The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Deutsche X-trackers MSCI Europe Hedged Equity ETF 233051846 19,976 787,369 SH   SOLE   787,369 0 0
iShares Core MSCI Europe (ETF) ETF 46434V738 4,308 105,870 SH   SOLE   105,870 0 0
iShares Currency Hedged MSCI Eurozone (ETF) ETF 46434V639 3,655 137,410 SH   SOLE   137,410 0 0
iShares MSCI EAFE Index Fund (ETF) ETF 464287465 4,049 70,133 SH   SOLE   70,133 0 0
iShares MSCI EAFE ESG Select (ETF) ETF 46435G516 101 1,806 SH   SOLE   1,806 0 0
iShares MSCI Emerging Market Fund (ETF) ETF 464287234 85 2,428 SH   SOLE   2,428 0 0
iShares MSCI EM ESG (ETF) ETF 46434G863 154 2,830 SH   SOLE   2,830 0 0
iShares MSCI USA ESG Select (ETF) ETF 464288802 552 5,999 SH   SOLE   5,999 0 0
iShares MSCI Mexico Capped Invstbl Mkt ETF 464286822 6 130 SH   SOLE   130 0 0
iShares High Dividend Equity Fund (ETF) ETF 46429B663 2,022 24,587 SH   SOLE   24,587 0 0
iShares Cali AMT-Free Muni Bond ETF 464288356 287 2,487 SH   SOLE   2,487 0 0
iShares Barclays 7-10 Yr Treasury Bond Fund (ETF) ETF 464287440 3,354 31,999 SH   SOLE   31,999 0 0
iShares Barclays 20plus Year Treasury Bond Fund (ETF) ETF 464287432 65 544 SH   SOLE   544 0 0
iShares Core US Aggregate Bond ETF 464287226 3,018 27,931 SH   SOLE   27,931 0 0
iShares S&P 500 Index Fund (ETF) ETF 464287200 11,623 51,662 SH   SOLE   51,662 0 0
iShares Russell 1000 Index Fund ETF 464287622 77 618 SH   SOLE   618 0 0
iShares Russell 1000 Growth Index Fund ETF 464287614 35 331 SH   SOLE   331 0 0
iShares Russell 2000 Index Fund (ETF) ETF 464287655 1,272 9,431 SH   SOLE   9,431 0 0
iShares S&P 100 Index Fund (ETF) ETF 464287101 604 6,078 SH   SOLE   6,078 0 0
PIMCO Total Return (ETF) ETF 72201R775 90 866 SH   SOLE   866 0 0
PowerShares FTSE RAFI US 1500 Small-Mid (ETF) ETF 73935X567 62 539 SH   SOLE   539 0 0
SPDR Doubleline Ttl Rtrn ETF 78467V848 1,447 29,896 SH   SOLE   29,896 0 0
SPDR S&P 500 (ETF) ETF 78462F103 818 3,659 SH   SOLE   3,659 0 0
Vanguard Dividend Appreciation ETF 921908844 182 2,136 SH   SOLE   2,136 0 0
Vanguard Total Bond Market (ETF) ETF 921937835 747 9,242 SH   SOLE   9,242 0 0
Vanguard FTSE Developed Markets (ETF) ETF 921943858 20,367 557,387 SH   SOLE   557,387 0 0
Vanguard S&P 500 (ETF) ETF 922908363 1,033 5,032 SH   SOLE   5,032 0 0
Vanguard REIT (ETF) ETF 922908553 1,557 18,862 SH   SOLE   18,862 0 0
Vanguard Total International Stock (ETF) ETF 921909768 140 3,042 SH   SOLE   3,042 0 0
Vanguard Total Stock Market (ETF) ETF 922908769 13,631 118,204 SH   SOLE   118,204 0 0
Vanguard FTSE Emerging Markets (ETF) ETF 922042858 34,183 955,380 SH   SOLE   955,380 0 0
Vanguard FTSE Europe (ETF) ETF 922042874 18,633 388,670 SH   SOLE   388,670 0 0
Vanguard FTSE All-World ex US (ETF) ETF 922042775 97 2,200 SH   SOLE   2,200 0 0
Vanguard Short-Term Corporate Bond (ETF) ETF 92206C409 241 3,035 SH   SOLE   3,035 0 0
Apple Computer Stock 037833100 18 158 SH   SOLE   158 0 0
BlackRock Health Services Stock 09250W107 27 853 SH   SOLE   853 0 0
Discover Financial Services Stock 254709108 108 1,500 SH   SOLE   1,500 0 0
JP Morgan Alerian MLP ETN Stock 46625H365 47 1,500 SH   SOLE   1,500 0 0
Pfizer Inc. Stock 717081103 32 1,000 SH   SOLE   1,000 0 0
RLI Corporation Stock 749607107 41 645 SH   SOLE   645 0 0
UBS ETRACS Alerian MLP Infras ETN Stock 902641646 16 560 SH   SOLE   560 0 0
Zimmer Biomet Holdings Inc Stock 98956P102 31 300 SH   SOLE   300 0 0