The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Computer, Inc. Stock 037833100 2,752 20,737 SH   SOLE   20,737 0 0
Abbott Laboratories Stock 002824100 59 535 SH   SOLE   535 0 0
Invesco BLDRS Emerging Markets 50 ADR (ETF) ETF 46090C305 1 22 SH   SOLE   22 0 0
iShares Barclays Aggregate Bond Fund (ETF) ETF 464287226 18,713 158,328 SH   SOLE   158,328 0 0
Alcon Inc Stock H01301128 5 80 SH   SOLE   80 0 0
Ally Financial Inc Stock 02005N100 18 499 SH   SOLE   499 0 0
American Tower Corp Stock 03027X100 4 16 SH   SOLE   16 0 0
Amazon.com Stock 023135106 7 2 SH   SOLE   2 0 0
American Express Stock 025816109 24 200 SH   SOLE   200 0 0
Boeing Stock 097023105 151 707 SH   SOLE   707 0 0
Bank of America Stock 060505104 88 2,891 SH   SOLE   2,891 0 0
Powershares Senior Loan Portfolio (ETF) ETF 46138G508 7 299 SH   SOLE   299 0 0
Vanguard Total Bond Market (ETF) ETF 921937835 8,750 99,222 SH   SOLE   99,222 0 0
Vanguard Total ETF 92203J407 14 244 SH   SOLE   244 0 0
Bank Of Commerce Holdings Inc Stock 06424J103 28 2,872 SH   SOLE   2,872 0 0
PIMCO Total Return (ETF) ETF 72201R775 17 150 SH   SOLE   150 0 0
Berkshire Hathaway Class B Stock 084670702 70 300 SH   SOLE   300 0 0
Citigroup, Inc. Stock 172967424 32 515 SH   SOLE   515 0 0
First Trust NASDAQ Cybersecurity (ETF) ETF 33734X846 17 382 SH   SOLE   382 0 0
Comcast Corp. A Stock 20030N101 1 24 SH   SOLE   24 0 0
iShares Cali AMT-Free Muni Bond (ETF) ETF 464288356 609 9,687 SH   SOLE   9,687 0 0
Compass Minerals International Stock 20451N101 7 113 SH   SOLE   113 0 0
Costco Stock 22160K105 28 75 SH   SOLE   75 0 0
Campbell Soup Co Stock 134429109 6 124 SH   SOLE   124 0 0
Cisco Systems Stock 17275R102 3 78 SH   SOLE   78 0 0
Chevron Corporation Stock 166764100 102 1,213 SH   SOLE   1,213 0 0
Darling Ingredients Stock 237266101 46 796 SH   SOLE   796 0 0
Deutsche X-trackers MSCI Europe Hedged Equity (ETF) ETF 233051853 6 191 SH   SOLE   191 0 0
Doubleline Opportunistic ETF 258623107 1,340 68,200 SH   SOLE   68,200 0 0
Diageo PLC Stock 25243Q205 112 703 SH   SOLE   703 0 0
Discover Financial Services Stock 254709108 113 1,250 SH   SOLE   1,250 0 0
Danaher Corp. Stock 235851102 28 128 SH   SOLE   128 0 0
Walt Disney Holding Company Stock 254687106 18 97 SH   SOLE   97 0 0
DoubleLine Yield Opportunities Fund ETF 25862D105 5,498 297,040 SH   SOLE   297,040 0 0
iShares MSCI KLD 400 Social ETF 464288570 4,136 57,809 SH   SOLE   57,809 0 0
Doubleline Income Solutions Fund ETF 258622109 1,998 120,513 SH   SOLE   120,513 0 0
iShares Select Dividend (ETF) ETF 464287168 5 53 SH   SOLE   53 0 0
WisdomTree International Equity (ETF) ETF 97717W703 354 7,000 SH   SOLE   7,000 0 0
ProShares UltraShort Dow30 (ETF) ETF 74347B276 37 3,000 SH   SOLE   3,000 0 0
iShares MSCI Emerging Market Fund (ETF) ETF 464287234 1,885 36,473 SH   SOLE   36,473 0 0
iShares MSCI EAFE Index Fund (ETF) ETF 464287465 8,650 118,552 SH   SOLE   118,552 0 0
iShares J.P. Morgan USD Emerging Markets Bond (ETF) ETF 464288281 4,011 34,604 SH   SOLE   34,604 0 0
iShares Emerging Markets Infrastructure (ETF) ETF 464288216 1 21 SH   SOLE   21 0 0
iShares MSCI EAFE ESG Optimized (ETF) ETF 46435G516 1,835 25,126 SH   SOLE   25,126 0 0
iShares MSCI EM ESG Optimized (ETF) ETF 46434G863 4,754 113,243 SH   SOLE   113,243 0 0
iShares MSCI USA Small-Cap ESG Optimized (ETF) ETF 46435U663 1,050 30,772 SH   SOLE   30,772 0 0
iShares MSCI United Kingdom ETF 46435G334 50 1,700 SH   SOLE   1,700 0 0
Facebook Inc Class A Stock 30303M102 27 100 SH   SOLE   100 0 0
SPDR Blmbg Barclays Inv Grd Flt Rt (ETF) ETF 78468R200 9 287 SH   SOLE   287 0 0
Schwab Fundamental US Small Company (ETF) ETF 808524763 96 2,234 SH   SOLE   2,234 0 0
Schwab Fundamental Intl Sm Co (ETF) ETF 808524748 63 1,820 SH   SOLE   1,820 0 0
Schwab Fundamental Emerg Mkts Lg Co (ETF) ETF 808524730 335 11,863 SH   SOLE   11,863 0 0
Schwab Fundamental Inl ETF 808524755 71 2,416 SH   SOLE   2,416 0 0
Schwab Fundamental US Large Company (ETF) ETF 808524771 175 3,865 SH   SOLE   3,865 0 0
General Electric Company Stock 369604103 25 2,310 SH   SOLE   2,310 0 0
General Finance Corp Stock 369822101 523 61,481 SH   SOLE   61,481 0 0
SPDR Gold Shares Trust (ETF) ETF 78463V107 10 55 SH   SOLE   55 0 0
SPDR S&P Global Natural Resources (ETF) ETF 78463X541 521 11,639 SH   SOLE   11,639 0 0
Gentex Corp. Stock 371901109 131 3,870 SH   SOLE   3,870 0 0
Alphabet Inc Class A Stock 02079K305 40 23 SH   SOLE   23 0 0
FlexShares Morningstar Global Upstream Natural Resources Index Fund (ETF) ETF 33939L407 2,678 82,297 SH   SOLE   82,297 0 0
iShares High Dividend Equity Fund (ETF) ETF 46429B663 1,193 13,610 SH   SOLE   13,610 0 0
Hecla Mining Company Stock 422704106 5 700 SH   SOLE   700 0 0
Honeywell International Inc. Stock 438516106 4 21 SH   SOLE   21 0 0
Hewlett Packard Enterprise Co Stock 42824C109 1 100 SH   SOLE   100 0 0
HP Inc Stock 40434L105 2 100 SH   SOLE   100 0 0
iShares iBoxx High Yield Corp Bond Fund (ETF) ETF 464288513 2,979 34,123 SH   SOLE   34,123 0 0
iShares Gold Trust (ETF) ETF 464285105 38 2,070 SH   SOLE   2,070 0 0
iShares Nasdaq Biotechnology (ETF) ETF 464287556 68 450 SH   SOLE   450 0 0
International Business Machines Corp. Stock 459200101 6 50 SH   SOLE   50 0 0
iShares Barclays 7-10 Yr Treasury Bond Fund (ETF) ETF 464287440 33,084 275,814 SH   SOLE   275,814 0 0
iShares Core MSCI EAFE (ETF) ETF 46432F842 3,022 43,733 SH   SOLE   43,733 0 0
iShares Core MSCI Emerging Markets (ETF) ETF 46434G103 15,439 248,851 SH   SOLE   248,851 0 0
iShares Core MSCI Europe (ETF) ETF 46434V738 466 9,081 SH   SOLE   9,081 0 0
iShares Long-Term Corporate Bond (ETF) ETF 464289511 2 31 SH   SOLE   31 0 0
iShares Short-Term Corporate Bond (ETF) ETF 464288646 2 44 SH   SOLE   44 0 0
iShares S&P MidCap 400 Index (ETF) ETF 464287507 3 12 SH   SOLE   12 0 0
iShares S&P MidCap 400 Value Index (ETF) ETF 464287705 14 166 SH   SOLE   166 0 0
iShares S&P Mid-Cap 400 Growth (ETF) ETF 464287606 18 256 SH   SOLE   256 0 0
iShares S&P Small-Cap 600 Index (ETF) ETF 464287804 1,642 17,865 SH   SOLE   17,865 0 0
Intel Corporation Stock 458140100 296 5,942 SH   SOLE   5,942 0 0
iShares Core S&P Total US Stock Market (ETF) ETF 464287150 38,037 441,158 SH   SOLE   441,158 0 0
iShares Core S&P U.S. Value (ETF) ETF 464287663 85 1,359 SH   SOLE   1,359 0 0
iShares S&P 500/Barra Value (ETF) ETF 464287408 144 1,126 SH   SOLE   1,126 0 0
iShares S&P 500 Index Fund (ETF) ETF 464287200 78,308 208,604 SH   SOLE   208,604 0 0
iShares S&P 500 Growth Index (ETF) ETF 464287309 310 4,852 SH   SOLE   4,852 0 0
iShares Russell 1000 Index Fund (ETF) ETF 464287622 3,796 17,917 SH   SOLE   17,917 0 0
iShares Russell 1000 Value Index Fund (ETF) ETF 464287598 67 492 SH   SOLE   492 0 0
iShares Russell 1000 Growth Index Fund (ETF) ETF 464287614 19 77 SH   SOLE   77 0 0
iShares Russell 2000 Index Fund (ETF) ETF 464287655 18,383 93,761 SH   SOLE   93,761 0 0
iShares Russell 2000 Value Index Fund (ETF) ETF 464287630 18 134 SH   SOLE   134 0 0
iShares Russell 2000 Growth Index (ETF) ETF 464287648 15 54 SH   SOLE   54 0 0
iShares Russell Mid-Cap (ETF) ETF 464287499 178 2,596 SH   SOLE   2,596 0 0
iShares Russell Midcap (ETF) ETF 464287473 40 416 SH   SOLE   416 0 0
iShares US Financials (ETF) ETF 464287788 34 502 SH   SOLE   502 0 0
iShares Dow Jones US Financial Services (ETF) ETF 464287770 719 4,795 SH   SOLE   4,795 0 0
Johnson & Johnson Stock 478160104 107 679 SH   SOLE   679 0 0
JP Morgan & Co. Stock 46625H100 135 1,059 SH   SOLE   1,059 0 0
KKR & Co LP Stock 48251W104 28 694 SH   SOLE   694 0 0
Lifevantage Corp Stock 53222K205 1 100 SH   SOLE   100 0 0
Eli Lilly & Company Stock 532457108 4 25 SH   SOLE   25 0 0
Lockheed Martin Corporation Stock 539830109 90 254 SH   SOLE   254 0 0
Mastercard Incorporated Stock 57636Q104 6 18 SH   SOLE   18 0 0
iShares MBS ETF 464288588 8 74 SH   SOLE   74 0 0
McDonald's Corporation Stock 580135101 12 57 SH   SOLE   57 0 0
Medtronic, Inc. Stock G5960L103 347 2,962 SH   SOLE   2,962 0 0
Vanguard Mega Cap Growth Index Fund (ETF) ETF 921910816 4,410 21,642 SH   SOLE   21,642 0 0
Marsh & McLennan Co., Inc. Stock 571748102 211 1,800 SH   SOLE   1,800 0 0
Merck & Co., Inc. Stock 58933Y105 113 1,380 SH   SOLE   1,380 0 0
Microsoft Corporation Stock 594918104 10 44 SH   SOLE   44 0 0
iShares S&P National Muni Bond (ETF) ETF 464288414 5 41 SH   SOLE   41 0 0
Murphy USA Inc. Stock 626755102 21 159 SH   SOLE   159 0 0
Maxim Intregrated Stock 57772K101 22 243 SH   SOLE   243 0 0
Muni-Yield Insured Fund (NYSE) ETF 09254E103 3 183 SH   SOLE   183 0 0
Netflix Inc. Stock 64110L106 30 55 SH   SOLE   55 0 0
Nike Stock 654106103 5 36 SH   SOLE   36 0 0
Nestle SA Stock 641069406 350 2,884 SH   SOLE   2,884 0 0
Nuveen ESG US Aggregate Bond (ETF) ETF 67092P870 2,488 92,861 SH   SOLE   92,861 0 0
NuShares ESG Small-Cap (ETF) ETF 67092P607 211 5,491 SH   SOLE   5,491 0 0
NVIDIA Corporation Stock 67066G104 52 100 SH   SOLE   100 0 0
Novartis AG Stock 66987V109 44 469 SH   SOLE   469 0 0
Realty Income Corp Stock 756109104 20 319 SH   SOLE   319 0 0
iShares S&P 100 Index Fund (ETF) ETF 464287101 993 5,784 SH   SOLE   5,784 0 0
Palo Alto Networks Inc Stock 697435105 39 109 SH   SOLE   109 0 0
PG & E Corporation Stock 69331C108 14 1,162 SH   SOLE   1,162 0 0
PIMCO Dynamic Credit and Mortgage Income Fund ETF 72202D106 483 22,760 SH   SOLE   22,760 0 0
Pimco Dynamic Income ETF 72201Y101 53 2,000 SH   SOLE   2,000 0 0
Pepsico Inc. Stock 713448108 133 896 SH   SOLE   896 0 0
Pfizer Inc. Stock 717081103 80 2,170 SH   SOLE   2,170 0 0
PowerShares FTSE RAFI US 1500 Small-Mid (ETF) ETF 46137V597 81 539 SH   SOLE   539 0 0
Nasdaq 100 Shares Unit ETF 46090E103 76 243 SH   SOLE   243 0 0
Ross Stores Inc. Stock 778296103 2 17 SH   SOLE   17 0 0
Guggenheim S&P 500 Equal ETF 46137V357 26 204 SH   SOLE   204 0 0
Raytheon Technologies Corp Stock 75513E101 83 1,167 SH   SOLE   1,167 0 0
SPDR Dow Jones REIT (ETF) ETF 78464A607 17 193 SH   SOLE   193 0 0
Guggenheim S&P 500 Equal Weight Health Care (ETF) ETF 46137V332 50 193 SH   SOLE   193 0 0
Seabridge Gold Inc. Stock 811916105 6 300 SH   SOLE   300 0 0
Starbucks Corp. Stock 855244109 21 200 SH   SOLE   200 0 0
Schwab US Small-Cap (ETF)1/2 ETF 808524607 1,096 12,310 SH   SOLE   12,310 0 0
Schwab International Small-Cap Eq (ETF) ETF 808524888 20 535 SH   SOLE   535 0 0
Schwab U.S. Dividend Equity (ETF) ETF 808524797 29 450 SH   SOLE   450 0 0
Schwab Emerging Markets Equity (ETF) ETF 808524706 49 1,613 SH   SOLE   1,613 0 0
Schwab International Equity (ETF) ETF 808524805 80 2,212 SH   SOLE   2,212 0 0
Schwab U.S. Large-Cap Growth (ETF) ETF 808524300 11 86 SH   SOLE   86 0 0
Schwab U.S. TIPS (ETF) ETF 808524870 4,295 69,190 SH   SOLE   69,190 0 0
Schwab Intermediate-Term US Trs (ETF) ETF 808524854 70 1,195 SH   SOLE   1,195 0 0
Schwab US Large-Cap (ETF) ETF 808524201 196 2,160 SH   SOLE   2,160 0 0
Service Corporation International Stock 817565104 36 742 SH   SOLE   742 0 0
Sherwin-Williams Stock 824348106 4 5 SH   SOLE   5 0 0
Source Capital Inc Stock 836144105 2,533 63,462 SH   SOLE   63,462 0 0
Powershares S&P 500 Low Volatility Portfolio (ETF) ETF 46138E354 16 278 SH   SOLE   278 0 0
SPDR1/2 Portfolio Short Term Corporate Bond (ETF) ETF 78464A474 2,227 70,936 SH   SOLE   70,936 0 0
SPDR S&P 500 (ETF) ETF 78462F103 2,285 6,112 SH   SOLE   6,112 0 0
iShares Short-Term National Muni Bond (ETF) ETF 464288158 45 419 SH   SOLE   419 0 0
iShares MSCI USA ESG Select (ETF) ETF 464288802 1,356 16,469 SH   SOLE   16,469 0 0
AT&T Inc. Stock 00206R102 5 167 SH   SOLE   167 0 0
iShares Barclays TIPS Bond Fund (ETF) ETF 464287176 114 895 SH   SOLE   895 0 0
iShares Barclays 20PLUS Year Treasury Bond Fund (ETF) ETF 464287432 1 9 SH   SOLE   9 0 0
SPDR DoubleLine Total Return Tact (ETF) ETF 78467V848 9,174 186,167 SH   SOLE   186,167 0 0
TCW Strategic Income Fund, Inc. ETF 872340104 92 16,200 SH   SOLE   16,200 0 0
Tesla Motors Inc Stock 88160R101 346 490 SH   SOLE   490 0 0
Textron Inc. Stock 883203101 19 400 SH   SOLE   400 0 0
Union Pacific Corp. Stock 907818108 5 24 SH   SOLE   24 0 0
iShares MSCI World (ETF) ETF 464286392 1,501 13,356 SH   SOLE   13,356 0 0
Americas Silver Corp Stock 03062D100 1 396 SH   SOLE   396 0 0
Vanguard Small Cap (ETF) ETF 922908751 32 164 SH   SOLE   164 0 0
Vanguard Small-Cap Value Index Fund (ETF) ETF 922908611 14 97 SH   SOLE   97 0 0
Invesco California Value Municipal Income Trust ETF 46132H106 3 260 SH   SOLE   260 0 0
Vanguard FTSE Developed Markets (ETF) ETF 921943858 68,530 1,451,595 SH   SOLE   1,451,595 0 0
Vanguard FTSE All-World Ex-US (ETF) ETF 922042775 1,916 32,834 SH   SOLE   32,834 0 0
Vanguard FTSE Europe (ETF) ETF 922042874 1,414 23,476 SH   SOLE   23,476 0 0
Vanguard Dividend Appreciation (ETF) ETF 921908844 6,006 42,548 SH   SOLE   42,548 0 0
Vanguard REIT (ETF) ETF 922908553 2,752 32,401 SH   SOLE   32,401 0 0
Vanguard Mid Cap (ETF) ETF 922908629 3 14 SH   SOLE   14 0 0
Vanguard S&P 500 (ETF) ETF 922908363 5,441 15,831 SH   SOLE   15,831 0 0
Vanguard FTSE All-Wld ex-US SmCp (ETF) ETF 922042718 32 259 SH   SOLE   259 0 0
Vanguard Total Stock Market (ETF) ETF 922908769 39,697 203,952 SH   SOLE   203,952 0 0
Viatris Inc Stock 92556V106 5 269 SH   SOLE   269 0 0
Vanguard Value (ETF) ETF 922908744 164 1,378 SH   SOLE   1,378 0 0
Vanguard Russell 2000 (ETF) ETF 92206C664 45 285 SH   SOLE   285 0 0
Vanguard FTSE Emerging Markets (ETF) ETF 922042858 110,357 2,202,305 SH   SOLE   2,202,305 0 0
Vanguard Extended Market (ETF) ETF 922908652 182 1,103 SH   SOLE   1,103 0 0
Vanguard High Dividend Yield Index Fund (ETF) ETF 921946406 53 582 SH   SOLE   582 0 0
Verizon Communication Stock 92343V104 59 1,000 SH   SOLE   1,000 0 0
Wells Fargo & Company Stock 949746101 17 555 SH   SOLE   555 0 0
Walmart Stores Inc. Stock 931142103 4 30 SH   SOLE   30 0 0
Wheaton Precious Metals Corp Stock 962879102 4 105 SH   SOLE   105 0 0
Weyerhaeuser Co. Stock 962166104 36 1,075 SH   SOLE   1,075 0 0
SPDR1/2 S&P Biotech (ETF) ETF 78464A870 29 205 SH   SOLE   205 0 0
Xilinx Inc. Stock 983919101 255 1,800 SH   SOLE   1,800 0 0
Exxon Mobil Corporation Stock 30231G102 29 707 SH   SOLE   707 0 0