The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Total Bond Market ETF 921937835 522 6,304 SH   SOLE   6,304 0 0
WisdomTree Equity Income ETF 97717W208 70 1,103 SH   SOLE   1,103 0 0
Deutsche X-trackers MSCI Europe Hedged Equity ETF 233051846 21,149 857,287 SH   SOLE   857,287 0 0
iShares Core MSCI Europe ETF 46434V738 2,419 58,877 SH   SOLE   58,877 0 0
iShares Currency Hedged MSCI Eurozone ETF 46434V639 2,173 89,238 SH   SOLE   89,238 0 0
iShares Gold Trust ETF 464285105 70 5,855 SH   SOLE   5,855 0 0
iShares MSCI EAFE Index Fund ETF 464287465 1,707 29,862 SH   SOLE   29,862 0 0
iShares MSCI Emerging Market Fund ETF 464287234 1,689 49,327 SH   SOLE   49,327 0 0
iShares MSCI USA ESG Select ETF 464288802 611 7,174 SH   SOLE   7,174 0 0
iShares High Dividend Equity Fund ETF 46429B663 2,062 26,434 SH   SOLE   26,434 0 0
iShares Cali AMT-Free Muni Bond ETF 464288356 297 2,487 SH   SOLE   2,487 0 0
iShares Barclays 7-10 Yr Treasury Bond Fund ETF 464287440 3,207 29,065 SH   SOLE   29,065 0 0
iShares Barclays 20+ Year Treasury Bond Fund ETF 464287432 71 544 SH   SOLE   544 0 0
iShares S&P 500 Index Fund ETF 464287200 7,307 35,361 SH   SOLE   35,361 0 0
iShares Russell 2000 Index Fund ETF 464287655 337 3,047 SH   SOLE   3,047 0 0
iShares S&P 100 Index Fund ETF 464287101 989 10,823 SH   SOLE   10,823 0 0
PIMCO Total Return ETF 72201R775 389 3,691 SH   SOLE   3,691 0 0
PowerShares FTSE RAFI US 1500 Small-Mid ETF 73935X567 51 539 SH   SOLE   539 0 0
SPDR Doubleline Ttl Rtrn ETF 78467V848 1,191 24,112 SH   SOLE   24,112 0 0
SPDR S&P 500 ETF 78462F103 102 495 SH   SOLE   495 0 0
Vanguard FTSE Developed Markets ETF 921943858 11,878 331,040 SH   SOLE   331,040 0 0
Vanguard REIT ETF 922908553 985 11,755 SH   SOLE   11,755 0 0
Vanguard Total International Stock ETF 921909768 137 3,042 SH   SOLE   3,042 0 0
Vanguard Total Stock Market ETF 922908769 11,525 109,949 SH   SOLE   109,949 0 0
Vanguard FTSE Emerging Markets ETF 922042858 34,027 983,999 SH   SOLE   983,999 0 0
Vanguard FTSE Europe ETF 922042874 20,556 423,650 SH   SOLE   423,650 0 0
Vanguard Short-Term Corporate Bond ETF 92206C409 243 3,035 SH   SOLE   3,035 0 0
Vident Core US Bond Strategy ETF 26922A602 126 2,496 SH   SOLE   2,496 0 0
Vident Core US Equity ETF 26922A503 113 4,471 SH   SOLE   4,471 0 0
Vident International Equity ETF 26922A404 224 10,601 SH   SOLE   10,601 0 0
Apple Computer Stock 037833100 17 158 SH   SOLE   158 0 0
Allstate Corporation Stock 020002101 34 500 SH   SOLE   500 0 0
BlackRock Health Services Stock 09250W107 57 1,610 SH   SOLE   1,610 0 0
Discover Financial Services Stock 254709108 76 1,500 SH   SOLE   1,500 0 0
Pfizer Inc. Stock 717081103 30 1,000 SH   SOLE   1,000 0 0
RLI Corporation Stock 749607107 43 645 SH   SOLE   645 0 0
Zimmer Biomet Holdings Inc Stock 98956P102 32 300 SH   SOLE   300 0 0