Income ETF 872340104 76 16,200 SH   SOLE   16,200 0 0
Tesla Motors Inc Stock 88160R101 279 1,053 SH   SOLE   1,053 0 0
iShares MSCI World ETF 464286392 1,037 10,379 SH   SOLE   10,379 0 0
iShares Broad USD High Yield Corp Bd ETF ETF 46435U853 1,123 33,412 SH   SOLE   33,412 0 0
Vanguard Small-Cap ETF ETF 922908751 284 1,660 SH   SOLE   1,660 0 0
Vanguard Short-Term Corporate Bond ETF ETF 92206C409 1,135 15,280 SH   SOLE   15,280 0 0
Vanguard FTSE Developed Markets ETF ETF 921943858 45,775 1,258,933 SH   SOLE   1,258,933 0 0
Vanguard FTSE All-World ex-US ETF ETF 922042775 1,153 25,982 SH   SOLE   25,982 0 0
Vanguard FTSE Europe ETF ETF 922042874 878 19,016 SH   SOLE   19,016 0 0
Vanguard Dividend Appreciation ETF ETF 921908844 5,646 41,774 SH   SOLE   41,774 0 0
Vanguard REIT ETF ETF 922908553 615 7,670 SH   SOLE   7,670 0 0
Vanguard Mid-Cap ETF ETF 922908629 434 2,307 SH   SOLE   2,307 0 0
Vanguard 500 ETF ETF 922908363 47,804 145,610 SH   SOLE   145,610 0 0
Engine No. 1 Transform 500 ETF ETF 29287L106 8,223 197,714 SH   SOLE   197,714 0 0
Vanguard Total Stock Market ETF ETF 922908769 38,090 212,237 SH   SOLE   212,237 0 0
Vanguard Value ETF ETF 922908744 1,324 10,725 SH   SOLE   10,725 0 0
Vanguard Russell 2000 ETF ETF 92206C664 8,565 128,551 SH   SOLE   128,551 0 0
Vanguard FTSE Emerging Markets ETF ETF 922042858 68,974 1,890,218 SH   SOLE   1,890,218 0 0
Select Sector Spdr Trust Shs Ben Int Energy ETF 81369Y506 363 5,039 SH   SOLE   5,039 0 0