The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Deutsche X-trackers MSCI Europe Hedged Equity ETF 233051846 21,878 848,317 SH   SOLE   848,317 0 0
iShares Core MSCI Europe (ETF) ETF 46434V738 2,818 68,121 SH   SOLE   68,121 0 0
iShares Currency Hedged MSCI Eurozone (ETF) ETF 46434V639 1,817 73,296 SH   SOLE   73,296 0 0
iShares MSCI EAFE Index Fund (ETF) ETF 464287465 733 12,396 SH   SOLE   12,396 0 0
iShares MSCI USA ESG Select (ETF) ETF 464288802 564 6,196 SH   SOLE   6,196 0 0
iShares MSCI Mexico Capped Invstbl Mkt ETF 464286822 6 130 SH   SOLE   130 0 0
iShares High Dividend Equity Fund (ETF) ETF 46429B663 2,094 25,764 SH   SOLE   25,764 0 0
iShares Cali AMT-Free Muni Bond ETF 464288356 300 2,487 SH   SOLE   2,487 0 0
iShares Barclays 7-10 Yr Treasury Bond Fund (ETF) ETF 464287440 3,345 29,900 SH   SOLE   29,900 0 0
iShares Barclays 20+ Year Treasury Bond Fund (ETF) ETF 464287432 75 544 SH   SOLE   544 0 0
iShares S&P 500 Index Fund (ETF) ETF 464287200 9,786 44,980 SH   SOLE   44,980 0 0
iShares Russell 1000 Index Fund ETF 464287622 74 618 SH   SOLE   618 0 0
iShares Russell 2000 Index Fund (ETF) ETF 464287655 1,187 9,557 SH   SOLE   9,557 0 0
iShares S&P 100 Index Fund (ETF) ETF 464287101 641 6,681 SH   SOLE   6,681 0 0
PIMCO Total Return (ETF) ETF 72201R775 93 866 SH   SOLE   866 0 0
PowerShares FTSE RAFI US 1500 Small-Mid (ETF) ETF 73935X567 57 539 SH   SOLE   539 0 0
SPDR Doubleline Ttl Rtrn ETF 78467V848 1,491 29,716 SH   SOLE   29,716 0 0
SPDR S&P 500 (ETF) ETF 78462F103 696 3,216 SH   SOLE   3,216 0 0
Vanguard Dividend Appreciation ETF 921908844 179 2,136 SH   SOLE   2,136 0 0
Vanguard Total Bond Market (ETF) ETF 921937835 544 6,462 SH   SOLE   6,462 0 0
Vanguard FTSE Developed Markets (ETF) ETF 921943858 18,073 483,095 SH   SOLE   483,095 0 0
Vanguard S&P 500 (ETF) ETF 922908363 456 2,294 SH   SOLE   2,294 0 0
Vanguard REIT (ETF) ETF 922908553 1,478 17,041 SH   SOLE   17,041 0 0
Vanguard Total International Stock (ETF) ETF 921909768 144 3,042 SH   SOLE   3,042 0 0
Vanguard Total Stock Market (ETF) ETF 922908769 12,788 114,867 SH   SOLE   114,867 0 0
Vanguard FTSE Emerging Markets (ETF) ETF 922042858 35,418 941,213 SH   SOLE   941,213 0 0
Vanguard FTSE Europe (ETF) ETF 922042874 20,160 413,705 SH   SOLE   413,705 0 0
Vanguard Short-Term Corporate Bond (ETF) ETF 92206C409 244 3,035 SH   SOLE   3,035 0 0
Apple Computer Stock 037833100 18 158 SH   SOLE   158 0 0
BlackRock Health Services Stock 09250W107 55 1,610 SH   SOLE   1,610 0 0
Discover Financial Services Stock 254709108 85 1,500 SH   SOLE   1,500 0 0
JP Morgan Alerian MLP ETN Stock 46625H365 47 1,500 SH   SOLE   1,500 0 0
Pfizer Inc. Stock 717081103 34 1,000 SH   SOLE   1,000 0 0
RLI Corporation Stock 749607107 44 645 SH   SOLE   645 0 0
UBS ETRACS Alerian MLP Infras ETN Stock 902641646 16 560 SH   SOLE   560 0 0
Zimmer Biomet Holdings Inc Stock 98956P102 39 300 SH   SOLE   300 0 0