The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Deutsche X-trackers MSCI Europe Hedged Equity ETF 233051846 155 5,651 SH   SOLE   5,651 0 0
iShares Core MSCI Europe (ETF) ETF 46434V738 4,808 102,588 SH   SOLE   102,588 0 0
iShares Currency Hedged MSCI EAFE (ETF) ETF 46434V803 488 17,170 SH   SOLE   17,170 0 0
iShares Currency Hedged MSCI Eurozone (ETF) ETF 46434V639 43 1,469 SH   SOLE   1,469 0 0
iShares MSCI EAFE Index Fund (ETF) ETF 464287465 5,318 81,568 SH   SOLE   81,568 0 0
iShares MSCI EAFE ESG Select (ETF) ETF 46435G516 853 13,619 SH   SOLE   13,619 0 0
iShares MSCI Emerging Market Fund (ETF) ETF 464287234 100 2,428 SH   SOLE   2,428 0 0
iShares MSCI EM ESG (ETF) ETF 46434G863 1,098 17,097 SH   SOLE   17,097 0 0
iShares MSCI USA ESG Select (ETF) ETF 464288802 300 2,938 SH   SOLE   2,938 0 0
iShares High Dividend Equity Fund (ETF) ETF 46429B663 2,044 24,587 SH   SOLE   24,587 0 0
iShares Cali AMT-Free Muni Bond ETF 464288356 293 2,487 SH   SOLE   2,487 0 0
iShares Barclays 7-10 Yr Treasury Bond Fund (ETF) ETF 464287440 3,644 34,184 SH   SOLE   34,184 0 0
iShares Barclays 20plus Year Treasury Bond Fund (ETF) ETF 464287432 58 464 SH   SOLE   464 0 0
iShares S&P 500 Index Fund (ETF) ETF 464287200 16,037 65,887 SH   SOLE   65,887 0 0
iShares Russell 1000 Index Fund ETF 464287622 84 618 SH   SOLE   618 0 0
iShares Russell 1000 Growth Index Fund ETF 464287614 39 331 SH   SOLE   331 0 0
iShares Russell 2000 Index Fund (ETF) ETF 464287655 2,949 20,925 SH   SOLE   20,925 0 0
iShares S&P 100 Index Fund (ETF) ETF 464287101 619 5,794 SH   SOLE   5,794 0 0
PIMCO Total Return (ETF) ETF 72201R775 80 756 SH   SOLE   756 0 0
PowerShares FTSE RAFI US 1500 Small-Mid (ETF) ETF 73935X567 64 539 SH   SOLE   539 0 0
SPDR Doubleline Ttl Rtrn ETF 78467V848 4,522 91,894 SH   SOLE   91,894 0 0
SPDR S&P 500 (ETF) ETF 78462F103 885 3,659 SH   SOLE   3,659 0 0
Vanguard Dividend Appreciation ETF 921908844 256 2,766 SH   SOLE   2,766 0 0
Vanguard Total Bond Market (ETF) ETF 921937835 558 6,824 SH   SOLE   6,824 0 0
Vanguard FTSE Developed Markets (ETF) ETF 921943858 23,371 565,599 SH   SOLE   565,599 0 0
Vanguard S&P 500 (ETF) ETF 922908363 1,291 5,815 SH   SOLE   5,815 0 0
Vanguard REIT (ETF) ETF 922908553 1,399 16,812 SH   SOLE   16,812 0 0
Vanguard Total International Stock (ETF) ETF 921909768 158 3,042 SH   SOLE   3,042 0 0
Vanguard Total Stock Market (ETF) ETF 922908769 14,527 116,733 SH   SOLE   116,733 0 0
Vanguard FTSE Emerging Markets (ETF) ETF 922042858 40,777 998,691 SH   SOLE   998,691 0 0
Vanguard FTSE Europe (ETF) ETF 922042874 47,358 858,864 SH   SOLE   858,864 0 0
Vanguard FTSE All-World ex US (ETF) ETF 922042775 834 16,665 SH   SOLE   16,665 0 0
Vanguard Mega Cap Growth (ETF) ETF 921910816 183 1,826 SH   SOLE   1,826 0 0
Vanguard MSCI Pacific (ETF) ETF 922042866 39 593 SH   SOLE   593 0 0
Vanguard Short-Term Corporate Bond (ETF) ETF 92206C409 243 3,035 SH   SOLE   3,035 0 0
Apple Computer Stock 037833100 23 158 SH   SOLE   158 0 0
Chevron Corp. Stock 166764100 70 672 SH   SOLE   672 0 0
Discover Financial Services Stock 254709108 93 1,500 SH   SOLE   1,500 0 0
Johnson & Johnson Stock 478160104 31 236 SH   SOLE   236 0 0
Pfizer Inc. Stock 717081103 34 1,000 SH   SOLE   1,000 0 0
RLI Corporation Stock 749607107 35 645 SH   SOLE   645 0 0
Zimmer Biomet Holdings Inc Stock 98956P102 39 300 SH   SOLE   300 0 0
Bank of Commerce Holdings Inc Stock 06424J103 22 2,000 SH   SOLE   2,000 0 0
Compass Minerals Stock 20451N101 7 113 SH   SOLE   113 0 0
Campbell Soup Co Stock 134429109 6 124 SH   SOLE   124 0 0
Diageo PLC ADR 25243Q205 6 53 SH   SOLE   53 0 0
Hecla Mining Company Stock 422704106 4 700 SH   SOLE   700 0 0
Pepsico Inc Stock 713448108 11 92 SH   SOLE   92 0 0
Seabridge Gold Inc. Stock 811916105 3 300 SH   SOLE   300 0 0
Wheaton Precious Metals Corp Stock 962879102 2 105 SH   SOLE   105 0 0